Tag: 3BL

New $13.4 Million Commitment Extends the Amgen Biotech Experience Through 2027–28 School Year

Program Reaches 100,000 Students Annually and Has Served More Than 1.25 Million Students Across 17 Countries

THOUSAND OAKS, Calif., October 22, 2026 /3BL/ – The Amgen Foundation today announced a new $13.4 million commitment to the Amgen Biotech Experience (ABE), a global education program that provides schools with biotechnology curriculum, professional development, research-grade equipment and laboratory supplies at no cost. The commitment brings the Amgen Foundation’s total support for ABE to more than $75 million and extends the program through the 2027-28 school year. ABE is led globally by Education Development Center through the ABE Program Office, and locally by universities, community colleges, and other STEM-based nonprofits in each region.

Advanced biotechnology experiments can be difficult for schools to offer because of the cost of specialized equipment and consumable laboratory supplies, as well as the training teachers need to lead the work. That challenge is particularly relevant for ABE, as more than 60% of participating U.S. public schools are designated as Title I schools. Through the program, participating schools receive the equipment, supplies, teacher training and technical support needed to provide hands-on laboratory experiences in core molecular biology techniques, including DNA manipulation and sequencing DNA for clinical decision-making, which might otherwise be difficult to bring into the classroom.

The renewed investment comes as science and technology skills are becoming increasingly important across the global economy. The World Economic Forum estimates that nearly 40% of skills required on the job will change by 2030, with technological literacy, analytical thinking, and curiosity and lifelong learning among the skills expected to grow in importance.¹ In the United States alone, the STEM workforce grew from 29 million workers in 2014 to 37 million in 2024, according to the National Science Board.²

Since its launch in 1990, the Amgen Biotech Experience has reached more than 1.25 million students, 5,790 teachers and 2,940 schools at 27 sites across 17 countries. The program now reaches more than 1,000 schools and 100,000 students each year.

“When students hold a micropipette or see the results of an experiment they conducted, biotechnology goes from something they read about to something they can do,” said Scott Heimlich, president of the Amgen Foundation and executive director of philanthropy at Amgen. “That moment can help a student imagine a future in science. The Amgen Biotech Experience is about creating more of those moments and giving educators the tools and support to make them possible.”

In a 2022 global survey, 85% of participating teachers reported that most or all of their students gained an understanding of biotechnology content through the Amgen Biotech Experience, while 62% reported that most or all developed an interest in STEM.³

“The Amgen Biotech Experience is absolutely amazing. I’ve taught for 27 years, and in the past I could really only afford to do labs like this in AP-level classes. But with the financial support of the Amgen Foundation, I can now do it in all of my classes,” said Christina Freeman, a teacher at Central Crossing High School in Columbus, Ohio.

Freeman said the program also helps experienced teachers continue building their own knowledge as biotechnology evolves. “I’ve been doing this for a long time, and I want to keep learning. Some of this science didn’t even exist when I was getting my degrees or wasn’t available to me then. I want to learn it and pass that on to my students.”

ABE sites are working to make laboratory-based science more accessible for students with different learning needs, with programs in Ireland and the state of Ohio developing resources in local sign languages to support deaf and hard-of-hearing students. Through its collaboration with LabXchange, the program also reaches beyond the lab and its physical sites, giving educators and students free access to virtual biotechnology learning resources in 14 languages that complement experiential instruction.

With this newest $13.4 million commitment, ABE will continue through the 2027-28 school year, giving another generation of students, and teachers, the opportunity to put science into action. ABE aligns with local educational standards and requirements in all 17 countries where the program is currently offered.
 

 

About the Amgen Biotech Experience

Established in 1990, the Amgen Biotech Experience is a global education program funded by the Amgen Foundation with direction and technical assistance provided by Education Development Center (EDC). It brings hands-on biotechnology learning into secondary school classrooms around the world. Through professional development, curriculum materials and loaned research-grade equipment, and reagents provided at no cost, the program empowers teachers to deliver engaging laboratory experiences that help students build scientific knowledge, confidence and curiosity. To date, the Amgen Biotech Experience has reached more than 1.25 million students, 5,790 teachers and 2,940 schools globally. For more information, visit AmgenBiotechExperience.com.

About the Amgen Foundation

The Amgen Foundation is committed to unlocking the potential of future innovators through science education and strengthening communities where Amgen employees live and work. Through investments in hands-on learning, research opportunities and educational resources, the Foundation helps expand access to high-quality science education and inspires curiosity, confidence and discovery among students worldwide. To date, the Foundation has contributed more than $500 million to local, regional and international nonprofit organizations and educational initiatives. Its signature programs, including Amgen Scholars, Amgen Biotech Experience, and LabXchange, help bring the excitement of scientific discovery to students around the world. For more information, visit AmgenFoundation.org and follow the Amgen Foundation on LinkedIn. 

About Amgen 

Amgen discovers, develops, manufactures and delivers innovative medicines to fight some of the world’s toughest diseases. Harnessing the best of biology and technology, Amgen reaches millions of patients with its medicines.

More than 45 years ago, Amgen helped establish the biotechnology industry at its U.S. headquarters in Thousand Oaks, California, and it remains at the cutting edge of innovation, using technology and human genetic data to push beyond what is known today. Amgen is advancing a broad and deep pipeline and portfolio of medicines to treat cancer, inflammatory conditions, rare diseases, heart disease and obesity and obesity-related conditions.

