Tag: 3BL

July 3, 2025 /3BL/ – Registration is now open for the Tire Emissions Research Conference 2025, a leading tire sector sustainability conference. Hosted by the Tire Industry Project (TIP) in collaboration with the Massachusetts Institute of Technology (MIT), this year’s conference will take place at MIT’s Samberg Conference Centre in Boston from September 3 – 4, 2025.

Bringing together leading international experts, researchers and industry professionals, the conference will showcase the latest tire emissions research and explore collaborative, actionable solutions.

Register now

Following last year’s successful inaugural conference at the Technical University of Munich, the 2025 edition will convene renowned experts from all over the world to discuss subjects related to:

• Tire and road emissions generation and characterization
• Environmental distribution and fate of tire emissions
• Behaviour and impact of tire emissions on the environment
• Tire and vehicle design alternatives
• Civil engineering and environmental mitigation measures

The conference agenda has been curated by a Scientific Committee of leading international scientists with an extensive track record in the field of tire emissions. Visit Tire Emissions Research Conference 2025 to learn more about the Committee and their work.

Why attend?

Participants will:

• Gain insights from renowned experts on cutting-edge research and technological innovations
• Engage in meaningful discussion on the challenges and opportunities shaping the tire industry
• Network and connect with leaders from academia, research and industry fostering collaboration for impactful solutions

As a bonus, conference attendees can also take advantage of two exclusive, attendee-only events on Friday 5th September. First a masterclass, “Decoding Tire Construction & Chemistry: What Drives Performance and Emissions” led by renowned industry expert Bonnie Stuck and hosted by the Akron Rubber Development Laboratory and second, a private guided tour of the MIT campus.

Don’t miss the chance to contribute and take part in what promises to be an intellectually stimulating event at MIT, one of the world’s leading academic institutions.

Secure your place, explore the agenda and learn more about the speakers and sessions at Tire Emissions Research Conference 2025.

The Tire Emissions Research Conference is part of TIP’s commitment to building a collaborative research ecosystem, that can advance data-driven research and promote sustainability across the tire industry.

About TIP

Formed in 2005, the Tire Industry Project (TIP) is a voluntary CEO-driven initiative with a mission to anticipate, understand, and address global environmental, social, and governance (ESG) issues relevant to the tire industry and its value chain. TIP acts by commissioning independent research of the highest standards, collaborating on sectoral solutions, and engaging with external stakeholders. The organisation currently brings together 10 leading tire companies that represent more than 60% of the world’s tire manufacturing capacity. For more information, visit The Tire Industry Project.

Covia’s 2024 Corporate Responsibility Report highlights the past year, which was shaped by purpose, innovation, and a deep commitment to creating lasting value for our customers, communities, and the environment. Guided by our belief that corporate responsibility is a catalyst for progress, we strengthened our foundation and made meaningful progress across our sustainability strategy. The following highlights reflect the tangible steps we’ve taken to turn our commitments into action, from redefining our goals to enhancing our environmental and social impact.

Overall Program Highlights

• Redefined the baseline associated with our 2030 Goals to provide an accurate analysis of progress and incorporate business changes after separation from the Energy business
• Refreshed governance structures and sustainability responsibilities for Covia team members
• Renewed our enthusiasm around corporate responsibility as a priority for Covia 

Environmental Stewardship 

• Launched a pilot program to reduce equipment idling by installing idle-management systems
• Invested $13 million in energy efficiency-related projects, including equipment replacements and upgrades
• In collaboration with Monarch Joint Venture, began transforming 12 acres at the Cleburne, Texas, site into a pollinator garden to support habitat restoration for monarch butterflies
• Recorded an 11% reduction in Scope 1 and 2 greenhouse gas emissions intensity from the baseline year
• Further improved our Environmental Management System (EMS)

Positive Social Impact

• Completed the second year of our formal internship program, hosting 10 students from campuses across the U.S.
• Contributed almost $900,000 to local communities through 

The Covia Foundation 

• Launched the Immediate Response Program (IRP), an extension of the Covia Cares Emergency Relief Fund, in October 2024 to support Covia employees affected by Hurricane Helene
• Recorded 12,000+ volunteer hours across our employee base
• Completed regional Safety & Health Bootcamps and Workshops with more than 100 attendees, representing every Covia site 

Responsible Governance and Ethics 

• Submitted our second Communication on Progress (CoP) Report as part of our signatory commitment to the UN Global Compact
• Posted refreshed policies on our intranet, making them easily accessible to all team members
• Recorded 93% completion of cybersecurity training
• Leveraged multiple AI-based tools to enhance our cybersecurity protections and reduce the risk of cyberattacks

View the full Covia 2024 Corporate Responsibility Report here. 

