Author: Ravi Shankar

Dallas, Texas, Oct. 22, 2026 (GLOBE NEWSWIRE) — Outdoor Holding Company (Nasdaq: POWW, POWWP) (“OHC,” “we,” “us,” “our” or the “Company”), the owner of GunBroker.com, the largest online marketplace dedicated to firearms, hunting, shooting and related products, today announced that its Board of Directors (the “Board”) approved an amendment to the Company’s share repurchase program that increases the aggregate repurchase authorization from $15 million to $35 million and extends the program by six months, through July 4, 2027. The $35 million authorization includes all repurchases made since the program was launched in January 2026 and represents a $20 million increase over the prior authorization.

As of September 30, 2026, the Company had repurchased approximately $8.4 million of its common stock under the program, excluding commissions and fees, leaving approximately $6.6 million available under the prior authorization. Except as described above, the terms of the program are unchanged.

“The Board’s decision to more than double the repurchase authorization reflects our confidence in the durability of GunBroker’s cash generation and our belief that our shares represent an attractive use of capital at current prices,” said Steve Urvan, Chairman, President and Chief Executive Officer of the Company. “We have been a consistent and disciplined buyer of our stock since the program launched in January, and the strength of our balance sheet allows us to continue returning capital to shareholders from free cash flow while preserving the ability to continue investing in the platform and preserving the flexibility to pursue strategic opportunities. Allocating capital to its highest and best use is central to how we run the Company.”

Repurchases under the program may be made from time to time, in management’s discretion and within the limits of the Board’s authorization, through a variety of methods, including open market purchases, privately negotiated transactions, and other means in accordance with federal securities laws, including pursuant to one or more Rule 10b5-1 trading plans. The timing, volume, and value of any repurchases will be determined based on factors including market conditions, the Company’s liquidity and capital needs, and other factors deemed relevant by management.

Repurchases will be funded from existing cash balances, future operating cash flows or other legally available funds and remain subject to applicable law, the Company’s insider trading policy, applicable trading-window restrictions, and debt covenants and other contractual restrictions. The Board’s authorization does not itself amend any existing Rule 10b5-1 trading plan. The program does not obligate the Company to repurchase any particular number of shares and may be modified, suspended, or terminated at any time at the discretion of the Board or management.

About Outdoor Holding Company

Outdoor Holding Company is the publicly traded parent and operator of GunBroker.com, the largest online marketplace dedicated to firearms, hunting, shooting and related products. Third-party sellers list items on the site and federal and state laws govern the sale of firearms and other restricted items. Firearms sold through the marketplace are transferred through federally licensed firearms dealers in accordance with applicable law. Launched in 1999, the GunBroker.com website is an informative, secure and safe way to buy and sell firearms, ammunition, shooting accessories and outdoor gear online. GunBroker promotes responsible ownership of guns and firearms. For more information, visit: www.gunbroker.com.

Cautionary Statement Concerning Forward-Looking Statements

Statements contained in this press release that are not historical are considered “forward-looking statements” within the meaning of the federal securities laws and are presented pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by words such as “target,” “believe,” “expect,” “will,” “may,” “anticipate,” “estimate,” “would,” “positioned,” “future,” and other similar expressions that predict or indicate future events or trends or that are not statements of historical matters. These forward-looking statements include, among others, statements about the Company’s intent to repurchase shares of its common stock under the share repurchase program, the timing, manner, price and amount of any such repurchases, the sources of funds for any such repurchases, the Company’s cash flow, cash generation, balance sheet and capital allocation, the Company’s business strategy, plans, objectives, expectations and intentions, and other statements that are not historical facts. Instead, they are based only on Company management’s current beliefs, expectations and assumptions. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict and many of which are outside of the Company’s control. Important factors that could cause actual results to differ materially from those described in forward-looking statements include, but are not limited to, the Company’s ability to maintain and expand its e-commerce business, the Company’s ability to introduce new features on its e-commerce platform that match consumer preferences, the Company’s ability to retain and grow its customer base, the impact of lawsuits, including securities class action lawsuits, stockholder derivative suits and enforcement actions by regulatory authorities, the impact of adverse economic market conditions, including from social and political factors, market conditions and the trading price and liquidity of the Company’s common stock, the Company’s liquidity and capital needs, and the occurrence of any other event, change or other circumstances that could give rise to impacts on operating results. Therefore, investors should not rely on any of these forward-looking statements and should review the risks and uncertainties described under the caption “Risk Factors” in the Company’s Annual Report on Form 10-K for the year ended March 31, 2026, filed with the Securities and Exchange Commission (“SEC”) on June 22, 2026, and additional disclosures the Company makes in its other filings with the SEC, which are available on the SEC’s website at www.sec.gov. Forward-looking statements are made as of the date of this press release, and except as required by law, the Company expressly disclaims any obligation or undertaking to publicly release any updates or revisions to any forward-looking statement contained herein to reflect any change in its expectations or any change in events, conditions or circumstances on which any such statement is based.