Amgen has been consistently recognized for innovation and workplace culture, including honors from Fast Company and Forbes. Amgen is one of the 30 companies that comprise the Dow Jones Industrial Average^®, and it is also part of the Nasdaq-100 Index^®, which includes the largest and most innovative non-financial companies listed on the Nasdaq Stock Market based on market capitalization.

For more information, visit Amgen.com and follow Amgen on X, LinkedIn, Instagram, YouTube, Facebook, TikTok and Threads.

Amgen Forward-Looking Statements

This news release contains forward-looking statements that are based on the current expectations and beliefs of Amgen. All statements, other than statements of historical fact, are statements that could be deemed forward-looking statements, including any statements on the outcome, benefits and synergies of collaborations, or potential collaborations, with any other company (including BeOne Medicines Ltd.), the performance of Otezla® (apremilast), our acquisitions of ChemoCentryx, Inc., Dark Blue Therapeutics, Ltd. or Horizon Therapeutics plc (including the prospective performance and outlook of Horizon’s business, performance and opportunities, and any potential strategic benefits, synergies or opportunities expected as a result of such acquisition), as well as estimates of revenues, operating margins, capital expenditures, cash, other financial metrics, expected legal, arbitration, political, regulatory or clinical results or practices, customer and prescriber patterns or practices, reimbursement activities and outcomes, effects of pandemics or other widespread health problems on our business, outcomes, progress, and other such estimates and results. Forward-looking statements involve significant risks and uncertainties, including those discussed below and more fully described in the Securities and Exchange Commission reports filed by Amgen, including our most recent annual report on Form 10-K and any subsequent periodic reports on Form 10-Q and current reports on Form 8-K. Unless otherwise noted, Amgen is providing this information as of the date of this news release and does not undertake any obligation to update any forward-looking statements contained in this document as a result of new information, future events or otherwise.

No forward-looking statement can be guaranteed and actual results may differ materially from those we project. Discovery or identification of new product candidates or development of new indications for existing products cannot be guaranteed and movement from concept to product is uncertain; consequently, there can be no guarantee that any particular product candidate or development of a new indication for an existing product will be successful and become a commercial product. Further, preclinical results do not guarantee safe and effective performance of product candidates in humans. The complexity of the human body cannot be perfectly, or sometimes, even adequately modeled by computer or cell culture systems or animal models. The length of time that it takes for us to complete clinical trials and obtain regulatory approval for product marketing has in the past varied and we expect similar variability in the future. Even when clinical trials are successful, regulatory authorities may question the sufficiency for approval of the trial endpoints we have selected. We develop product candidates internally and through licensing collaborations, partnerships and joint ventures. Product candidates that are derived from relationships may be subject to disputes between the parties or may prove to be not as effective or as safe as we may have believed at the time of entering into such relationship. Also, we or others could identify safety, side effects or manufacturing problems with our products, including our devices, after they are on the market.

Our results may be affected by our ability to successfully market both new and existing products domestically and internationally, clinical and regulatory developments involving current and future products, sales growth of recently launched products, competition from other products including biosimilars, difficulties or delays in manufacturing our products and global economic conditions, including those resulting from geopolitical relations and government actions. In addition, sales of our products are affected by pricing pressure, political and public scrutiny and reimbursement policies imposed by third-party payers, including governments, private insurance plans and managed care providers and may be affected by regulatory, clinical and guideline developments and domestic and international trends toward managed care and healthcare cost containment. Furthermore, our research, testing, pricing, marketing and other operations are subject to extensive regulation by domestic and foreign government regulatory authorities. Our business may be impacted by government investigations, litigation and product liability claims. In addition, our business may be impacted by the adoption of new tax legislation or exposure to additional tax liabilities. Further, while we routinely obtain patents for our products and technology, the protection offered by our patents and patent applications may be challenged, invalidated or circumvented by our competitors, or we may fail to prevail in present and future intellectual property litigation. We perform a substantial amount of our commercial manufacturing activities at a few key facilities, including in Puerto Rico, and also depend on third parties for a portion of our manufacturing activities, and limits on supply may constrain sales of certain of our current products and product candidate development. An outbreak of disease or similar public health threat, and the public and governmental effort to mitigate against the spread of such disease, could have a significant adverse effect on the supply of materials for our manufacturing activities, the distribution of our products, the commercialization of our product candidates, and our clinical trial operations, and any such events may have a material adverse effect on our product development, product sales, business and results of operations. We rely on collaborations with third parties for the development of some of our product candidates and for the commercialization and sales of some of our commercial products. In addition, we compete with other companies with respect to many of our marketed products as well as for the discovery and development of new products. Further, some raw materials, medical devices and component parts for our products are supplied by sole third-party suppliers. Certain of our distributors, customers and payers have substantial purchasing leverage in their dealings with us. The discovery of significant problems with a product similar to one of our products that implicate an entire class of products could have a material adverse effect on sales of the affected products and on our business and results of operations. Our efforts to collaborate with or acquire other companies, products or technology, and to integrate the operations of companies or to support the products or technology we have acquired, may not be successful, and may result in unanticipated costs, delays or failures to realize the benefits of the transactions. A breakdown, cyberattack or information security breach of our information technology systems could compromise the confidentiality, integrity and availability of our systems and our data. Our stock price is volatile and may be affected by a number of events. Our business and operations may be negatively affected by the failure, or perceived failure, of achieving our sustainability objectives. The effects of global climate change and related natural disasters could negatively affect our business and operations. Global economic conditions may magnify certain risks that affect our business. Our business performance could affect or limit the ability of our Board of Directors to declare a dividend or our ability to pay a dividend or repurchase our common stock. We may not be able to access the capital and credit markets on terms that are favorable to us, or at all.