DENTON, Texas, July 3, 2025 /3BL/ – Cayuga Milk Ingredients (CMI), in collaboration with Tetra Pak, a pioneer and world-leading food processing and packaging solutions company, announces the grand opening of CMI’s expanded facility in Auburn, Cayuga County as part of a two-phase, multimillion-dollar expansion and investment in New York state. The ribbon-cutting event, aligned with June’s National Dairy Month, featured a host of local and state leaders and was also attended by key dairy industry groups, including New York Farm Bureau, New York Animal Agriculture Coalition, Northeast Agribusiness and Feed Alliance, and the Northeast Dairy Producers Association. 

CMI is a unique leader in the global food market with 1.5 billion pounds of milk produced annually on 65,000 acres of fertile land. The company is owned and operated by 22 farm families with 32 farm locations in the Finger Lakes region of New York state, with a dairy ingredients portfolio that includes milk powders, protein powders and fluid milk products. With the addition of its new consumer goods dairy plant, CMI is positioning itself as a vertically integrated, premium contract manufacturing solution for fast-growing, value-added dairy products, with a commitment to maximizing their nutritional impact while minimizing environmental impact.

“Shelf-stable innovation continues to redefine what’s possible in food and beverage,” said Mat Rutz, VP of contract manufacturing for Tetra Pak U.S. and Canada. “Working with companies like CMI to expand their portfolio by providing innovative processing and packaging solutions for their products is energizing. We’re proud to continue driving this bold new chapter for our industry with sustainable growth in mind.”

Tetra Pak and CMI share a deep commitment to sustainability and reducing environmental impact across the food and beverage industry. Through this plant expansion, which was supported by incentives from the state, the companies are advancing shelf-stable packaging solutions that offer cost savings and production efficiencies, while reducing food waste and minimizing the environmental impact of the transportation and storage of food and beverage products.

CMI has already supported over 350 construction-related jobs during the development of the plant and expects to add an additional 150 new jobs once the facility opens in fall of 2025, a workforce development win for the state’s robust agricultural industry.

“The opening of our new consumer products facility marks a new chapter of possibilities, one where innovation, sustainability and responsible farming come together to shape the future of food,” said Brian Linney, CEO at CMI. “As one of the key players in New York’s significant dairy industry, we are excited to continually invest back in our county with a vertically integrated expansion that is sure to not only create meaningful opportunities for our local community but also drive economic benefits back to our state.”

About the Facility  

• Expansion of a 235,000 square foot state-of-the-art consumer goods plant, adding to CMI’s existing footprint
• This is a two-phase project: 
  • Phase one is the expansion of the Eagle Drive facility, including the purchase and installation of UHT/aseptic low-acid packaging systems and new processing equipment
  • Phase two of the project includes the addition of machinery and equipment, and the expansion of the facility’s wastewater treatment plant  
• The project incorporates cutting-edge industry technologies, upgraded facilities and workforce development

About Cayuga

Cayuga Milk Ingredients (CMI) is a farmer-owned dairy processor located in the Finger Lakes in central New York, producing premium milk and innovative dairy ingredients for customers across the globe. Founded by progressive, sustainability-minded dairy farmers, CMI was built with a clear mission: to produce the highest quality dairy ingredients through innovation, integrity and sustainable stewardship.

With a vertically integrated model and state-of-the-art processing capabilities, CMI transforms high-quality milk into value-added products including high-protein milk, powders and ultrafiltered dairy ingredients. CMI is committed to advancing sustainable agriculture; supporting the wellbeing of its farmers, employees and cows; and delivering exceptional ingredients for the future of food.

More information about CMI is available at www.cmingredients.com.

Media contact:

Stephanie Ward
stephanie.ward@tetrapak.com
940-380-4635

By Mel Campbell

If the winners of the most recent Regions Riding Forward Scholarships are any indication, the young people of today definitely have something to say to the world, especially when it comes to recognizing those who have been the inspiration behind their achievements and dreams.