Contacts

For investors:
Darrow Associates
Phone: (917) 886-9071
IR@outdoorholding.com

Source: Outdoor Holding Company

NEW YORK, Oct. 22, 2026 (GLOBE NEWSWIRE) — Peloton Interactive, Inc. (NASDAQ: PTON) will release its first quarter fiscal 2027 financial results before the U.S. stock market opens on Thursday, November 5, 2026. The company will host a conference call and live audio webcast to discuss the financial results at 8:30 a.m. (Eastern Time) that day.

Peloton’s management will answer select questions from retail and institutional investors that are related to the company’s business updates and quarterly financial results. If you would like to submit a question for consideration, please use the questionnaire form.

A live audio webcast of the conference call will be available on the company’s investor relations website at https://investor.onepeloton.com/news-and-events/events.

For those unable to participate in the conference call live, a replay will be available on the investor relations page of the company’s website for 30 days.

About Peloton
Peloton (NASDAQ: PTON) provides Members with world-class equipment, ground-breaking software, expert human instruction, and the world’s most supportive fitness community. Founded in 2012 and headquartered in New York City, Peloton has millions of Members across the US, UK, Canada, Germany, Australia, and Austria. For more information, visit www.onepeloton.com.

Investor Relations Contact:
investor@onepeloton.com

Media Contact:
press@onepeloton.com

Data from ongoing study supports the potential clinical utility of whole-genome sequencing-based Precise MRD™ to identify recurrence risk and detect disease earlier following surgery

SALT LAKE CITY, Oct. 22, 2026 (GLOBE NEWSWIRE) — Myriad Genetics, Inc., (NASDAQ: MYGN), a leader in molecular diagnostic testing and precision medicine, today announces new data from the ongoing MONSTAR-SCREEN-3 study demonstrating the potential of its whole-genome sequencing (WGS)-based Precise MRD™ platform to support ultra-sensitive molecular residual disease (MRD) detection in patients with resectable colorectal and pancreatic cancers.

The findings, which will be presented as part of the European Society for Medical Oncology (ESMO) Congress 2026, reinforce the role of highly sensitive MRD testing after curative-intent surgery in tumor types where earlier insight into recurrence risk may help inform monitoring and treatment decisions.

“These data reinforce the potential of Precise MRD to bring more sensitive, personalized monitoring to cancers where recurrence can be difficult to identify until disease burden is higher,” said Dale Muzzey, Ph.D., Chief Scientific Officer, Myriad Genetics. “By leveraging whole-genome sequencing to build individualized panels capable of detecting ctDNA at very low levels, Precise MRD may help clinicians identify recurrence risk earlier and make more informed decisions about patient management following surgery.”

New MONSTAR-SCREEN-3 Data Support Utility of Ultra-Sensitive MRD Detection Across Colorectal and Pancreatic Cancers

The MONSTAR-SCREEN-3 data highlight the performance of Myriad’s WGS-based Precise MRD platform in two high-need settings: resectable colorectal cancer and resectable pancreatic cancer. The study evaluated whether personalized, ultra-sensitive MRD testing could identify patients at higher risk of recurrence following surgery and provide earlier molecular insight than conventional clinical surveillance.