Any scientific information discussed in this news release relating to new indications for our products is preliminary and investigative and is not part of the labeling approved by the U.S. Food and Drug Administration for the products. The products are not approved for the investigational use(s) discussed in this news release, and no conclusions can or should be drawn regarding the safety or effectiveness of the products for these uses.

¹ World Economic Forum. The Future of Jobs Report 2025. 2025. https://www.weforum.org/publications/the-future-of-jobs-report-2025/digest/

² National Science Board. The State of U.S. Science and Engineering 2026: STEM Talent—Education, Training, and Workforce. 2026. https://ncses.nsf.gov/pubs/nsbsep20261/stem-talent-education-training-and-workforce-2

3 Amgen Biotech Experience, Results from the Global Teacher Survey 2022, Figure 5, p. 10. Survey administered to active ABE teachers across 19 sites in 12 countries; student-outcomes results based on 450 teacher responses.

# # #

CONTACT: Amgen, Thousand Oaks
Alison Chartan, achartan@amgen.com (media)

LIRQUÉN, Chile, October 22, 2026 /3BL/ – DP World is supporting the recovery of communities affected by the devastating wildfires that struck Chile’s Biobío Region in January 2026 by providing land for the construction of a new community health center in Lirquén.

The initiative reflects DP World’s commitment to strengthening community resilience, expanding access to essential services and supporting long-term recovery in the communities where it operates.

Through a land-use agreement, DP World in Lirquén is making space available for the construction of the new Ríos de Chile Community Family Health Center (CECOSF), which will serve more than 3,000 local residents. The project is led by nonprofit organization Desafío Levantemos Chile in collaboration with the Municipality of Penco, the Talcahuano Health Service and private-sector partners.

A groundbreaking ceremony held on October 19 marked an important milestone in the community’s recovery efforts.

Restoring Access to Essential Healthcare

The original Ríos de Chile health center was completely destroyed in the January wildfires, disrupting access to primary healthcare for local families. The disaster also displaced hundreds of residents across Lirquén, placing additional pressure on existing health services.

By providing land for the new facility, DP World is helping address a critical community need and supporting the restoration of accessible, reliable healthcare infrastructure.

“We are proud to be able to contribute to this project through the loan of the land where the new CECOSF Ríos de Chile will be built,” said Michael Spoerer, General Manager of DP World in Lirquén. “We know how difficult it has been for the families of Lirquén to face the consequences of the fires, and we believe that reconstruction is not only about building infrastructure, but also about recovering essential spaces for the community.”

“Health is a fundamental need, and making this land available is our way of contributing concretely to the well-being and quality of life of more than 3 thousand neighbors. We are convinced that collaboration between the public, private and civil society worlds is key to advancing in reconstruction with a sense of urgency and commitment to people,” Spoerer added.

Building Healthier, More Resilient Communities

The new 320-square-meter (approximately 3,445-square-foot) facility will be designed to provide safe, accessible and high-quality primary healthcare services.

Planned features include a dental examination room, a gynecological and obstetric consultation room, two general consultation rooms, a procedure room and a multipurpose space with independent access for community activities.

Beyond restoring medical services, the new center will provide a dedicated space for community engagement and preventive healthcare, contributing to the long-term well-being of local families.

Nicolás Birrell, President of Desafío Levantemos Chile, emphasized the importance of collective action in responding to the needs of wildfire-affected communities.

“This emergency forced hundreds of families to move from their neighborhood, and all the more reason, health could not take a back seat,” Birrell said. “This first stone not only represents the beginning of a high-standard work, but the real commitment to restore dignity and tranquility to thousands of families. Thanks to a public-private partnership, today we demonstrate that when we come together with a sense of urgency, we can raise concrete solutions in favor of the health of the families of Lirquén.”

Collaboration for Lasting Social Impact

The reconstruction of the Ríos de Chile health center demonstrates how partnerships among businesses, nonprofit organizations and public institutions can help communities recover from natural disasters and build greater resilience.

For DP World, supporting this initiative is part of its broader approach to creating positive social impact in the communities surrounding its operations. By contributing a critical resource to the project, the company is helping turn a shared commitment to recovery into tangible improvements in access to healthcare.

As Lirquén continues rebuilding, the new health center represents an important step toward restoring essential services, strengthening community well-being and supporting a more resilient future for thousands of residents.

As artificial intelligence becomes more sophisticated, business leaders face a growing challenge: distinguishing what’s real from what’s fake. New forms of AI-generated deepfakes are creating opportunities for fraudsters to impersonate executives, manipulate employees, and bypass security controls, putting organizations of all sizes at risk. Based on guidance from KeyBank, businesses can take proactive steps to defend against this rapidly evolving cyber threat. 

Deepfakes Are No Longer a Future Threat

Advances in artificial intelligence have made it easier than ever to create highly convincing fake videos, audio recordings, and images. Known as “deepfakes,” these AI-generated materials can mimic a person’s voice, appearance, and mannerisms with remarkable accuracy, making it increasingly difficult to verify authenticity through sight or sound alone. 

While deepfakes were once viewed primarily as a consumer technology concern, they are now emerging as a serious business risk. Criminals are leveraging AI tools to impersonate executives, manipulate financial transactions, and gain unauthorized access to sensitive systems. 

Small Businesses Are Just as Vulnerable as Large Enterprises

Many organizations assume cybercriminals focus only on major corporations. However, experts warn that businesses of every size can become targets.

