Author: sHq_LoGiNz

In March 2025, thousands of everyday gamers, readers, and creators came together to do something extraordinary.

Through a partnership between CARE and Humble Bundle, more than $340,000 was raised to support women around the world, in celebration of International Women’s Day and Women’s History Month.

Each purchase made on Humble’s platform acted like a modern-day CARE Package®, delivering more than just digital content to users. It delivered opportunity, dignity, and hope to women across the globe.

Funds raised through Humble Bundle’s campaign contributed to CARE’s Women’s Economic Growth Fund, helping CARE expand access to economic opportunity for at least 8,500 women. Women who are starting businesses, leading in their communities, and building brighter futures for their families. Together we’re helping women level up their futures.

2025 hasn’t been easy for women entrepreneurs. Global cuts to foreign assistance have made it harder for women to access capital, mobility, digital tools, and support. Yet, women entrepreneurs keep showing up.

Thanks to flexible funds from Humble Bundle for CARE’s Economic Growth programming, hundreds of women in Guatemala are now participating in CARE facilitated savings groups. They’re saving money, diversifying their businesses, and gaining confidence and stability to keep their families and communities resilient.

With support from CARE, women all over the world are turning challenges into opportunities: launching nature-based businesses in Colombia, creating and selling handicrafts in refugee camps, running food and garment businesses in Vietnam, and growing home gardens, family farms and daycare programs in Africa. Now more than ever, women are using digital tools to market their products, access loans, manage finances, and drive growth.

Here are some additional stories of women who have received support:

Stitching tradition into a digital future

In Multan, Pakistan, Shahjahan Begum’s entrepreneurial journey is rooted in resilience. Widowed at just 14, she began stitching embroidery to support her infant son and family. Over time, her craft grew into a thriving enterprise, titled Shah Fashion Collection, employing dozens of women specializing in handcrafted embroidery and beadwork.

Through CARE’s digital e-commerce and online marketing training, Shahjahan learned how to promote her work online. Orders jumped from 10 to over 50 per month.

Shahjahan eventually remarried, finding an equally committed and encouraging partner in her new husband, Iftikar.

With her husband’s support and her own determination, Shahjahan now works through Instagram and Facebook but dreams of expanding into global markets. For her, business is about more than income: it is also about community. She employs around 60 women, many of whom work from home, enabling them to support their households and gain new opportunities. She takes pride in teaching job skills to younger women so they can build careers and contribute to the enterprise.

Her advice to other women? “A woman should work with as much courage as she can muster. Standing on your own feet, you will succeed.”

Innovating through adversity in Pakistan

In the busy city of Rawalpindi, Pakistan, Barbra Safar is rewriting the rules of entrepreneurship with her unique business portfolio.

After the loss of her brother and the end of her marriage, Safar returned to her family home to care for her daughter, who lives with a mild intellectual disability, and stepped in to support them financially.

With an MBA from Fatima Jinnah Women’s University, she leveraged her education to slowly carve out a niche in the tailoring industry and started her own tailoring service. When the COVID-19 pandemic forced her to shut down her shop, Safar, undeterred, pursued an unexpected opportunity: mealworm farming.

Safar faced resistance from the start, even within her own home. While education for women was encouraged, pursuing work outside the home was met with hesitation.

Despite these barriers, Barbra remained steadfast.

Barbra gained digital marketing skills through CARE-supported training, allowing her to grow her customer base and connect with other women entrepreneurs. “It was a game-changer,” she says. “It built stronger ties and boosted our business.”

Looking ahead, Barbra aims to scale Urban Meal Worms, ensuring year-round production and supplying larger-scale feed manufacturers.

Despite cultural barriers and personal setbacks, Barbra has emerged as a confident leader—making business decisions, being her family’s breadwinner, and charting her own future.

From passion to progress

Living in the Peruvian Amazon, Micaela saw opportunity in the resources around her. She founded Wame, a family business that transforms the region’s largest fish, paiche, into a range of products using both its meat and scales. Michaela’s goal: to build a circular-economy enterprise that sustains local livelihoods and the environment.