Honoring these students and those who have helped move them to greater accomplishments is at the heart of the Regions Riding Forward® Scholarship Contest.

The winners for the first quarter of 2025 are the first four winners of the Regions Riding Forward® Scholarship Contest for 2025. Regions will award four scholarship prizes for each quarter of 2025, and each winning student will receive a check in the amount of $8,000 made out to their designated accredited college.

The Regions Riding Forward Scholarship Contest provides opportunities for students to help them further their education. The contest invites eligible high school and college students to submit a video essay or traditional written essay on someone they know in their community who has inspired them and helped them build the confidence to achieve their goals.

• The 2025 Regions Riding Forward Scholarship Contest consists of four (4) separate quarterly contests.
• For each quarterly contest, eligible entries are grouped according to form of entry (written essay or video essay) and judged by a panel of independent, qualified judges.
• A total of four (4) quarterly contest scholarship prizes are awarded in each quarterly contest, consisting of two (2) prizes for the written essay group and two (2) prizes for the video essay group.
• Regions promotes the scholarship contest throughout the year and students may submit an entry in each quarterly contest.

Contest winners from the first quarter of 2025 and the individuals they highlighted in their award-winning submissions include (follow links to read/watch their submissions):

• Isabella Crowe – Isabella, who was recently crowned Miss Arkansas Teen, wrote of the important influence and example set by her friend and pageant participant friend, Sophie Sligh. Sophie helped her build confidence and overcome challenges, something they did together, winning various awards over several years. Today, Sligh is advocating and working in the medical field and continues to inspire Isabella with her positivity and balance of life.
• Neha Varghese – Neha spoke about how her father, Benny Varghese, had been a powerful influence on her life, helping build her confidence and encouraging her to become the first person in their family to enter the medical profession. Building a life as a first-generation immigrant, he modeled his philosophy of “those who work the hardest, go the farthest,” and inspired her to excel more than she even imagined she could.
• Nicholas Rhoden – Nicholas cited the example of his cross-country and track coach, Jack Todd. In addition to coaching Nicholas’ high school squads, Todd has been a leader in promoting track and cross country among the blind and disabled community, serving as Head of Competition for Athletics for the International Paralympic Committee. Todd teaches his students that as a runner, the most important thing you can do is be consistent, something that Rhoden has used to inspire him as he grew as a student and athlete.
• Stacy Xu – Stacy highlighted her high school teacher, Mrs. Kim. She helped build Stacy’s confidence, identity and sense of purpose by encouraging and helping her to create and lead an Asian American organization within her school. The group provides students with a space to share and discuss issues, educates others on Asian cultures, and helps support a variety of charitable organizations and students.

To learn more about the Riding Forward Scholarship, visit www.regions.com/ridingforward.

See full contest rules for complete details, including eligibility and written essay and video essay requirements.

See a list of previous winners and their winning submissions on Doing More Today.

If you know of a young person – in college or headed that way – please share this information with them and with the guidance counselor at their school.

The Regions Riding Forward Scholarship contest has awarded over $1.5 million in educational assistance to more than 400 students over the past 13 years.

Originally published on GoDaddy Resource Library

If you ask Andre Russell what keeps him going after nearly two decades at GoDaddy, you might expect a standard answer. But Andre doesn’t do “standard.” As a Fraud Detection Specialist by day and a coach, content creator, small business owner, DJ, cosplayer, and full-time dad during all other hours, Andre’s journey is a testament to passion, perseverance, and the drive to always move forward.

Tell us a little bit about yourself and your career journey here at GoDaddy.

I first stumbled into GoDaddy nearly 20 years ago after moving to Arizona for school. I was in my 20s, looking for a job, and had no idea I was walking into a career that would become such a huge part of my life. Shortly after joining, I found my niche in the Payment Fraud Division as what I like to call a “Fraud Fighting Cyber Sleuth.” We track down and stop bad actors who try to abuse our platform with compromised payment methods. It’s fast-paced, unpredictable, and incredibly fulfilling work. I’ve grown alongside this company—literally. Watching GoDaddy evolve from its early days to the powerhouse it is today still leaves me speechless.

How do you keep yourself motivated and inspired in your work?