Small and mid-sized businesses often have fewer cybersecurity resources and may rely on more informal communication channels, making them especially susceptible to impersonation schemes. At the same time, larger organizations face increased exposure because of their complex operations, multiple approval chains, and extensive digital footprints.

The reality is that any company that handles payments, customer information, confidential data, or employee records could become a target of a deepfake-enabled attack. 

How Deepfake Attacks Target Businesses

Fraudsters are using deepfakes in several ways. In some cases, they create fake video calls that appear to feature company executives directing employees to initiate urgent wire transfers. In others, synthesized voice recordings are used to authorize payments or convince staff to disclose confidential information. 

More sophisticated attacks can target authentication systems directly. Fraudsters may use manipulated images, videos, or biometric data to bypass facial recognition or identity verification tools, potentially gaining access to financial accounts or sensitive business systems. 

These attacks can affect organizations across industries, including manufacturing, healthcare, retail, professional services, nonprofit organizations, and financial services.

The Potential Business Impact

The consequences of a successful deepfake attack can extend far beyond a single fraudulent transaction.

Organizations may experience:

• Financial losses from unauthorized transfers or payments
• Data breaches involving employee or customer information
• Operational disruptions resulting from compromised systems
• Brand and reputational damage caused by falsified content featuring company leaders
• Loss of trust among employees, clients, investors, and business partners 

As AI-generated content becomes increasingly convincing, traditional assumptions about trust and verification may no longer be sufficient.

Three Key Steps that can Help to Reduce Deepfake Risk

Cybersecurity professionals emphasize that while no defense is foolproof, organizations can significantly reduce their exposure through preparation and awareness.

1. Educate Employees

Employee awareness remains one of the most effective defenses against emerging fraud tactics. Businesses should regularly train staff to recognize suspicious communications across email, text messages, websites, audio calls, and video platforms. Employees should also understand how to identify deepfake warning signs and know how to report concerns quickly. 

2. Prepare for Emerging Threats

Organizations should evaluate technologies that can help identify manipulated media and consider working with cybersecurity providers that specialize in deepfake detection. Equally important is developing an incident response plan so teams can act quickly when suspicious activity is detected. 

3. Strengthen Verification Controls

Companies should implement multilayered verification procedures for financial transactions and sensitive requests. Multifactor authentication, secure communication channels, secondary approval processes, and pre-arranged verification phrases can make it significantly more difficult for cybercriminals to succeed. Businesses should also continuously monitor communication channels for unusual activity. 

Knowledge Is the Best Defense

As artificial intelligence continues to transform the business landscape, deepfake-enabled fraud is expected to become more sophisticated and more common. Organizations that educate employees, strengthen authentication protocols, and establish clear verification procedures will be better positioned to protect themselves.

With awareness, preparation, and strong internal controls, companies can reduce their vulnerability and help safeguard their finances, reputation, and customers in an increasingly AI-driven world. 

To learn more, visit key.com/businessfraud.

_{This material is for general educational purposes only. KeyBank makes no representation or warranty, express or implied, as to the accuracy, reliability, or completeness of such information and disclaims any and all liability for any direct, indirect, incidental, consequential, or other losses arising from or related to its use. Nothing herein constitutes an offer, solicitation, recommendation, or advice (including financial, accounting, legal, or tax advice). Consult appropriate professionals for your specific circumstances.}

_{©2026 KeyCorp®. All rights reserved. KeyBank Member FDIC.CFMA 261007-5090378}

 

Yum! Brands

Siena Laws, Krystal Salmeron and Jenna Barada have never met, and their dream jobs vary from firefighter to accountant to chef. But each of their futures is funded by one of Yum! and its brands’ many scholarship initiatives.

Since its founding in 1997, parent company, Yum!, and its brands, KFC, Taco Bell and Habit Burger & Grill, have donated millions of dollars to the educational endeavors of their fans and restaurant team members. It’s part of Yum!’s broader Food & Futures strategy, which aims to create greater access to jobs and career growth, strengthening communities and expanding possibilities around the world, in addition to expanding access to meals for people who need them most.

Siena Laws received a $25,000 Live Mas Scholarship from the Taco Bell Foundation in 2025; she plans to work in first response as a firefighter or use her nursing degree to work in an intensive care unit or as a flight nurse. That same year, the foundation gave over $14 million in scholarships to individuals like Laws, mostly funded by Taco Bell’s round-up program in which fans choose to round up their check to the nearest dollar. The scholarship remains one of the few that requires no academic test scores or grade point averages to apply, fueling the doers, dreamers and cultural rebels who know how to Live Más.

“The Live Más Scholarship is designed to recognize young people for who they are and what they’re passionate about — not just what shows up on a transcript,” said Morgan Tabor, executive director of the Taco Bell Foundation. “Thanks to the generosity of Taco Bell fans, we’re able to help remove financial barriers and support the next generation of creators, leaders and changemakers as they pursue the futures they imagine for themselves.”

Krystal Salmeron, a KFC shift supervisor in Moses Lake, Washington, and the aforementioned accounting student, aims to be the first person in her family to earn a college degree. She attends Gonzaga University as a dual degree student, completing both her high school education and associate’s degree at the same time, while still graduating with her bachelor’s degree in four years.

“KFC restaurant employees work incredibly hard, both in their restaurants and toward the goals they have for their futures,” said Emma Horn, executive director of the KFC Foundation. “We’re so proud to invest in students like Krystal and help make the path to a college degree a little easier.” 