Like many early-stage entrepreneurs, Micaela could not yet access formal loans. Through CARE-supported financial training, Micaela learned to strengthen her business plan, manage finances, and use digital tools to expand her reach. She now saves regularly, tracks business income separately, and sells confidently at trade fairs — even representing her community at the largest commercial fair in the region, where she sold her jewelry in U.S. dollars for the first time.

“Success comes step by step,” Micaela says. “But when you love what you do, every step is worth it.”

Why this work matters

Whether in Peru, Pakistan, or beyond, the barriers women face, like limited access to education, funding, or even permission to work, are real. As is their determination to develop skills and build a better life.

CARE’s economic growth work supports women to:

• Start and grow businesses
• Participate in savings groups and obtain financial services
• Gain digital skills and access new markets
• Build confidence and resilience
• Create opportunities for others in their community

Together, with Humble Bundle, we’re showing what’s possible when women are trusted, supported, and encouraged to lead.

Learn more about CARE’s Women’s Economic Growth programming.

In March 2025, thousands of everyday gamers, readers, and creators came together to do something extraordinary.

Through a partnership between CARE and Humble Bundle, more than $340,000 was raised to support women around the world, in celebration of International Women’s Day and Women’s History Month.

Each purchase made on Humble’s platform acted like a modern-day CARE Package®, delivering more than just digital content to users. It delivered opportunity, dignity, and hope to women across the globe.

Funds raised through Humble Bundle’s campaign contributed to CARE’s Women’s Economic Growth Fund, helping CARE expand access to economic opportunity for at least 8,500 women. Women who are starting businesses, leading in their communities, and building brighter futures for their families. Together we’re helping women level up their futures.

2025 hasn’t been easy for women entrepreneurs. Global cuts to foreign assistance have made it harder for women to access capital, mobility, digital tools, and support. Yet, women entrepreneurs keep showing up.

Thanks to flexible funds from Humble Bundle for CARE’s Economic Growth programming, hundreds of women in Guatemala are now participating in CARE facilitated savings groups. They’re saving money, diversifying their businesses, and gaining confidence and stability to keep their families and communities resilient.

With support from CARE, women all over the world are turning challenges into opportunities: launching nature-based businesses in Colombia, creating and selling handicrafts in refugee camps, running food and garment businesses in Vietnam, and growing home gardens, family farms and daycare programs in Africa. Now more than ever, women are using digital tools to market their products, access loans, manage finances, and drive growth.

Here are some additional stories of women who have received support:

Stitching tradition into a digital future

In Multan, Pakistan, Shahjahan Begum’s entrepreneurial journey is rooted in resilience. Widowed at just 14, she began stitching embroidery to support her infant son and family. Over time, her craft grew into a thriving enterprise, titled Shah Fashion Collection, employing dozens of women specializing in handcrafted embroidery and beadwork.

Through CARE’s digital e-commerce and online marketing training, Shahjahan learned how to promote her work online. Orders jumped from 10 to over 50 per month.

Shahjahan eventually remarried, finding an equally committed and encouraging partner in her new husband, Iftikar.

With her husband’s support and her own determination, Shahjahan now works through Instagram and Facebook but dreams of expanding into global markets. For her, business is about more than income: it is also about community. She employs around 60 women, many of whom work from home, enabling them to support their households and gain new opportunities. She takes pride in teaching job skills to younger women so they can build careers and contribute to the enterprise.

Her advice to other women? “A woman should work with as much courage as she can muster. Standing on your own feet, you will succeed.”

Innovating through adversity in Pakistan

In the busy city of Rawalpindi, Pakistan, Barbra Safar is rewriting the rules of entrepreneurship with her unique business portfolio.

After the loss of her brother and the end of her marriage, Safar returned to her family home to care for her daughter, who lives with a mild intellectual disability, and stepped in to support them financially.

With an MBA from Fatima Jinnah Women’s University, she leveraged her education to slowly carve out a niche in the tailoring industry and started her own tailoring service. When the COVID-19 pandemic forced her to shut down her shop, Safar, undeterred, pursued an unexpected opportunity: mealworm farming.