The ever-changing nature of fraud keeps things exciting, with no two days ever the same. Every morning, I’m energized and ready to tackle challenges, knowing I play an integral part in safeguarding people’s accounts, payment methods, and trust in our platform. Combined with a deep sense of pride in our mission, this gives me all the motivation I need!

What has been your most significant learning experience within the past year?

To expect the unexpected. After being in fraud detection this long, I’ve learned that nothing really surprises me anymore—and that’s a good thing. Having a flexible, ready-to-pivot mindset has helped me stay grounded in high-pressure situations and has translated to other areas of my life too.

What aspects of GoDaddy’s company culture do you appreciate the most?

I’ve been here long enough to remember Bob Parsons’ 16 Rules, and I still refer back to them now and then—they’re worth a read if you haven’t seen them.

GoDaddy’s culture has always celebrated boldness, individuality, and excellence.

We have the kind of energy that makes every day exciting—whether it’s our legendary company parties, or the random celebrity sightings in the office (shoutout to that time I ran into racing icon Danica Patrick)! GoDaddy always knows how to take care of its people. That spirit of fun, ambition, and camaraderie is why so many of us proudly call ourselves “Lifers.”

Tell us a little about life outside of work.

Life outside GoDaddy? Let’s just say I don’t do boring. My wife Amanda and I are proud parents of two energetic boys who keep us on our toes, running between football games, baseball practices, soccer matches, and martial arts lessons. We coach, we cheer, and we celebrate!  I lead our elementary school’s Dad’s Club, DJ school events, and even play The Grinch each year at our “Breakfast with the Grinch” event—an absolute experience in itself. I’m also a cosplayer any chance I get, and I love fishing and camping with the family to unplug and recharge. On top of that, I co-own a custom trading card business (ChampionCards.com), and create YouTube content with my kids. There’s never a dull moment—and I like it that way.

What’s your personal mantra?

I’ve got two:

1. “I always move in one direction—and that’s forward.”
2. “Keep smiling.”

No matter what life throws your way, forward motion and a good attitude can carry you a long way.

Are you enjoying this series and want to know more about life at GoDaddy? Check out our GoDaddy Life social pages! Follow us to meet our team, learn more about our culture (Teams, ERGs, Locations), careers, and so much more. You’re more than just your day job, so come propel your career with us.

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By Entergy Mississippi

JACKSON, Miss., July 3, 2025 /3BL/ – Just in time for the peak of summer activities, Entergy Mississippi is contributing $628,000 to help older adults and customers with disabilities with their bills. The bill assistance, which includes contributions from employees, customers and shareholders, is distributed through Entergy’s The Power to Care program. The company announced the contributions during Beat the Heat Day events, where they gave away fans and energy efficiency kits to households in need.

During Beat the Heat Day, employee volunteers teamed up with community action agencies to provide the free resources to customers in Attala, Claiborne, Hinds and Sunflower counties. In some locations, customers also enjoyed a cooling station and received energy-saving tips for their home.

“High temperatures in our service area are notorious for causing higher utility bills, which leaves many of our customers struggling to make ends meet. It’s why we’re thankful for our community partners who help us get these important resources to homes in need,” said Valarie Mabry, public affairs analyst at Entergy Mississippi.

Community action agencies that partnered with Entergy for Beat the Heat Day included Oprah Winfrey Boys and Girls Club (Attala), AJFC Community Action Agency (Claiborne), New Horizon Ministries (Hinds), and Boss Lady Workforce Development (Sunflower).

Combined with energy efficiency tips like setting your thermostat on the highest comfortable temperatures and using fans to cool off, the free energy efficiency kits can save households up to $300 annually. They include LED bulbs, an advanced power strip, faucet aerators and V-seal weatherstripping.

Entergy Mississippi customers can help their neighbors in need by donating to The Power to Care program through a one-time gift by bank draft, or adding a monthly gift to their bill through the myEntergy app.

All donations go directly to helping our customers make payments on their Entergy bill and are not used for fundraising or administrative purposes. Donations to Entergy’s The Power to Care program are tax deductible to the fullest extent allowed by law. A summary of donations to The Power to Care program are included in the January bill for tax reporting purposes.