In patients with resectable colorectal cancer, ctDNA detected one month after surgery was strongly associated with disease progression. ctDNA was detected prior to clinical recurrence in all observed recurrence events, with a median lead time of four months. More than half of post-surgical ctDNA-positive patients were identified at ultra-sensitive levels, i.e., below 100 parts per million.

Researchers also reported initial findings in patients with resectable pancreatic cancer, a low-shedding tumor type in which ctDNA detection has historically been challenging. Personalized panel creation was successful for all evaluable patients, with half achieving the maximum 1,000-variant panel. Patients with MRD detected one month after surgery had significantly worse recurrence-free survival than those without detectable MRD, supporting further evaluation of WGS-based MRD testing in this high-need setting.

“Together, these findings add to a growing body of evidence supporting ultra-sensitive MRD detection as a tool to improve post-surgical risk stratification and disease monitoring,” said Takayuki Yoshino, MD, PhD, National Cancer Center Hospital East and principal investigator of the MONSTAR-SCREEN-3 study. “The consistent association between post-operative ctDNA detection and patient outcomes, coupled with the ability to identify recurrence months before conventional methods, highlights the potential clinical value of ultra-sensitive MRD assessment for guiding follow-up strategies in patients with resectable cancers.”

The MONSTAR-SCREEN-3 findings will be featured in the following ESMO presentations:

Clinical Significance of Ultrasensitive ctDNA Detection for Molecular Residual Disease Assessment in Resectable Colorectal Cancer in MONSTAR-SCREEN-3

Session: Proffered Paper 1: Basic Science and Translational Research
Room: Burgos Auditorium – Hall 3
Date: Sunday, October 25, 2026
Time 2:45 -4:15pm

Molecular Residual Disease Detection for Resectable Pancreatic Cancer Using a Whole-Genome Sequencing-Based ctDNA Assay: Initial Findings from MONSTAR-SCREEN-3
Poster Number: 3138P
Date: Sunday, October 25, 2026
Time 12:00 -12:45pm

About Myriad Genetics 
Myriad Genetics is a leading molecular diagnostic and precision medicine company committed to advancing health and well-being for all. Myriad Genetics develops and commercializes molecular tests that help patients and providers uncover genetic insights. Our tests assess the risk of developing disease or disease progression and guide treatment decisions across medical specialties where molecular insights can significantly improve patient care, support earlier detection, enable more precise treatment and contribute to lowering healthcare costs. For more information, visit www.myriad.com. 

Myriad Genetics Safe Harbor Statement
This press release contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including statements regarding the potential of Precise MRD to detect molecular residual disease and identify recurrence risk in resectable colorectal and pancreatic cancers, the potential clinical value of MRD testing, upcoming ESMO Congress 2026 presentations, and the future results of the MONSTAR-SCREEN-3 study and the development, regulatory status and commercialization of Precise MRD. These “forward-looking statements” are management’s expectations of future events as of the date hereof and are subject to known and unknown risks and uncertainties that could cause actual results, conditions, and events to differ materially and adversely from those anticipated. Such factors include those risks described in the company’s filings with the U.S. Securities and Exchange Commission, including the company’s Annual Report on Form 10-K filed on February 24, 2026, as well as any updates to those risk factors filed from time to time in the company’s Quarterly Reports on Form 10-Q or Current Reports on Form 8-K. Myriad is not under any obligation, and it expressly disclaims any obligation, to update or alter any forward-looking statements, whether as a result of new information, future events or otherwise except as required by law. 

Investor Contact 
Matt Scalo 
(801) 584-3532 
IR@myriad.com 

Media Contact 
Andria Rosell
(385) 202-3510
PR@myriad.com  

Richard Belstock to continue with Plumas Bank as Special Assistant to the President

QUINCY, California, Oct. 22, 2026 (GLOBE NEWSWIRE) — Plumas Bancorp (Nasdaq: PLBC), the holding company for Plumas Bank, announced today that Richard Belstock will retire from his position as Executive Vice President and Chief Financial Officer of Plumas Bancorp and Plumas Bank effective January 1, 2027. The Board of Directors has appointed Kelsey Cassinelli, currently Senior Vice President and Principal Accounting Officer, to succeed Mr. Belstock as Executive Vice President, Chief Financial Officer and Principal Financial Officer effective the same date.