The KFC Foundation awarded $2 million in scholarships to over 330 restaurant employees across the United States this year, and 11 of those students (11 being a nod to the Colonel’s 11 herbs and spices) were awarded $20,000 each for their resilience, determination and drive to build a better future. This is on top of the over $4 million the brand gave in educational funding in 2025.

Last year, the aspiring chef Jenna Barada competed in ProStart, a culinary arts and restaurant management program for high school students. Not only did she take home a medal, but she got to spend a day inside Habit Chef Jason Triail’s Innovation Kitchen and received $4,000 to put toward her continuing culinary education.

“We are profoundly honored to support scholarships that empower our youth. By fostering the talent, passion and potential of these young individuals, we are investing in their educations to help build a stronger, more vibrant community tomorrow, and we couldn’t be prouder to stand behind them,” said Stacy Hua, Habit Social Purpose team chair. 

Habit supports educational scholarships through both industry partnerships and local community fundraising. As a state sponsor of ProStart in California and Arizona, Habit helps open scholarship opportunities for top-performing student teams through the program’s competitions. At the local level, individual Habit restaurants partner with school districts, PTAs and universities to host scholarship fundraising nights, donating 20% of net sales from those events directly to school scholarship funds. 

“It’s inspiring to see the commitment that our global brands and markets have to making education accessible and affordable for the next generation of leaders,” said Kat Abner, Yum! Community Impact Center of Excellence head, citing many examples.

KFC Costa Rica gave over $6,500 in 2025, and one of its scholarship recipients now manages a restaurant. KFC Trinidad & Tobago provides $5,000 in bursary support to two students at The University of the West Indies each year. Past recipients have pursued degrees in food innovation, agriculture, finance, business and restaurant entrepreneurship. While this aid pays for housing, tuition and books, KFC T&T also donates food through its Harvest program for students who cannot afford regular meals.

“At its core, our approach is about creating access and reducing some of the barriers that can make completing a university education more difficult,” said KFC T&T Brand and Harvest Lead Trisha Baksh. “We also see value in supporting areas of study that can contribute to Trinidad & Tobago’s future talent pipeline, including food, agriculture, business and entrepreneurship.”

KFC Thailand has provided over 300 high school juniors and seniors with free academic courses, mentorship and free college tuition through its Youth Academy program. And in South Africa, KFC’s Ikusasa Lethu (or “Our Future”) Scholarship Programme funds tuition for qualifying children of employees at Curro schools across all nine provinces, removing financial barriers to quality education while also providing mentorship and specialized tutoring support. Each year, around 25 students benefit from the program, and to date, 12 graduates have completed matric and progressed to tertiary studies, with 51 total years of education made possible through the initiative and a 90% pass rate.

The list goes on, Abner said, including one initiative in Yum!’s home in Louisville, Kentucky.

At the University of Louisville, the Yum! Center for Global Franchise Excellence has the only undergraduate certificate program in franchise management in the U.S. This is a stackable credential within any degree program. This year, a PhD focused on franchising was added, and in 2025, the company gave $1 million to fund the education of its Yum! Scholars, 20 undergraduate students whose franchising education is supported through the program. 

“As Yum! is 98% franchised, the company is heavily invested in funding this form of entrepreneurship,” said Kathleen Gosser, who has a doctorate in Educational Leadership & Organizational Development and is the center director and associate professor at the UofL College of Business. 

The Yum! Scholars, like thousands of others across the globe, are feeding their futures with Yum! and its brands’ sponsored scholarships. Whether supporting a future first-generation college graduate, a nursing student with dreams of serving her community or the next generation of franchise leaders, Yum! and its brands are investing in people whose ambitions can help strengthen families, workplaces and communities for years to come.

PITTSBURGH, October 22, 2026 /3BL/ – PNC Bank has been named the Most Trusted Bank in Investor’s Business Daily’s (IBD) 2026 trust survey, earning top honors among banks for building customer confidence through exceptional service, strong security and privacy practices and a client-first approach to banking.

The recognition is part of IBD’s annual Most Trusted Financial Companies research, which evaluates how consumers perceive financial institutions across key trust-related attributes. According to IBD, PNC ranked first among banks, with customers citing the company’s client service, commitment to protecting their information and delivering a secure banking experience. The ranking aligns with PNC’s relationship-based, human-centric strategy, which combines strong security and financial expertise with a commitment to delivering hospitality and personalized experiences that help clients feel valued and understood.

“Trust doesn’t come from one big moment. It comes from doing the right thing day after day, interaction after interaction,” said Alex Overstrom, PNC head of Retail Banking. “We earn trust by treating clients as people, not transactions. Every time a client chooses PNC, they’re placing confidence in us, and we work hard to honor that through strong service, security and a client-obsessed approach. Hospitality is part of how we do that. It’s about making clients feel valued, understood and cared for in every interaction. We’re honored that clients have recognized PNC as the most trusted bank.”

As consumers increasingly prioritize security and privacy when choosing a financial institution, the IBD survey found that organizations demonstrating strong performance in those areas earn greater customer confidence and loyalty. PNC Bank’s top ranking highlights the importance clients place on safeguarding their personal and financial information. For PNC, that trust is built not only through protecting clients’ information, but also through consistently delivering experiences that make banking more personal and rewarding.

The IBD trust survey is part of the publication’s annual assessment of financial services companies. The 2026 rankings identified the financial institutions consumers trust most across several categories, including banking, investing, insurance and credit cards.

