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Sofidel

On the topic of finance increasingly in step with the ecological transition, Soft&Green wanted to listen to the voice of Francesco Bicciato, Director of the Forum for Sustainable Finance.

Finance plays an important role in the green transition because, when it is sustainable, it contributes to a more responsible and inclusive society. When did your association start and how does it operate?

The Forum for Sustainable Finance is a nonprofit association established in 2001. The membership base is multi-stakeholder. It includes financial operators and other organizations interested in the environmental and social impact of investments. The Forum’s mission is to promote the knowledge and practice of sustainable investing, with the goal of spreading the inclusion of environmental, social and governance (ESG) criteria in financial products and processes.

The Forum’s activities are divided into three main areas: Research, Projects and Relations with Institutions. 
Through its work, the Association has been instrumental in bringing the issues of sustainable finance to the attention of institutions, financial operators, non-financial organizations, and citizens. Thanks to both advocacy initiatives and ongoing work on the financial education front, awareness and interest in the sector have greatly increased. The Forum has also produced open knowledge about the field through intensive research work, with some 50 publications on the subject freely accessible online. The Forum’s vocation is to try to recognize in advance complex economic and financial dynamics and phenomena and how they may impact environmental and social variables.

When did people start talking about responsible finance and what kind of difficulties did financial actors have in obtaining effective measurement tools/metrics?

In the first study of the SRI (Sustainable and Responsible Investment) market in Europe conducted in 2003, Italy accounted for 0.1 percent of the European market with €240 million in assets, referring only to institutional investors. The situation today is very different. At European level, according to Morningstar’s findings, there has been an increase from less than 400 billion open-end funds and sustainable ETFs (Exchange Traded Funds that allow investors to manage risks associated with environmental, social and governance factors) in 2017 to about 2.5 trillion in 2022. The topic of metrics has been and still is an important challenge because measuring the results of an investment is critical. While we are further along on the environmental front with respect to the social dimension, there is more work to be done, starting with accelerating dialogue at European level to approve a social taxonomy.

From your privileged vantage point, what is the current situation of sustainable finance in Italy and, more generally, in Europe and the world?

The focus on sustainability has greatly increased in recent years, and ambitious climate and environmental goals have been set at European and international levels. ESG finance is growing in importance precisely because it makes a key contribution to achieving these goals toward more sustainable development models. Indeed, sustainable investments are key to building a society that is low-emission, keeping global warming below 2°, and socially inclusive. An interesting ongoing trend is the growth of green bonds. In 2022, green bond issues accounted for more than half of all sustainable bonds issued in the same year (58%, $487.1 billion). After demonstrating resilience in a turbulent economic environment, green bond issuances in the first half of 2023 increased by 22.2% over issuances in the same period of 2022, arriving at $351.9 billion. As predicted by the Climate Bonds Initiative, green bonds have returned to growth and could reach the ambitious level of $5 trillion a year starting in 2025. This data points out two important elements. On the one hand, it highlights the markets’ interest in investments with environmental sustainability goals. On the other hand, it is also an indicator of investor interest in financial products with a high level of transparency. In fact, in green bonds, the use of proceeds is tied to specific projects and reported regularly. Although reporting standards are currently voluntary, they are widespread and it has been observed that their adoption is rewarded by the market. This phenomenon brings us to the second ongoing trend: the increasing demand for data from institutions and investors. Companies, including SMEs, will need to increasingly engage on the reporting front, both to attract investments – data is key to composing sustainable portfolios – and to meet increasingly stringent European transparency requirements.

According to the findings that emerged in 2022 from the “Italian SMEs and the Green Transition: ESG Profiles and Sustainable Finance” research conducted by the Forum and in which 415 SMEs participated, sustainability plays an “extremely important” or “very important” role in the company, driving strategic and investment choices, for over 45% of SMEs. However, with respect to the level of knowledge and practical application of ESG aspects, there still remains significant room for improvement. About 40% of the companies surveyed do not know how to estimate the extent of their exposure to climate risks, and only 17% have approached banks for financing related to sustainability projects.

More and more organizations are claiming that they have embarked on a path toward sustainability even from the point of view of financial investments. This is a positive fact that however raises some doubts about the veracity of what they are claiming. How high is the risk of greenwashing?