Following his retirement as Chief Financial Officer, Mr. Belstock will continue with Plumas Bank as Special Assistant to the President. In this role, he will support the President and the Bank’s executive management team during the leadership transition and on other matters as requested. Mr. Belstock has served as Executive Vice President and Chief Financial Officer of Plumas Bancorp and Plumas Bank since 2011.

“Rick has provided dedicated financial leadership to Plumas Bancorp and Plumas Bank, and we appreciate his many contributions to the organization,” said Andy Ryback, President and Chief Executive Officer. “We are also pleased that Rick has agreed to remain with the Bank in a continuing role and provide support during this transition.”

Ms. Cassinelli currently serves as Senior Vice President and Principal Accounting Officer of Plumas Bancorp and Plumas Bank. She is a member of the Company’s finance leadership team and has responsibilities relating to accounting and financial reporting. Prior to joining Plumas Bancorp and Plumas Bank in April, 2026, she held various positions at KPMG LLP since 2016, most recently serving as a senior manager specializing in financial reporting, audit leadership and complex regulatory matters.

Mr. Ryback continued, “Kelsey has demonstrated strong accounting and financial reporting expertise and a thorough understanding of our organization. The Board and management team are confident in her ability to assume the Chief Financial Officer role and help lead the Company forward.”

About Plumas Bancorp

Plumas Bancorp is the bank holding company for Plumas Bank, a full-service community bank serving customers in Northern California and Northern Nevada.

Cautionary Note Regarding Forward-Looking Statements

This press release may contain forward-looking statements regarding the Company’s leadership transition and future operations. These statements are subject to risks and uncertainties that could cause actual results to differ materially from those expressed or implied.

Plumas Bancorp (the “Company”) intends for such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. Future events are difficult to predict, and the expectations described above are necessarily subject to risk and uncertainty that may cause actual results to differ materially and adversely.

Forward-looking statements include statements regarding management’s expectations concerning future events, such the performance of the Company and its management any other statements other than statements of historical facts. Forward-looking statements often include the words “believe,” “expect,” “anticipate,” “intend,” “plan,” “estimate,” or words of similar meaning, or future or conditional verbs such as “will,” “would,” “should,” “could,” or “may.” These forward-looking statements are not guarantees of future performance, nor should they be relied upon as representing management’s views as of any subsequent date. Forward-looking statements involve significant risks and uncertainties, and actual results may differ materially from those presented, either expressed or implied, in this news release. Factors that might cause such differences include, but are not limited to: the Company’s ability to successfully execute its business plans and achieve its objectives; changes in general economic and financial market conditions, either nationally or locally in areas in which the Company conducts its operations; changes in interest rates; changes in the Company’s capital needs; new litigation or changes in existing litigation; competitive challenges and expanding product and pricing pressures among financial institutions; legislation or regulatory changes which adversely affect the Company’s operations or business; loss of key personnel; and changes in accounting policies or procedures as may be required by the Financial Accounting Standards Board or other regulatory agencies. For a discussion of these risks and other factors, please see the sections titled “Cautionary Note Regarding Forward-Looking Statements” and “Risk Factors” in the Company’s most recent Annual Report on Form 10-K and any subsequent quarterly reports on Form 10-Q, and in other documents the Company files with the Securities and Exchange Commission from time to time.

The Company undertakes no obligation to update any forward-looking statement except as required by law.