Safar faced resistance from the start, even within her own home. While education for women was encouraged, pursuing work outside the home was met with hesitation.

Despite these barriers, Barbra remained steadfast.

Barbra gained digital marketing skills through CARE-supported training, allowing her to grow her customer base and connect with other women entrepreneurs. “It was a game-changer,” she says. “It built stronger ties and boosted our business.”

Looking ahead, Barbra aims to scale Urban Meal Worms, ensuring year-round production and supplying larger-scale feed manufacturers.

Despite cultural barriers and personal setbacks, Barbra has emerged as a confident leader—making business decisions, being her family’s breadwinner, and charting her own future.

From passion to progress

Living in the Peruvian Amazon, Micaela saw opportunity in the resources around her. She founded Wame, a family business that transforms the region’s largest fish, paiche, into a range of products using both its meat and scales. Michaela’s goal: to build a circular-economy enterprise that sustains local livelihoods and the environment.

Like many early-stage entrepreneurs, Micaela could not yet access formal loans. Through CARE-supported financial training, Micaela learned to strengthen her business plan, manage finances, and use digital tools to expand her reach. She now saves regularly, tracks business income separately, and sells confidently at trade fairs — even representing her community at the largest commercial fair in the region, where she sold her jewelry in U.S. dollars for the first time.

“Success comes step by step,” Micaela says. “But when you love what you do, every step is worth it.”

Why this work matters

Whether in Peru, Pakistan, or beyond, the barriers women face, like limited access to education, funding, or even permission to work, are real. As is their determination to develop skills and build a better life.

CARE’s economic growth work supports women to:

• Start and grow businesses
• Participate in savings groups and obtain financial services
• Gain digital skills and access new markets
• Build confidence and resilience
• Create opportunities for others in their community

Together, with Humble Bundle, we’re showing what’s possible when women are trusted, supported, and encouraged to lead.

Learn more about CARE’s Women’s Economic Growth programming.

by Carole Laible, Domini Impact Investments 

Every now and then, you see a survey result that startles you. Then upon reflection, you realize it shouldn’t. I recently learned that 45% of men reported being taught about investing by their parents at a young age, compared with only 23% of women.

As parents, we begin teaching our children basic skills from the moment they are born. They begin as essential needs (talking, eating, avoiding danger) and progress to more refined behaviors (sharing, reading, how to catch a ball). As our children grow, we increase our expectations — music lessons, sports teams, AP classes. Our parental guidance is all to nurture knowledge they will need as adults. Investing is a life skill that we may be neglecting when it comes to young girls. 

I’m a working mother in the field of investing with two daughters and a son. I scoured my brain to think of the lessons or discussions I had with my daughters at an early age about investing. Yes, my husband and I had helped them open deposit accounts for special occasion gifts from family. But, to them, it likely seemed a way that their money disappeared. It didn’t get spent, discussed or even monitored month by month. Had I taught them the skills of budgeting, saving and investing? Regrettably, I had not. My son, on the other hand, being the youngest, had a bit more of my time and a natural curiosity. 

Read Carole’s full article here- https://greenmoney.com/lessons-learned/

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by Carole Laible, Domini Impact Investments 

Every now and then, you see a survey result that startles you. Then upon reflection, you realize it shouldn’t. I recently learned that 45% of men reported being taught about investing by their parents at a young age, compared with only 23% of women.

As parents, we begin teaching our children basic skills from the moment they are born. They begin as essential needs (talking, eating, avoiding danger) and progress to more refined behaviors (sharing, reading, how to catch a ball). As our children grow, we increase our expectations — music lessons, sports teams, AP classes. Our parental guidance is all to nurture knowledge they will need as adults. Investing is a life skill that we may be neglecting when it comes to young girls. 

I’m a working mother in the field of investing with two daughters and a son. I scoured my brain to think of the lessons or discussions I had with my daughters at an early age about investing. Yes, my husband and I had helped them open deposit accounts for special occasion gifts from family. But, to them, it likely seemed a way that their money disappeared. It didn’t get spent, discussed or even monitored month by month. Had I taught them the skills of budgeting, saving and investing? Regrettably, I had not. My son, on the other hand, being the youngest, had a bit more of my time and a natural curiosity. 