As interest in environmental, social and governance sustainability has grown, so as the risk of greenwashing. This term refers to a particular behavior that consists of presenting a company’s products, goals and/or policies as environmentally friendly in the face of actions that contradict said image.

As ESMA, the European Securities and Markets Authority, also notes, greenwashing harms investors who want to allocate their resources to sustainable economic activities. In addition, it amounts to an actual practice of unfair competition, penalizing companies committed to a real path of sustainability. More generally, it is the market’s credibility that loses out. Both companies that incur greenwashing and the financial players that support them expose themselves to three categories of risk: reputational, legal, and financial.

In 2022, the Forum presented a paper dedicated to greenwashing containing an analysis of the phenomenon and a set of guidelines to prevent it. It was the result of a working group on the subject conducted with our members. Going forward, we expect increased awareness of sustainability issues among savers, investors, and businesses and a growing commitment by asset managers to more transparent investments.

Read more about topics related to environmental and social sustainability, themes and projects close to us in terms of culture and corporate modus operandi on our Soft&Green blog.

Through its funding priorities in education and workforce, KeyBank Foundation has committed a $300,000 community impact grant payable over three years as an investment in Urban Arts, a national nonprofit organization located in New York City that teaches video game design to historically underserved youth as a pathway to college and career. They provide students with a comprehensive curriculum in the art and technology of game design through computer science, coding, animation, music and storytelling. They also offer top-tier college access and scholarships services, and connect alumni to mentorship and internship opportunities at leading corporations, generating a new and diverse talent pipeline.

“Urban Arts’ mission aligns with our commitment to support organizations and programs that prepare individuals for thriving futures,“ says John Manginelli, Market President for KeyBank’s Hudson Valley & Metro NY market. “They are transforming lives and cultivating next-up talent nationwide, and we are proud to support their efforts.”

Urban Arts teaches STEM and STEAM through digital game design, a novel approach that

boosts persistence in the computer sciences for youth from low-income communities,generates technically expert and creatively confident youth ready for college and career, andensures a more equitable future economy.

When students make their own video game, they actually learn high-level computer science literacy—multiple programming languages, animation, sound production, digital art, story-telling—as well as collaboration and leadership, skills necessary for all future jobs. “There is no other organization that offers programs that allow you to not only explore what you’re passionate about—the arts, such as video games—on top of things that are more technical or skill-based like programming and music production. You truly get the best of both worlds and it’s really flexible,” says Sydney E. an Urban Arts game designer and current rising sophomore at Barnard College.

According to the Bureau of Labor Statistics, careers in computer and information technology are projected to grow 11% from 2019 to 2029, faster than the average for all occupations. Still, women and people of color are grossly underrepresented in the creative tech workforce and beyond across nearly all industries. “At Urban Arts, we imagine a world where young people gain economic mobility through meaningful careers as creators, thinkers and leaders in the creative and technology fields,” says Philip Courtney, CEO of Urban Arts.

Urban Arts is generating a new diverse talent pipeline in three distinct steps.

They offer a multi-year STEM education program in schools nationwide and at their Learning Lab in New York City. Game On, their custom high school college curriculum, has just been endorsed by the College Board.Their college access program enrolls 100% of Urban Arts’ seniors into college. They’ve earned $25M in scholarships since 2017.Further, Urban Arts connects their alumni to mentorships and internships at leading companies, generating exposure and access to the world of work.

“KeyBank has long maintained a focus on college attainment, and through KeyBank Foundation we partner with nonprofit organizations that are moving the needle in college enrollment and retention rates for underserved students,” says Manginelli. “We want young people to achieve the skills, education and capabilities they need to succeed in current and future employment opportunities.” Manginelli went on to say, “At KeyBank, we prize a culture where diversity is valued and inclusion is fostered, and we seek partners, like Urban Arts, who bring innovative programs and approaches that solve a community need.”

KeyBank Foundation grants are part of a $40 billion commitment for lending and investments across Key’s national footprint established in 2017 and supporting affordable housing and community development projects, home, and small business lending in low- and-moderate income communities, and philanthropic efforts targeted toward education, workforce development, and safe, vital neighborhoods.