“Being named the most trusted bank is a powerful validation of our client-first approach,” Overstrom said. “Trust is built when clients see us consistently doing what’s right for them. Whether that’s helping them avoid fees, earn more rewards, benefit from deeper relationships through programs like TotalRewards or guiding them through important financial decisions, our goal is simple: create more value for the clients who already bank with us. Client obsession means continually asking how we can make banking work better for our clients, and hospitality means delivering those experiences with care. This recognition tells us clients value that commitment.”

PNC Bank, National Association, is a member of The PNC Financial Services Group, Inc. (NYSE: PNC). PNC is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. For information about PNC, visit www.pnc.com.

CONTACT:
Casey Pelfrey
(678) 896-8665
casey.pelfrey@pnc.com

SOURCE PNC Bank

Recently, colleagues from across CVS Health and Aetna came together in Nashville to support the people and organizations making a meaningful difference in the community.

The first stop was Cul2vate, a local nonprofit dedicated to addressing food insecurity by growing and distributing fresh, locally sourced produce. Beyond providing healthy food, Cul2vate creates employment opportunities for individuals who are rebuilding their lives after incarceration or while in recovery, helping them find purpose, hope, and a path forward through meaningful work.

In October 2025, CVS Health made a $120,000 investment in Cul2vate’s Roots and Roofs initiative to further its mission. A portion of this funding supports the distribution of fresh produce boxes to residents of 101 Factory; an affordable housing community located just down the street from the farm and one that CVS Health helped bring to life through a $12.7 million investment in 2021.

To express appreciation for the incredible work the Cul2vate team does, volunteers assembled wellness and hygiene baskets using products from CVS Health’s distribution center. The gratitude shown by the Cul2vators was truly moving, and the opportunity to celebrate the people behind the food was a reminder of the power of connection and community.

The following day, CVS Health and Aetna teamed up with Cul2vate to host a pop-up farmers market and flower arranging event for residents of 101 Factory. Residents had the opportunity to select fresh produce, create their own floral arrangements, and take home some CVS Health and Aetna giveaways.

CVS Health is proud to support organizations like Cul2vate and communities like 101 Factory that bring our belief that housing is health care to life. By connecting affordable housing, healthcare access, and healthy food, we can help create stronger, healthier communities. Moments like these demonstrate that when we come together with a shared purpose, the impact extends far beyond a single day and can positively shape lives for years to come!

En juillet 2025, la Commission européenne a conclu son examen des soupçons de fraude concernant les importations de biodiesel depuis la Chine. Si la fraude n’a pas été confirmée, le rapport a mis en lumière certaines faiblesses systémiques dans la réalisation des audits de certification.

La suite n’a pas conduit à une réécriture des critères de durabilité, mais à un durcissement des exigences de preuve et des responsabilités : nouvelles règles d’accréditation pour les organismes de certification, contrôle renforcé sur l’origine des matières importées, et nouvelles réglementations sur les huiles alimentaires usagées (UCO) importées dès novembre 2027. De plus, la reconnaissance actuelle des schémas volontaires, accordée en avril 2022 pour cinq ans, fera l’objet d’un renouvellement en avril 2027.

Si vous détenez déjà un certificat 2BS, les critères de durabilité restent inchangés. Ce qui change, ce sont les justificatifs à fournir et la rigueur des contrôles lors des audits.

Au programme
– Ce qui a changé et les prochaines échéances : l’évaluation de la Commission de 2025, les réglementations qui en découlent et le calendrier à venir.
– Les impacts sur vos audits : le périmètre du prochain audit, les documents requis, les acteurs concernés et la durée d’évaluation.
– Le fonctionnement du schéma 2BS : son champ d’application, votre position dans la chaîne de traçabilité et le fonctionnement concret de la vérification des premiers points de collecte (un aspect souvent méconnu des opérateurs).
– Une check-list pratique : que devez-vous attendre d’un schéma et d’un organisme de certification ? Un outil utilisable pour évaluer n’importe quel intervenant, y compris nous.

Vous ne serez pas disponible le 3 novembre ?
Inscrivez-vous malgré tout ! Nous vous enverrons le replay ainsi que l’ensemble des documents de suivi à l’issue de la session.

S’inscrire

As temperatures rise, so does the importance of hydration for frontline associates at PepsiCo. Like athletes, frontline teams in physically demanding roles may experience heat stress. While athletes may practice a few hours a day in the heat, frontline teams work an entire shift. That’s why PepsiCo is applying decades of Gatorade sports science to help teams around the world stay safe and hydrated on the job.

Mission: Beat the heat

Championed by Dr. Antonio Tataranni, PepsiCo’s Chief Medical Officer and SVP R&D, Life Sciences and Medical Affairs, the Industrial Athlete Program (IAP) grew out of the 2021 R&D Innovation Dossier program (RDID) to support PepsiCo frontline associates. In 2022, PepsiCo’s Life Sciences team formally launched the IAP, leveraging the Gatorade Sports Science Institute’s (GSSI) expertise in hydration and heat safety to help frontline teams stay properly hydrated. For more than 40 years, GSSI has been a global resource on hydration, nutrition and performance research, helping elite athletes optimize health and performance through science-based education and resources.¹ Today, that same expertise supports PepsiCo associates in physically demanding roles.

Currently, GSSI is working to respond to the hydration needs of warehouse associates, including the impact hydration has on ergonomics and fatigue. Their research found that 67% of warehouse associates in the study arrived at work underhydrated. Remaining underhydrated for the duration of their shift was associated with higher ergonomic risk scores.² These findings help facilitate science-backed conversations with warehouse associates, their managers, and Environmental, Health and Safety staff to understand how to better support their hydration practices. Through hands-on training, educational resources and onsite support, the IAP program equips frontline teams with practical tools to stay safe and work more effectively.