Read Carole’s full article here- https://greenmoney.com/lessons-learned/

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At Cisco, we’ve been redesigning and modernizing our offices over the last few years, rebalancing the composition of space to reflect how the purpose of the workplace has evolved. Today, the office is no longer just a place to get work done. It’s a destination for in-person collaboration, problem solving, career development and mentorship, and even for a stronger connection to the company culture. But everyone’s days are dynamic and while they may go into the office to take part in one of these activities with colleagues, it is unlikely the only thing they’re going to do while there. If employees can’t find spaces to focus, take a private call, or simply pause and reset during a busy day, the perceived value of going in drops, and they’ll seek other ways and places to connect with their team members.  

This is why inclusion is a cornerstone of our workplace design strategy. It drives us to offer a variety of settings that support the collaborative nature of work today, while also supporting the different ways people need and want to work and interact. Today, our commitment to inclusion in the workplace continues to evolve. While we have always prioritized accessibility, we’re now expanding to embrace neuroinclusion, the practice of designing environments that acknowledge and support the different ways people process information and experience their surroundings. This reflects our belief that as the workforce changes, resilient workplaces must adapt to a wide range of experiences, ways of working and also thinking.  

Innovating in London 

The recent renovation of one of Cisco’s London offices was an opportunity to put this strategy and approach into action. Our Finsbury Circus office in Central London welcomes customers from around the world every day and enables them to experience our technology and see our culture firsthand. By reimagining this space, we wanted to set a new standard for both innovation and employee experience, showing our customers and employees what’s possible when technology and human-centered design come together.   

When the idea emerged to provide a workplace that was intentionally designed to create neuroinclusion, we launched an internal study to better understand what truly makes a space neuroinclusive and, ultimately, we discovered a gap. While our offices were built for collaboration, they didn’t always support the full spectrum of how people think, process and recharge. With this project, we wanted to bridge that gap and create working environments where every type of mind and every mode of work could thrive.  

Bringing Neuroinclusivity to Life 

The key to understanding what a neuroinclusive workplace entails is recognizing that people experience and process the workplace in different ways. Sensitivities to light, sound, smells, movement and social interaction can be distracting and impact focus, wellbeing, and the overall experience in the workplace.   

Based on the findings of our report, we developed a set of neuroinclusive guidelines that have since been standardized as part of our Cisco Workplace Design Playbook. In addition to our existing standards around technology, sustainability, and accessibility, we focused on key design areas that support a range of cognitive and sensory needs.  

At the heart of our approach is spatial planning and sensory zoning. The office features open sight lines for easy navigation to reduce anxiety, and is intentionally arranged into high- and low-stimulation zones. This enables everyone to find collaborative spaces or individual focus areas that best align with their sensory preferences without having to sacrifice function or access. We also introduced a single-person reflection room, offering a private retreat for quick recovery from sensory overload or stress.  

Lighting is designed for comfort and choice. While overhead circuit lighting remains consistent throughout, employees can seek out spaces, especially in quiet and focus areas, with dimmable lamps and low-hanging light fixtures that create a more intimate, calming atmosphere.  

Air quality and thermal comfort are optimized through sensor technology, while natural ventilation and enhanced airflow in quiet zones help remove distracting odors/scents (e.g., from food or perfumes).  

Acoustic comfort is achieved through thoughtful design. Soundproof meeting rooms, acoustic treatments in quiet areas, and the strategic placement of printers away from focus areas all help dampen distractions. 

Colors and materials also play a key role. Calming neutral palettes are accented with pops of color and tactile natural finishes like cork and wood, helping to minimize overstimulation and making it easy to identify different zones.  

Finally, technology integration is fundamental to supporting this office’s adaptability and inclusivity. Cisco Spaces provides digital wayfinding, helping employees easily locate an available meeting room or workstation when needed. It also syncs the smart workplace sensors with the building management system, helping our facilities team maintain an optimal environment based on real occupancy and utilization data. Webex technology is embedded throughout, creating an equitable meeting experience for everyone whether they are in the office or joining remotely. 