Urban Arts is grateful for KeyBank Foundations’ investment in their transformational outcomes. Together, the two organizations are helping to build a powerful, creative, and inclusive future.

For more information on Urban Arts, visit www.UrbanArts.org

For more Information on KeyBank Foundation, visit www.Key.com/Foundation.

How does Baker Tilly spark fresh thinking and light the fire of innovation? By creating an environment that inspires team members to break barriers fearlessly.

In its second year, Baker Tilly’s Innovation Ignite program is generating that spark. This program has expanded from focusing on early-career professionals to including team members with a mixture of experience levels, unlocking opportunities across our firm.

“Last year was a resounding success,” said Kristen Russell, managing director of Strategy and Innovation. “This year, we aimed to build on that by diversifying our participants and expanding opportunities for growth, learning, and challenging themselves and their colleagues.”

Leaning into Expertise, Learning, and New Experiences

Innovation Ignite is a dynamic, experiential development program that allows team members to enhance their innovation and problem-solving skills, work on real business opportunities, and build relationships across our firm.

To date, 120 people have participated in Innovation Ignite, ranging from senior managers and directors to early-career professionals, leveraging the power of blended expertise for this round.

“The Ignite program provided a unique opportunity for each of us,” said Brian Metuge, senior manager in Assurance. “We acquired new skills and new ways of thinking about innovation and how to approach problems.”

Participants spent an intensive week together in our Innovation Lab in the Madison, Wisconsin office, where they could bounce ideas off each other and dedicate focused time to their projects.

“My current role is very execution-oriented, where I put my head down and work through assigned tasks,” said Will Nummy, an analyst in R/E Valuation on the DCA Real Estate Advisory team. “The week was very refreshing as our work was idea-focused.”

“We had time to ‘camp out’ in the problem and were encouraged not to rush to solutions,” said Grant Tidmore, senior manager of Resource Management. “That is precisely what I will bring back to my teams and day-to-day work.”

Ignite teaches how to bring innovation into our everyday work, as an essential skill that can translate across our firm and client work.

“I liked how each session helped to guide and build on the ideas in working toward a solution to a real problem our clients face,” added Natalie Cole, an associate in Tax.

At the end of the program, our Innovation Board was on hand to hear presentations and witness the ideas and innovation generated throughout the week.

Principal Nuwandi Trahan, who sits on our Innovation Board, emphasized the career-building effect of learning these skills and the power of seeing the resulting ideas taken seriously.

“We need to push them to do what they love doing, what we know they’re capable of doing, what they’re good at, and what they are excited about,” said Nuwandi. “When they are excited, they have the initiative. You’re not forcing them but rather giving them the opportunity to succeed, and that will trickle down to great client work.”

Limitless

The after-effects of Innovation Ignite paint a positive picture of how participants bring their newfound innovation mindsets with them after their experience. Team members saw the power in our firm’s investment in their future, sharing increased confidence in encouraging colleagues to engage in innovative efforts and knowing they can articulate how innovation plays a role in their industry.

“I loved Ignite,” said Sylvia Dyke, senior manager in Assurance. “I feel so much more connected to the firm after this experience and so much more supported now that I know we have so many dedicated professionals advocating for a better Baker Tilly.”

It’s clear: the opportunity to innovate is all around. Sometimes, you just need a spark to see how far you can go.

“Our future as a firm is limitless,” added Kristen.

Learn more about how Baker Tilly is fostering a culture of innovation.

Originally published by the National Association of Manufacturers

If you ask Henkel how it managed to cut its worldwide carbon footprint in half a few years ago, its leaders will gladly let you in on the secret: there isn’t one.

The impressive reduction is down to common sense and good old-fashioned effort.

Click here to read more from this interview between Pernille Lind Olsen, President of Henkel North America, and the National Association of Manufacturers.

TAMPA, Fla., August 14, 2024 /3BL/ – Sustainalytics has ranked Crown Holdings, Inc. (NYSE: CCK) (Crown) (www.crowncork.com) at the top of the Containers & Packaging category in the latest ESG Risk Rating, an industry-wide assessment of corporate sustainability performance. After receiving positive marks across multiple areas of measurement, Crown leads its peer group of 105 organizations and represents one of only 3% of more than 16,200 assessed companies to attain an overall Negligible risk score. This rating from Sustainalytics underscores the comprehensive design and current impact of Crown’s ongoing Twentyby30™ program, which aims to achieve 20 measurable sustainability goals to be completed by or before the end of 2030 and focuses on areas of critical concern to the industry.