About Entergy Mississippi
Entergy Mississippi, LLC provides electricity to approximately 459,000 customers in 45 counties. Entergy Mississippi is a subsidiary of Entergy Corporation. Entergy produces, transmits and distributes electricity to power life for 3 million customers through our operating companies in Arkansas, Louisiana, Mississippi and Texas. We’re investing for growth and improved reliability and resilience of our energy system while working to keep energy rates affordable for our customers. We’re also investing in cleaner energy generation like modern natural gas, nuclear and renewable energy. A nationally recognized leader in sustainability and corporate citizenship, we deliver more than $100 million in economic benefits each year to the communities we serve through philanthropy, volunteerism and advocacy. Entergy is a Fortune 500 company headquartered in New Orleans, Louisiana, and has approximately 12,000 employees. Learn more at entergymississippi.com and connect with @EntergyMS on social media.

View original content here.

Logitech Blog

Logitech has continued to demonstrate its excellence in product design by once again earning recognition from the prestigious Red Dot Design Awards with five wins across various categories. This year’s award-winning products include the MX Creative Console, Keys To Go 2, EVERBOOM, MINIROLL, and Mevo Core. Judged by a distinguished panel of industry experts, the Red Dot Awards celebrate outstanding achievements in design innovation. Logitech’s continued success shows its ongoing commitment to delivering exceptional design solutions.

“We’re honored and grateful for the ongoing support and global recognition each year from the renowned Red Dot organization,” said Malin Leschly, Chief Design Officer at Logitech. “At Logitech, we seek to extend human potential in work and play. With that in mind, our teams craft designs that unlock new experiences wherever you work or play – whether at the desk with the Creative Console, or on the go with the Keys to Go, the Mevo Core camera, or the Everboom and Miniroll.”

In addition to the Red Dot honors, the MX Creative Console, EVERBOOM, and MINIROLL  also recently received 2025 iF Design Awards.

Thank you, Red Dot, for these outstanding honors.

In the latest blog, Cascale’s VP Communications & Marketing Lee Green reflects on the powerful role events play in driving meaningful change across our industry. Green highlights how Cascale events are intentionally designed to go beyond conversation—serving as platforms where participants can connect, learn, and take purposeful action. Green emphasizes that it’s equally important to raise the bar: to engage in tough, often uncomfortable conversations, celebrate the wins and embrace the complexity that real, lasting change demands.

Read the full blog, titled: Beyond the Glamour: Making Sustainability More Than a Moment

 

 

In a recent interview at the Gartner Supply Chain Symposium, David D’Annunzio, Global Vice President and Automotive Vertical Leader at DP World, sat down with Supply Chain Now host Scott Luton to share critical insights on the ever-evolving automotive supply chain landscape, the new norm of constant disruption, and the future of global automotive manufacturing.

The automotive supply chain is being actively reshaped by global disruption, rapid innovation, and shifting trade dynamics. In this interview, “Inside the Automotive Supply Chain with DP World’s David D’Annunzio,” learn more about why the automotive supply chain is in constant flux, how DP World balances “asset appropriate” strategies, the rising influence of Chinese automakers, and what’s driving change in inter-Americas trade.

Navigating a “pressure-cooked” sector

Drawing from decades of experience, D’Annunzio underscored the intense pressures unique to automotive supply chains, where factories rely on precise sequencing to produce vehicles every 60 seconds. Any misstep, he noted, could halt operations, making it an intensely “pressure-cooked” sector.

Adding to this high-stakes environment is the long-term effects of outsourcing parts production from local suppliers to low-cost countries such as China, India, and Pakistan. While this has increased efficiency and lowered costs over the past few decades, it has also increased market and supply chain vulnerability as global disruptions persist.

DP World’s proactive approach to disruption

DP World’s distinctive “asset-appropriate” strategy – acquiring assets strategically rather than adhering strictly to an “asset-light” model – positions them advantageously. Simply put, “asset-light” companies prefer not owning physical assets like ships or trucks, opting instead to lease or outsource.

In contrast, DP World chooses to own these assets strategically when it makes financial and operational sense, ensuring readiness and reliability during disruptions. As D’Annunzio pointed out, companies with resources readily available are primed to lead when inevitable supply chain disruptions occur.