The Future of Work 

The UK and Ireland hold an important place in Cisco’s global footprint, serving as a dynamic region for innovation, collaboration and customer engagement. Our commitment here goes beyond technology; it extends to creating workspaces across the UK and Ireland that reflect the diverse needs of our employees. By investing in thoughtfully designed, inclusive environments, we can ensure that every workplace supports hybrid work, fosters creativity, and promotes well-being. Spaces like the ones we’ve created at London Finsbury Circus are not just offices; they are vibrant ecosystems where technology and people come together to drive impact and showcase Cisco’s leadership in shaping the future of work. 

While this office represents the first time we’ve explored deeper neuroinclusive principles in this way, these insights are now informing future projects globally, shaping the evolution of our workplaces around the world. Our commitment to neuroinclusivity is about more than just physical space; it’s about creating workplaces that support and celebrate the different ways we all work best. By putting human experience at the center of our workplace strategy and driving it with purpose, we’re not just preparing for what’s next, we’re building it, together.  

View original content here.

This time of year, we reflect on the great work our associates do to give back to their own communities in ways big and small.

Through our Give Back to Gro program, each associate can take a full day every year to do what matters most to them. It’s an extension of our broader purpose to GroMoreGood in our communities and build a better future for everyone. 

Giving Tuesday reminds us how our individual efforts create a collective force that makes a powerful impact.

Thank you to all our associates who Give Back to Gro. We’re inspired by your generosity.

View original content here.

About ScottsMiracle-Gro
With approximately $3.6 billion in sales, the Company is the world’s largest marketer of branded consumer products for lawn and garden care. The Company’s brands are among the most recognized in the industry. The Company’s Scotts®, Miracle-Gro®, and Ortho® brands are market-leading in their categories. The Company’s wholly-owned subsidiary, The Hawthorne Gardening Company, is a leading provider of nutrients, lighting, and other materials used in the indoor and hydroponic growing segment. For additional information, visit us at www.scottsmiraclegro.com. 

At Comcast, we believe innovation begins with imagination. As a global media and technology company, we reach hundreds of millions of people through world-class connectivity, platforms, and memorable content and experiences. This November, we ignited creativity and curiosity among the next generation of innovators at Universal Epic Universe, our newest and most technologically advanced theme park.

In partnership with Universal Destinations & Experiences (UDX), we welcomed nearly 200 college and high school students from across the country to the first Inspiring Future Innovators Summit — a multi-day experience designed to spark ideas, build technical skills, and show students firsthand how creativity can open doors to careers in technology and entertainment.

Guided by mentors from Comcast and UDX, students participated in a design challenge where Universal Epic Universe was their innovation lab — and where gaming, storytelling, and thrill design were powered by their imagination.

This extraordinary group of future innovators included 40 students from our partners CodePath and Urban Arts, two organizations paving the way for creators and technologists. CodePath is transforming higher education to build an AI-native workforce of engineers, CTOs, and founders, while Urban Arts uses digital game design and creativity as a pathway to college and career success.

“This experience gave our students an inspiring space to focus on ideation and connect their ideas to both the guests who will enjoy them and the engineers who bring them to life,” said Chris Coleman, Chief Product Officer at CodePath. “The summit opened doors for students from all different zip codes and showed them that they belong in exciting, industry-leading roles.”

After the design challenge, which focused on identifying new ways to enhance the guest experience, it was impressive to see student teams pitch their ideas to industry leaders including Tom Geraghty, Vice President, Digital Innovation at Universal Destinations & Experiences; and Jody Keller, Vice President, Advanced Technology, Media and Immersive Experiences, Universal Creative. The students combined AI and design to create tech-driven solutions that were both creative and practical, and the feedback they received from the senior executives provided valuable insights into the fast-paced world of immersive technology.

The summit concluded with an advice-packed conversation during The Power of Innovation at Our Company fireside with Chris Crayner, EVP and Chief Digital & Technology Officer at Universal Destinations & Experiences; and Fraser Stirling, Global Chief Product Officer at Comcast. Together, we discussed how innovation drives everything we do — from broadband and entertainment to gaming and immersive park experiences. As Fraser explained, innovation is not only about finding ways to do things smarter or cheaper, it’s about how you’re using that to generate value, new opportunities, and customer experiences.