To build its diverse research universe that spans dozens of industries, Sustainalytics conducts a review of any applicable company’s exposure to industry-specific material sustainability risks—and determines how well that company is managing those risks. This review process observes action and performance in several areas related to sustainability. The ratings organization utilizes a significant amount of available data to create category-specific rankings that inform stakeholders such as customers, partners and investors.

“Receiving a top industry ranking from Sustainalytics acknowledges Crown’s efforts to meet stakeholder expectations and continue driving a business that performs from every angle,” said John Rost, Ph.D., Senior Vice President Crown Technology, Global Sustainability and Regulatory Affairs. “By scoring strongly across multiple categories, including safety, governance and others, we are demonstrating our commitment to making maximum impact not just in the traditional areas like GHG emissions reductions, but within every capacity possible. This comprehensive effort is what bolsters our ability to operate a responsible, healthy organization long-term.”

Notable in Crown’s assessment are relatively low exposure levels for various areas of concern including emissions, effluents and waste, carbon footprint and resource use, meaning Sustainalytics does not view Crown’s business as being inherently risky or damaging for the environment. With lower risk in each category, the Company reflects a more inherently responsible model that can more easily adapt to meet evolving sustainability regulations—a strong business attribute that stands out against other investible sectors. To build on this solid foundation, Crown continues to make progress toward its Twentyby30™ commitments, most recently securing more renewable electricity, initiating new water replenishment projects and working diligently across the supply chain to strive to increase industry recycling rates for valuable aluminum and steel cans.

Further information about Crown’s sustainability initiatives are available at crowncork.com. Guidance around Sustainalytics’ ESG Risk Rating methodology is available on the organization’s website.

About Crown Holdings, Inc.

Crown Holdings, Inc., through its subsidiaries, is a leading global supplier of rigid packaging products to consumer marketing companies, as well as transit and protective packaging products, equipment and services to a broad range of end markets. World headquarters are located in Tampa, Florida. For more information, visit www.crowncork.com.

For more information, contact sustainability@crowncork.com.

For editorial inquiries:
Emily Hogan, Account Supervisor, FINN Partners; Email: emily.hogan@finnpartners.com

Cautionary Note Regarding Forward-Looking Statements

Except for historical information, all other information in this press release consists of forward-looking statements within the meaning of federal securities law. These forward-looking statements involve a number of risks, uncertainties and other factors that may cause actual results to be materially different from those expressed or implied in the forward-looking statements. Important factors that could cause the statements made in this report or the actual results of operations or financial condition of the Company to differ are discussed under the caption “Forward Looking Statements” in the Company’s Form 10-K Annual Report for the year ended December 31, 2023 and in subsequent filings. The Company does not intend to review or revise any particular forward-looking statement in light of future events.

View original content here.

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TAMPA, Fla., August 14, 2024 /3BL/ – Sustainalytics has ranked Crown Holdings, Inc. (NYSE: CCK) (Crown) (www.crowncork.com) at the top of the Containers & Packaging category in the latest ESG Risk Rating, an industry-wide assessment of corporate sustainability performance. After receiving positive marks across multiple areas of measurement, Crown leads its peer group of 105 organizations and represents one of only 3% of more than 16,200 assessed companies to attain an overall Negligible risk score. This rating from Sustainalytics underscores the comprehensive design and current impact of Crown’s ongoing Twentyby30™ program, which aims to achieve 20 measurable sustainability goals to be completed by or before the end of 2030 and focuses on areas of critical concern to the industry.

To build its diverse research universe that spans dozens of industries, Sustainalytics conducts a review of any applicable company’s exposure to industry-specific material sustainability risks—and determines how well that company is managing those risks. This review process observes action and performance in several areas related to sustainability. The ratings organization utilizes a significant amount of available data to create category-specific rankings that inform stakeholders such as customers, partners and investors.