Contact

Plumas Bancorp
Investor Relations
(530) 283-7305

8.3

PUBLIC OPENING POSITION DISCLOSURE/DEALING DISCLOSURE BY
A PERSON WITH INTERESTS IN RELEVANT SECURITIES REPRESENTING 1% OR MORE
Rule 8.3 of the Takeover Code (the “Code”)

1.        KEY INFORMATION

(a)   Full name of discloser:	Rathbones Group Plc
(b)   Owner or controller of interests and short positions disclosed, if different from 1(a):         The naming of nominee or vehicle companies is insufficient. For a trust, the trustee(s), settlor and beneficiaries must be named.
(c)   Name of offeror/offeree in relation to whose relevant securities this form relates:         Use a separate form for each offeror/offeree	Vesuvius Plc
(d)   If an exempt fund manager connected with an offeror/offeree, state this and specify identity of offeror/offeree:
(e)   Date position held/dealing undertaken:         For an opening position disclosure, state the latest practicable date prior to the disclosure	21/10/2026
(f)   In addition to the company in 1(c) above, is the discloser making disclosures in respect of any other party to the offer?         If it is a cash offer or possible cash offer, state “N/A”	No

2.        POSITIONS OF THE PERSON MAKING THE DISCLOSURE

If there are positions or rights to subscribe to disclose in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 2(a) or (b) (as appropriate) for each additional class of relevant security.

(a)      Interests and short positions in the relevant securities of the offeror or offeree to which the disclosure relates following the dealing (if any)

Class of relevant security:	10p Ordinary Shares
	Interests		Short positions
	Number	%	Number	%
(1)   Relevant securities owned and/or controlled:	2,766,129	1.11%
(2)   Cash-settled derivatives:
(3)   Stock-settled derivatives (including options) and agreements to purchase/sell:
TOTAL:	2,766,129	1.11%

All interests and all short positions should be disclosed.

Details of any open stock-settled derivative positions (including traded options), or agreements to purchase or sell relevant securities, should be given on a Supplemental Form 8 (Open Positions).

(b)      Rights to subscribe for new securities (including directors’ and other employee options)

Class of relevant security in relation to which subscription right exists:
Details, including nature of the rights concerned and relevant percentages:

3.        DEALINGS (IF ANY) BY THE PERSON MAKING THE DISCLOSURE

Where there have been dealings in more than one class of relevant securities of the offeror or offeree named in 1(c), copy table 3(a), (b), (c) or (d) (as appropriate) for each additional class of relevant security dealt in.

The currency of all prices and other monetary amounts should be stated.

(a)        Purchases and sales

Class of relevant security	Purchase/sale	Number of securities	Price per unit
10p Ordinary Shares	Sale	234,741	463.413985p

(b)        Cash-settled derivative transactions

Class of relevant security	Product description e.g. CFD	Nature of dealing e.g. opening/closing a long/short position, increasing/reducing a long/short position	Number of reference securities	Price per unit

(c)        Stock-settled derivative transactions (including options)

(i)        Writing, selling, purchasing or varying

Class of relevant security	Product description e.g. call option	Writing, purchasing, selling, varying etc.	Number of securities to which option relates	Exercise price per unit	Type e.g. American, European etc.	Expiry date	Option money paid/ received per unit

(ii)        Exercise

Class of relevant security	Product description e.g. call option	Exercising/ exercised against	Number of securities	Exercise price per unit

(d)        Other dealings (including subscribing for new securities)

Class of relevant security	Nature of dealing e.g. subscription, conversion	Details	Price per unit (if applicable)
10p Ordinary Shares

4.        OTHER INFORMATION

(a)        Indemnity and other dealing arrangements

Details of any indemnity or option arrangement, or any agreement or understanding, formal or informal, relating to relevant securities which may be an inducement to deal or refrain from dealing entered into by the person making the disclosure and any party to the offer or any person acting in concert with a party to the offer: Irrevocable commitments and letters of intent should not be included. If there are no such agreements, arrangements or understandings, state “none”

None

(b)        Agreements, arrangements or understandings relating to options or derivatives

Details of any agreement, arrangement or understanding, formal or informal, between the person making the disclosure and any other person relating to: (i)   the voting rights of any relevant securities under any option; or (ii)   the voting rights or future acquisition or disposal of any relevant securities to which any derivative is referenced: If there are no such agreements, arrangements or understandings, state “none”

None

(c)        Attachments

Is a Supplemental Form 8 (Open Positions) attached?