After the fireside, the conversation continued with the Careers in Technology and Innovation panel featuring Tom Geraghty; Anisha Vyas, Director of Projects at Universal Creative; and Paul Palaganas, Director, Engineering, Technology and Product, Global Product at Comcast, and moderated by Gwyneth Gaul, VP of Strategic Partnerships & Philanthropy at Comcast. Students walked away with practical steps for jump-starting their careers in engineering, technology, and design.

The Inspiring Future Innovators Summit builds on Comcast and UDX’s shared commitment to expand access to technology and innovation through Project UP, Comcast’s $1 billion initiative to advance digital opportunity and build a future of Unlimited Possibilities.

“Students are seeing careers that didn’t exist a year ago — and imagining those that will emerge in the next five or ten years,” said Philip Courtney, CEO of Urban Arts. “From coding and computer science to arts and digital media, Comcast’s family of companies offers an incredible menu of creative tech opportunities. The access they get here is transformative.”

The summit was more than an event — it was a launchpad for imagination, collaboration, and building what’s next. Together with our partners, we are fueling curiosity and opening doors for the young people to earn jobs as the creators, technologists, and entrepreneurs of tomorrow.

Dalila Wilson-Scott is Executive Vice President and Chief Impact & Inclusion Officer for Comcast Corporation and President of the Comcast NBCUniversal Foundation.

About Comcast

Comcast Corporation (Nasdaq: CMCSA) is a global media and technology company. From the connectivity and platforms we provide, to the content and experiences we create, our businesses reach hundreds of millions of customers, viewers, and guests worldwide. We deliver world-class broadband, wireless, and video through Xfinity, Comcast Business, and Sky; produce, distribute, and stream leading entertainment, sports, and news through brands including NBC, Telemundo, Universal, Peacock, and Sky; and bring incredible theme parks and attractions to life through Universal Destinations & Experiences. Visit www.comcastcorporation.com for more information.

NEW YORK, December 8, 2025 /3BL/ – Franklin Templeton was recognized in the 2025 Best Places to Work in Money Management awards announced by Pensions & Investments (“P&I”). The firm was included in the Super Employers category for those with 1,000+ employees. Franklin Templeton’s specialist investment manager Clarion Partners, LLC, a leading real estate investment manager, and ClearBridge Investments, a leading global equity manager, were also recognized in the Large Employers category for those companies with 100 to 499 employees.

Presented by Pensions & Investments, the global news source of money management and institutional investing, the 14^th annual survey and recognition program is dedicated to identifying and recognizing the best employers in the money management industry.

Since 1947, Franklin Templeton has cultivated a workplace defined by innovation, opportunity, inclusion, and high performance. The firm provides comprehensive programs, benefits, and development resources that support employees at every stage of their careers. Rooted in a culture of entrepreneurial drive, collaboration, and partnership, Franklin Templeton continues to enhance the employee experience by expanding growth initiatives, encouraging volunteerism and participation in its business resource groups, and prioritizing overall employee well-being.

“As their employees attest, the companies named to this year’s Best Places to Work list demonstrate a commitment to building and maintaining a strong workplace culture,’’ said P&I Editor-in-Chief Julie Tatge. “In doing so, they’re helping their employees, clients and their businesses succeed.’’

“We are honored to be recognized once again as one of the Best Places to Work in Money Management by P&I,” said Jenny Johnson, Chief Executive Officer of Franklin Templeton. “Our culture is driven by our people, who bring our values to life through their innovative thinking, collaborative spirit, and professional excellence. Their work empowers us to deliver solutions that meet the needs of our clients today while helping them prepare confidently for what lies ahead.”

“This recognition reflects our ongoing commitment to creating an environment where people feel supported, challenged, and inspired,” said Penny Alexander, Chief Human Resources Officer at Franklin Templeton. “Our employees drive our success every day, and we remain focused on delivering opportunities that help them grow, thrive, and make meaningful impact for our clients and stakeholders.”