“Receiving a top industry ranking from Sustainalytics acknowledges Crown’s efforts to meet stakeholder expectations and continue driving a business that performs from every angle,” said John Rost, Ph.D., Senior Vice President Crown Technology, Global Sustainability and Regulatory Affairs. “By scoring strongly across multiple categories, including safety, governance and others, we are demonstrating our commitment to making maximum impact not just in the traditional areas like GHG emissions reductions, but within every capacity possible. This comprehensive effort is what bolsters our ability to operate a responsible, healthy organization long-term.”

Notable in Crown’s assessment are relatively low exposure levels for various areas of concern including emissions, effluents and waste, carbon footprint and resource use, meaning Sustainalytics does not view Crown’s business as being inherently risky or damaging for the environment. With lower risk in each category, the Company reflects a more inherently responsible model that can more easily adapt to meet evolving sustainability regulations—a strong business attribute that stands out against other investible sectors. To build on this solid foundation, Crown continues to make progress toward its Twentyby30™ commitments, most recently securing more renewable electricity, initiating new water replenishment projects and working diligently across the supply chain to strive to increase industry recycling rates for valuable aluminum and steel cans.

Further information about Crown’s sustainability initiatives are available at crowncork.com. Guidance around Sustainalytics’ ESG Risk Rating methodology is available on the organization’s website.

About Crown Holdings, Inc.

Crown Holdings, Inc., through its subsidiaries, is a leading global supplier of rigid packaging products to consumer marketing companies, as well as transit and protective packaging products, equipment and services to a broad range of end markets. World headquarters are located in Tampa, Florida. For more information, visit www.crowncork.com.

For more information, contact sustainability@crowncork.com.

For editorial inquiries:
Emily Hogan, Account Supervisor, FINN Partners; Email: emily.hogan@finnpartners.com

Cautionary Note Regarding Forward-Looking Statements

Except for historical information, all other information in this press release consists of forward-looking statements within the meaning of federal securities law. These forward-looking statements involve a number of risks, uncertainties and other factors that may cause actual results to be materially different from those expressed or implied in the forward-looking statements. Important factors that could cause the statements made in this report or the actual results of operations or financial condition of the Company to differ are discussed under the caption “Forward Looking Statements” in the Company’s Form 10-K Annual Report for the year ended December 31, 2023 and in subsequent filings. The Company does not intend to review or revise any particular forward-looking statement in light of future events.

View original content here.

View PDF

LEON, Va., August 12, 2024 /3BL/ – Prince Michel Vineyard & Winery, one of the most innovative, woman-owned wineries on the east coast, is the first vineyard in Virginia to partner with Vanguard Renewables® to enhance sustainable winery operations. Vanguard Renewables is a leading provider of sustainable food and beverage byproduct and organic waste management services.

Founded in 1982 by French entrepreneurs Jean and Sylviane DeLuc, Prince Michel was purchased in 2005 by current owner Kristin Easter, who assembled an award-winning team to help secure the vineyard’s reputation as an industry leader. Prince Michel has won several awards for its wines, and the property is named a top Virginia winery to visit in numerous industry publications.

“What sets us apart is our commitment to innovation and integration; we have equipment, plentiful storage, as well as crushing and bottling capabilities onsite, which allows us to produce beautiful wine while also providing services to our fellow winemakers in the Monticello Virginia American Viticultural Area (AVA),” said Chief Executive Officer Reo Hatfield of Prince Michel Vineyard and Winery.” We are always looking to innovate and to operate more sustainably, and that is what led us to discussions with Vanguard Renewables.”

“We are currently in a phase of expansion at Prince Michel” said owner Kristin Easter. “We are enhancing our services group, wine club membership, brewery, food, lodging/suites, and merchandising, and this partnership with Vanguard Renewables complements our existing commitment to quality, service, the environment, and the community. Our entire team is committed to these principles; from our CEO Reo Hatfield to our winemakers Bryan Jones and Mat Bryant along with our general manager Mike Haney, Karen Newton our head of merchandising, and Kristie Twomey our director of marketing, we believe in hiring and partnering with the best in class.”