China’s disruption of the global automotive industry

Highlighting emerging industry trends, D’Annunzio spoke of the rapid ascendence of Chinese automotive manufacturing. Chinese electric vehicles, like BYD’s Seagull, are poised to upend the global market – a Seagull can be purchased for $10,000 and offers features and quality equivalent to a $40,000 U.S.-manufactured car. D’Annunzio speculated that we could soon see Chinese automakers entering the U.S. market through partnerships with domestic firms – a scenario mirroring China’s own strategy from decades past when U.S. manufacturers entered their market.

Learn more

To hear more from David D’Annunzio and explore deeper insights on the future of automotive supply chains, watch the full interview here.

CINCINNATI, July 3, 2025 /3BL/ – Fifth Third (NASDAQ: FITB) announced a first-of-its-kind initiative to offer free wills to every customer, through an exclusive partnership with Trust & Will, the leading digital estate planning platform in the U.S.

Starting today, millions of Fifth Third customers can access a secure, guided online experience to create a state-specific, attorney approved will—at no cost and in less than one hour. This experience is designed to be simple and stress-free, ensuring peace of mind and a streamlined legal process for more American families during what can be a time of great emotional turmoil.

This pioneering offer from Fifth Third and Trust & Will seeks to addresses a significant gap in estate planning in the U.S. According to Trust & Will’s 2025 Estate Planning Report, which surveyed 10,000 Americans aged 18 and over, 83% of Americans think a will is important, and yet only 31% have one in place. This lack of preparedness isn’t evenly distributed. Older generations, wealthier households, and men tend to be more prepared, while younger adults, lower-income individuals, and women lag behind.

“At Fifth Third, we are leading the industry with digital solutions that solve everyday banking needs,” said Ben Hoffman, chief strategy officer and head of consumer products at Fifth Third. “First, we focused on getting customers paid as early as possible, which then streamlined how they paid others. In response to evolving threats of scams and fraud, we reinforced security protections to better protect customers identity and money. Now, we’re thrilled to address another gap in financial planning with this novel partnership, securing our customers’ legacies for generations to come.”

For many families, not having an estate plan can result in significant financial strain and stress. Without a will, families may struggle to access critical funds needed for funeral expenses, rent, or everyday bills. By offering free wills to all families, Fifth Third Bank and Trust & Will proactively address these concerns, ensuring families of all income levels have access to modern tools to secure their legacies and protect what matters most.

“We believe every family deserves peace of mind,” said Cody Barbo, CEO of Trust & Will. “Our mission is to make estate planning accessible to all, and this partnership brings us one step closer to that goal.”

Fifth Third customers can learn more about Trust & Will and get started at 53.com/TrustandWill.

About Fifth Third
Fifth Third is a bank that’s as long on innovation as it is on history. Since 1858, we’ve been helping individuals, families, businesses and communities grow through smart financial services that improve lives. Our list of firsts is extensive, and it’s one that continues to expand as we explore the intersection of tech-driven innovation, dedicated people and focused community impact. Fifth Third is one of the few U.S.-based banks to have been named among Ethisphere’s World’s Most Ethical Companies^® for several years. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is not only to be the nation’s highest performing regional bank, but to be the bank people most value and trust.

Fifth Third Bank, National Association is a federally chartered institution. Fifth Third Bancorp is the indirect parent company of Fifth Third Bank and its common stock is traded on the NASDAQ^® Global Select Market under the symbol “FITB.” Investor information and press releases can be viewed at www.53.com. Deposit and credit products provided by Fifth Third Bank, National Association. Member FDIC.

About Trust & Will
Founded in 2017, Trust & Will is the leading digital estate planning platform in the U.S., trusted by over one million individuals and families. Our simple, secure, and attorney-approved online solutions help Americans easily create wills, trusts, healthcare directives, and other essential estate planning documents tailored to state-specific laws. With a focus on easy access and a guided experience, we’re transforming how families plan for the future and protect their legacies.

Our platform supports 17,000+ financial advisors, along with 150+ enterprise partners and financial institutions—including AARP, Fifth Third Bank, LPL Financial, UBS, and USAA. We empower professionals to integrate estate planning into their client services, enabling multi-generational wealth planning. With more than one million users and $100+ billion in self-reported estate assets, Trust & Will is redefining estate planning as a relationship-deepening driver of financial wellness.

Recognized for innovation and leadership, Trust & Will has earned spots on the CNBC Disruptor 50, Inc. 5000, and Deloitte Technology Fast 500™ lists.

Learn more at trustandwill.com.