Pensions & Investments partnered with Workforce Research Group, a research firm specializing in identifying great places to work, to conduct a two-part survey process of employers and their employees.

The first part consisted of evaluating each nominated company’s workplace policies, practices, philosophy, systems and demographics. This part of the process was worth approximately 20% of the total evaluation. The second part consisted of an employee survey to measure the employee experience. This part of the process was worth approximately 80% of the total evaluation. The combined scores determined the top companies.

For a complete list of the 2025 Pensions & Investments’ Best Places to Work in Money Management winners and profiles of the top firms across size categories, go to http://www.pionline.com/BPTW2025

Franklin Templeton did not pay an entry fee for the program.

About Franklin Templeton
Franklin Resources, Inc. (NYSE: BEN) is a global investment management organization with subsidiaries operating as Franklin Templeton and serving clients in over 150 countries. Franklin Templeton’s mission is to help clients achieve better outcomes through investment management expertise, wealth management and technology solutions. Through its specialist investment managers, the Company offers specialization on a global scale, bringing extensive capabilities in equity, fixed income, alternatives and multi-asset solutions. With more than 1,600 investment professionals, and offices in major financial markets around the world, the California-based company has over 75 years of investment experience and $1.67 trillion in AUM as of November 30, 2025. The Company posts information that may be significant for investors in the Investor Relations and News Center sections of its website, and encourages investors to consult those sections regularly. For more information, please visit investors.franklinresources.com.

About Pensions & Investments

Pensions & Investments, owned by Crain Communications Inc., is the 52-year-old global news source of money management and institutional investing. P&I is written for executives at defined benefit and defined contribution retirement plans, endowments, foundations, and sovereign wealth funds, as well as those at investment management and other investment-related firms. Pensions & Investments provides timely and incisive coverage of events affecting the money management and retirement businesses. Visit us at www.pionline.com.

This material is intended to be of general interest only and should not be construed as individual investment advice or a recommendation or solicitation to buy, sell or hold any security or to adopt any investment strategy. It does not constitute legal or tax advice. This material may not be reproduced, distributed or published without prior written permission from Franklin Templeton.

The views expressed are those of the investment manager and the comments, opinions and analyses are rendered as at publication date and may change without notice. The underlying assumptions and these views are subject to change based on market and other conditions and may differ from other portfolio managers or of the firm as a whole. The information provided in this material is not intended as a complete analysis of every material fact regarding any country, region or market. There is no assurance that any prediction, projection or forecast on the economy, stock market, bond market or the economic trends of the markets will be realized. The value of investments and the income from them can go down as well as up and you may not get back the full amount that you invested. Past performance is not necessarily indicative nor a guarantee of future performance. All investments involve risks, including possible loss of principal.

Any research and analysis contained in this material has been procured by Franklin Templeton for its own purposes and may be acted upon in that connection and, as such, is provided to you incidentally. Data from third party sources may have been used in the preparation of this material and Franklin Templeton (“FT”) has not independently verified, validated or audited such data. Although information has been obtained from sources that Franklin Templeton believes to be reliable, no guarantee can be given as to its accuracy and such information may be incomplete or condensed and may be subject to change at any time without notice. The mention of any individual securities should neither constitute nor be construed as a recommendation to purchase, hold or sell any securities, and the information provided regarding such individual securities (if any) is not a sufficient basis upon which to make an investment decision. FT accepts no liability whatsoever for any loss arising from use of this information and reliance upon the comments, opinions and analyses in the material is at the sole discretion of the user.

Products, services and information may not be available in all jurisdictions and are offered outside the U.S. by other FT affiliates and/or their distributors as local laws and regulation permits. Please consult your own financial professional or Franklin Templeton institutional contact for further information on availability of products and services in your jurisdiction.

Issued in the U.S. by Franklin Templeton, One Franklin Parkway, San Mateo, California 94403-1906, (800) DIAL BEN/342-5236, franklintempleton.com. Investments are not FDIC insured; may lose value; and are not bank guaranteed.

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Media Relations: 
Beverly Khoo 
(929) 773 4670
beverly.khoo@franklintempleton.com