Vanguard Renewables partners with food and beverage manufacturers, retailers, and institutions across the United States to recycle inedible and unsalable food material via Farm Powered® anaerobic digestion. Companies work with Vanguard Renewables’ in-house logistics team to create a custom organics materials recycling program; whereby Vanguard Renewables combines the food and beverage waste along with dairy cow manure into renewable gas and a low carbon biofertilizer.

The Company handles process byproducts, packaged waste, fats, oils and grease, process water, discards, and many other organic materials through its network of farms, food and beverage partners, and strategic end site and hauler partners. This helps its clients achieve increasingly challenging zero waste to landfill and sustainability goals.

“It is an honor to work with a forward-thinking organization like Prince Michel,” said Kent Bartley, President of Organics Solutions at Vanguard Renewables. “They are paving the way in the region to sustainably manage their byproducts, showcasing their commitment to innovation and to the planet. We could not be more thrilled to serve as their partner.”

Vanguard Renewables recently announced the groundbreaking for its newest Farm Powered anaerobic digester in the Commonwealth of Virginia, one of several that will start construction or commissioning in 2024 across the United States.

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Visit Vanguard’s Media Room: www.vanguardrenewables.com/media-kit

About Anaerobic Digestion

Inedible or unsaleable food and beverage waste from the manufacturing and retail sectors is collected, sorted, depackaged on-site, and combined with dairy farm manure in a sealed biodigester tank. Once combined in the biodigester, microorganisms that naturally occur in manure digest the waste, converting sugars, fats and other compounds into biogas. Harnessing the waste’s energy captures as much as 95 percent of the potential greenhouse gas emissions that would result if food and beverage waste were sent to a landfill or if the farm manure were field applied. The process produces RNG that is upgraded to pipeline-quality gas and injected into the existing pipeline infrastructure on-site, displacing traditional fossil fuels. The biogas is then used for heating and cooling or can be used to make Compressed Natural Gas (CNG) for vehicles. The by-products of the anaerobic digestion process include a low-carbon and nutrient dense fertilizer (digestate) that reduces the farm’s dependency on chemical fertilizers, and a dry by-product which is used for animal bedding. When food and beverage manufacturers send their organic waste to a Farm Powered site and purchase the RNG created by their waste to power their plants, they are creating a closed-loop solution that helps to address Scope 1 and 3 emissions in their business practices.

About Vanguard Renewables

Vanguard Renewables®, based in Weston, Massachusetts, is a national leader in developing food and dairy waste-to-renewable energy projects. The Company owns and operates on-farm anaerobic digester facilities in the northeast and currently operates manure-only digesters in the south and west for Dominion Energy. Vanguard Renewables is expanding nationwide and plans to complete more than 100 anaerobic digestion facilities by 2028. Vanguard Renewables is committed to advancing decarbonization by reducing greenhouse gas emissions from farms and food waste, generating renewable energy, and supporting regenerative agriculture on partner farms via Farm Powered® anaerobic digestion. Vanguard Renewables is a portfolio company of BlackRock’s Diversified Infrastructure Fund business. To learn more visit: www.vanguardrenewables.com.

Media Contact:

Billy Kepner

Bkepner@vanguardrenewables.com

1-607-331-9806

About Prince Michel Vineyard and Winery

Founded over four decades ago by Jean and Sylvan LeDucq, Prince Michel Vineyard and Winery stands as a testament to enduring quality and innovation in the Virginia wine industry. Under the visionary leadership of its founders, the winery gained acclaim for producing award-winning wines that brilliantly capture the essence of Virginia’s wine country. Today, as a woman-owned business led by Kristin Easter, Prince Michel continues to honor its rich legacy while embracing a forward-thinking approach. With a dedication to both tradition and cutting-edge techniques, Prince Michel continues to be a leader in the industry, celebrating the heritage and future of Virginia winemaking. This storied winery not only crafts exceptional wines but also offers a memorable experience to its visitors, solidifying its reputation as a premier destination in the Virginia wine landscape.

Media Contact:

Kristie Twomey

ktwomey@princemichel.com

1-844-302-4021

THE WOODLANDS, Texas, August 14, 2024 /3BL/ – Signs of summer are already here, and extreme heat persists in Texas. After experiencing record breaking heat indexes in 2023, Entergy Texas is providing tips on how to prepare your home for the high-heat and manage your bill this summer with our newly launched Bill Toolkit site. The site helps customers manage energy usage and save money through energy efficiency and bill assistance programs. Examples of products and services offered through our Entergy Solutions program, available at little to no cost, include AC tune-ups, LED bulbs, smart thermostats, duct sealing and insulation.