The Industrial Athlete Program provided our associates with practical education and easy-to-implement solutions to help them stay properly hydrated throughout their workday. Having Gatorade’s team onsite also gave them an opportunity to ask questions and engage with the information in a way that made hydration more approachable and actionable.

– Jennifer Azevedo, Plant Sr. Manager, Sacramento PBNA

The program conducts onsite assessments to help each location look for opportunities to strengthen hydration and improve heat-safety. Because IAP experts work with elite athletes across the NFL, NBA, MLB and international soccer clubs, their experience resonates with frontline teams and reinforces the importance of hydration. That credibility, combined with pre-shift training sessions led by GSSI experts, equips associates with practical tools and knowledge to help improve hydration, nutrition and more.

International impact

To date, the IAP has reached over 10,000 PepsiCo associates. In 2024, the program expanded internationally. From 2022 to 2025, the IAP team supported more than 25 locations, including international sites. Though the team is small, their impact extends far beyond information sharing, empowering associates with the knowledge to improve their hydration habits and safety.

In Australia and New Zealand, the Life Sciences team piloted the Heat and Hydration Education Program with over 1,000 frontline associates, conducting facility assessments and providing science-backed strategies and Gatorade hydration solutions.

In Thailand, associates participated in a three-week Summer Hydration Education program tailored to local food safety and hydration needs. The program combined virtual and in-person education, food and beverage sampling and question-and-answer sessions.

Numerous sites have invited the IAP GSSI team back for repeat engagements each summer, highlighting the program’s value for PepsiCo frontline teams around the world.

The Industrial Athlete Program is a powerful example of how PepsiCo R&D’s science and innovation capabilities can make a meaningful difference for our people. By applying GSSI’s hydration expertise to the workplace environment and the needs of frontline teams, we’re equipping associates with practical tools to help them stay healthy and safe in increasingly demanding conditions.

– Dr. Antonio Tataranni, Chief Medical Officer and SVP R&D, Life Sciences and Medical Affairs

Why it matters

Heat stress can significantly impact employee health and well-being. People who begin their shifts well hydrated and maintain hydration throughout the day are better equipped to work safely in hot conditions.

Athletic trainer Luis Zavala shared, “The hands-on education regarding hydration needs, electrolyte replacement, and choosing the right beverage for different levels of activity helped Sacramento PBNA associates better understand how hydration can directly impact their health and safety.” Onsite programs like IAP, combined with hydration solutions like Gatorade, provide practical, science-backed strategies to protect frontline associate’s well-being – while training managers and supervisors on best practices to reinforce positive behaviors. This reduces heat strain, risk of heat illness, and supports cognitive function and decision-making.

To continue this important work, the program’s next phase includes expansion across additional PepsiCo sites and external partnerships, with a continued focus on quality and impact.

 

^{1 https://www.gatorade.com/resources/what-is-gatorade-sports-science-institute?from=resources/news-updates}

^{2 Frontiers | Quantifying hydration-related measures and their association with wearable-derived ergon…} 

ROCK ISLAND, Ill., October 22, 2026 /3BL/ – Royal Neighbors of America, one of the nation’s fastest growing fraternal life insurance organizations*, is increasing its member services capabilities to provide faster, more personalized support for its rapidly growing membership base.

Royal Neighbors has experienced 30% growth in annual premium over the past two years and has expanded its membership to nearly 300,000. As the organization continues to grow, it has invested in several strategic initiatives including expanding self-service capabilities on its member portal and a collaboration with Velocitii, a U.S. based company that specializes in providing exceptional customer experiences.

“As Royal Neighbors grows, so does our responsibility to ensure that our members are experiencing excellent service,” said Royal Neighbors CEO and president, Zarifa Reynolds. “We know our members place their trust in Royal Neighbors, and we take that responsibility seriously.”

Following implementation of the expanded service model, Royal Neighbors members have experienced significant reductions in call wait times, including periods in which average wait times were reduced to under two minutes.

“Royal Neighbors has made a meaningful investment in its service capabilities to support its continued growth, and we’re proud to provide additional resources said Heather Smith.” CEO of Velocitii. “Together, we are focused on making sure Royal Neighbors members receive the thoughtful, personal service they deserve.”

Royal Neighbors’ continued investment in service is part of a broader story of growth and purpose. In 2025, the organization generated a record $52.8 million in social good impact through its commitment to supporting women and serving communities.

“We believe growth reaches its highest purpose when it creates lasting good,” added Reynolds. “That means growing our ability to serve our members, strengthening the experience we provide, and continuing to make a difference in the communities where we live and work.”

About Velocitii
Velocitii is an onshore customer engagement and contact center solutions provider headquartered in Medina, New York. Velocitii works with organizations to deliver thoughtful, human-centered customer experiences through highly trained teams and a people-first approach. With a focus on quality, flexibility and long-term relationships, Velocitii provides scalable customer support solutions designed to help organizations strengthen their relationships with the people they serve.

About Royal Neighbors of America
Royal Neighbors of America is an insurance organization committed to Insuring Lives, Supporting Women, and Serving Communities℠. Its members experience Insurance with a Difference℠ through tailored life insurance and annuity products, opportunities to give back in their communities, and access to member benefits that support financial and personal well-being. Royal Neighbors holds an “A” (Excellent) rating from AM Best for financial strength and its ability to meet ongoing obligations to certificate holders. In 2025, Royal Neighbors received its ninth Great Place to Work certification. In 2026 Royal Neighbors was recognized by Forbes and Statista as a World’s Best Insurance Company. For more information, visit royalneighbors.org.