Additionally, this program offers home assessments that yield energy efficiency recommendations. A Home Performance with ENERGY STAR assessment reduces the up-front cost of installing energy efficiency upgrades.

Customers also can save money with these quick and easy energy efficiency tips:

Change air filters. Air filters on some air conditioning units require monthly cleaning or replacing.Set your thermostat to the highest comfortable temperature. The smaller the difference between the inside and outside temperatures, the lower your energy usage and bill will be.Buy a programmable thermostat. A programmable thermostat can help manage costs, is controllable, and can help monitor usage.Use fans to cool off. Ceiling fans, box fans and oscillating fans use very little electricity to circulate the air. Make sure ceiling fans are rotating in the right direction – counter-clockwise during summer – to push cooler air down into the room. Be sure to turn all fans off in unused rooms.Close blinds, shades and curtains to keep the sun out and the cool air in. Also, close air conditioning vents in rooms that are not in use.Seal cracks and holes around doors, windows and ductwork. Weather stripping and caulk will help keep the cold air in and the hot air out.Use the myAdvisor tool on myEntergy.com. The usage and cost tool can compare usage history by month, day and hour.

For customers needing help with their bill, Entergy Texas’ Bill Toolkit provides an overview of payment options, such as level billing, pick-a-date assistance programs, such as The Power to Care program. Entergy Texas partners with third party agencies that provide utility bill assistance for seniors, disabled individuals and programs that are income-based. You also may be eligible to receive federal payment assistance through the Comprehensive Energy Assistance Program or CEAP.

For more information, visit BillToolkit.entergy.com for the tools and resources you need to understand your bill, reduce your usage or look for assistance programs and services available to you.

New Holland, a brand of CNH, unveiled the first-ever Made-in-India 100+HP (Horsepower) tractor in the country.

The launch of the WORKMASTER 105 marked a new milestone for the company and the Indian tractor industry.

The WORKMASTER 105 with TREM-IV emission standard compliant engine brought world-class technology, quality and performance to the Indian customers.

“The WORKMASTER 105 sets a new benchmark when it comes to high horsepower tractors in India…This machine has proven its mettle in highly demanding markets like the USA and has been a testimony to our commitment to offer cutting-edge products. New Holland is renowned throughout the world for its higher horsepower tractors. We believe the timing is now right to introduce this advanced technology to the discerning Indian customers and are proud to launch the first made-in -India TREM-IV tractor in the 100+HP category,” said Narinder Mittal, Country Manager & Managing Director, CNH India & SAARC.

The WORKMASTER 105 comes with advanced FPT Engine delivering 106 HP and some standout features such as 3,500 kg lift capacity, electro-hydraulic 4WD engagement, and an air-suspended seat with adjustable backrest, etc. The machine is designed to deliver unmatched performance, operator comfort and safety.

New Holland, a brand of CNH, unveiled the first-ever Made-in-India 100+HP (Horsepower) tractor in the country.

The launch of the WORKMASTER 105 marked a new milestone for the company and the Indian tractor industry.

The WORKMASTER 105 with TREM-IV emission standard compliant engine brought world-class technology, quality and performance to the Indian customers.

“The WORKMASTER 105 sets a new benchmark when it comes to high horsepower tractors in India…This machine has proven its mettle in highly demanding markets like the USA and has been a testimony to our commitment to offer cutting-edge products. New Holland is renowned throughout the world for its higher horsepower tractors. We believe the timing is now right to introduce this advanced technology to the discerning Indian customers and are proud to launch the first made-in -India TREM-IV tractor in the 100+HP category,” said Narinder Mittal, Country Manager & Managing Director, CNH India & SAARC.

The WORKMASTER 105 comes with advanced FPT Engine delivering 106 HP and some standout features such as 3,500 kg lift capacity, electro-hydraulic 4WD engagement, and an air-suspended seat with adjustable backrest, etc. The machine is designed to deliver unmatched performance, operator comfort and safety.