*American National’s Exit, Benefit Ratio Shifts, Avoidable Mortality & PRT Rulings. Life Annuity Specialist News Brief; April 3, 2025

Disclosure: Royal Neighbors of America® (NAIC #57657), licensed in all states and the District of Columbia, except AL, AK, HI, LA, MA, NH, NY. Membership and qualification required, products and contractual provisions and limitations may vary by state. Guarantees are based on the claims‑paying ability of Royal Neighbors of America. Not a deposit, intended to be held long-term.

Disclaimer: Operational metrics referenced in this release reflect historical performance observed during specific measurement periods and are not guarantees of future results. Actual performance may vary. Nothing in this release is intended to alter, amend, or expand any rights or obligations contained in any agreement between Royal Neighbors and its service providers.

Media Contact
Marie Young
Director, Marketing & Communications | Royal Neighbors of America
Email: Marie.Young@royalneighbors.org

3BL2026-0004 Rev. 10-2026

Originally published on newsroom.marykay.com

DALLAS, October 22, 2026 /3BL/ – A powerful show of purpose, compassion and community generated significant impact at this year’s 22^nd Annual MK5K^® fundraising event hosted by the Mary Kay Ash Foundation^®, as thousands of participants rallied and committed to changing lives. Preliminary results indicate the MK5K raised more than $234,000, advancing critical support for cancer research and programs that help survivors of domestic violence rebuild their lives. The event welcomed 2,324 participants, including both in-person and virtual registrants, with 731 individuals crossing the finish line in person at Mary Kay Inc.’s Addison, TX headquarters. Supporters rallied, creating 336 teams, demonstrating the collective strength of people united around a shared mission of hope and healing.

The event’s reach extended across the Mary Kay community, with 1,813 Independent Beauty Consultants and 224 employees participating, while 130 volunteers helped bring the in-person event experience to life. Even four-legged supporters joined the 7,141.6 miles logged, with 69 dogs participating alongside their owners.

“Every dollar raised represents something deeply personal, a loved one remembered, a survivor supported, a family given hope and a future made brighter,” said Anne Crews, Vice President of Public Affairs at Mary Kay Inc. and Mary Kay Ash Foundation Board Member. “What makes this event so meaningful is the heart behind it. Our Independent Beauty Consultants, employees, volunteers, and community supporters didn’t just show up to participate. They showed up to stand beside individuals facing some of life’s most difficult challenges and remind them they are not alone. Together, we’ve transformed compassion into action and created impact that will be felt long after race day.”

The funds raised will help advance meaningful contributions to the fight against cancer while supporting organizations that provide safety, resources, and a path forward for survivors of domestic violence. Through the commitment of participants, donors, volunteers and advocates, the event continues to serve as a powerful reminder that collective action can create long-lasting change.

“The MK5K is a powerful example of community in action,” said Bruce Arfsten, Mayor of the Town of Addison, Texas. “Each year, it brings residents, businesses, and visitors together to support meaningful causes while strengthening the connections that make Addison such a special place. We are proud to host this annual Mary Kay Ash Foundation tradition for over 20 years and celebrate the positive impact it creates both within our community and for women’s health and safety.”

This year’s results reflect not only the generosity of those who contributed, but also the unwavering belief that everyone deserves hope, support, and the opportunity to thrive.

MK5K by the Numbers

• $234,051 raised (to-date. Fundraising efforts continue through October 31.)
• 2,324 total participants (in-person and virtual)
• 731 in-person finishers
• 336 teams formed
• 1,813 Independent Beauty Consultant participants
• 224 employee participants
• 130 volunteers
• 69 four-legged participants
• 7,141.6 miles logged

The Mary Kay Ash Foundation has awarded more than $100 million to women’s shelters and domestic violence service providers, as well as cancer research programs and related causes throughout the U.S. For more information, visit marykayashfoundation.org 

Did You Know: 30 Years of Impact of the Mary Kay Ash Foundation®

• $100+ million donated to fund women’s cancer research and end domestic violence
• $41+ million invested in innovative cancer research, clinical trials, and support programs
• $60+ million granted to domestic violence shelters and support services nationwide
• 300+ cancer researchers funded, accelerating breakthroughs in detection, diagnosis, and treatment
• 5 years of clinical trials supported, advancing cutting-edge solutions for women’s cancers
• 2,800+ domestic violence shelters and organizations supported
• More than 4 million women and children impacted through life-changing services and programs
• 750,000+ hours of cancer research enabled
• 13 international cancer research fellows sponsored, expanding global innovation
• $30,000 Matching Gift Challenge successfully funded by The Mary Kay Family Foundation (Feb. 2026).

***

About Mary Kay Ash Foundation® 

Celebrating its 30^th anniversary, guided by Mary Kay Ash’s dream to enrich the lives of women everywhere, the Mary Kay Ash Foundation^® raises and distributes funds to end domestic violence and invest in breakthrough cancer research to find cures for women-related cancers. Since 1996, the Mary Kay Ash Foundation has contributed more than $100 million to organizations aligned with its two-fold mission. In addition, the Foundation supports awareness initiatives, community outreach programs, and advocates for legislation to ensure women are healthy and safe. Together, we can make the world better for women. To learn more about how to educate, advocate, volunteer, donate, and join life-saving work to support and empower women, visit marykayashfoundation.org, or find us on Facebook and Instagram.

###

Mary Kay Ash Foundation^®
Newsroom.marykay.com
info@marykayashfoundation.org