No

Date of disclosure:	22/10/2026
Contact name:	Michaela Skinner – Compliance Department
Telephone number:	020 7597 1693

Public disclosures under Rule 8 of the Code must be made to a Regulatory Information Service.

The Panel’s Market Surveillance Unit is available for consultation in relation to the Code’s disclosure requirements on +44 (0)20 7638 0129.

The Code can be viewed on the Panel’s website at.

NEW CANAAN, Conn., Oct. 22, 2026 (GLOBE NEWSWIRE) — NewLake Capital Partners, Inc. (OTCQX: NLCP) (the “Company” or “NewLake”), a leading provider of real estate capital to state-licensed cannabis operators, today announced that it plans to host a conference call and report its financial results for the third quarter ended September 30, 2026, on Thursday, November 5, 2026. Additional details are available under the Investor Relations section of the Company’s website: https://ir.newlake.com/.

Event:	New Lake Capital Partners Third Quarter 2026 Earnings Call
Date:	Thursday, November 5, 2026
Time:	11:00 a.m. ET
Live Call:	1-877-407-3982 (U.S. Toll-Free) or 1-201-493-6780 (International)
Webcast:	https://ir.newlake.com/news-events/ir-calendar

For interested individuals unable to join the conference call, a dial-in replay of the call will be available until November 19, 2026, and can be accessed by dialing 1-844-512-2921 (U.S. Toll Free) or 1-412-317-6671 (International) and entering replay pin number: 13762858.

About NewLake Capital Partners, Inc.
NewLake Capital Partners, Inc. is an internally-managed real estate investment trust that provides real estate capital to state-licensed cannabis operators through sale-leaseback transactions and third-party purchases and funding for build-to-suit projects. NewLake owns a portfolio of 35 properties, including 15 cultivation facilities and 20 dispensaries, primarily leased to single tenants under triple-net lease agreements. For more information, please visit www.newlake.com.

Contact Information:
Lisa Meyer
Chief Financial Officer, Treasurer and Secretary
NewLake Capital Partners, Inc.
lmeyer@newlake.com

Investor Contact:
Valter Pinto, Managing Director
KCSA Strategic Communications
NewLake@KCSA.com  
PH: (212) 896-1254

Media Contact:
Ellen Mellody
KCSA Strategic Communications
EMellody@KCSA.com
PH: (570) 209-2947

DEFIANCE, Ohio, Oct. 22, 2026 (GLOBE NEWSWIRE) — SB Financial Group, Inc. (NASDAQ: SBFG) (“SB Financial” or the “Company”), a diversified financial services company providing full-service community banking, mortgage banking, wealth management, private client and title insurance services today reported earnings for the quarter ended September 30, 2026.

Third Quarter 2026 Highlights compared to the third quarter of the prior year and linked quarter include:

• GAAP net income and Diluted Earnings per Share (“DEPS”) were $3.9 million, or $0.63 per DEPS, a slight decline from the $4.0 million, or $0.64 per DEPS in the prior-year quarter.
• Total loans reached $1.22 billion, reflecting an increase of $108.2 million, or 9.7 percent, from the prior-year quarter and an improvement of $29.2 million, or 2.5 percent, from the linked quarter. The performance this quarter marks SBFG’s tenth consecutive quarter of expansion in our loan portfolio.
• Total deposits climbed to $1.38 billion, increasing by $120.3 million, or 9.5 percent, from the prior year quarter, and down $8.3 million, or 0.6 percent, from the linked quarter.
• Tangible book value (“TBV”) per common share finished the quarter at $18.65, climbing $1.44 per share, or 8.3 percent, from $17.21 in the prior-year quarter. Adjusted tangible book value excluding AOCI advanced to $23.03 at quarter end.

Nine months ended September 30, 2026 Highlights compared to the same period of the prior-year:

• GAAP net income increased to $12.7 million, a 26.7 percent expansion compared to $10.1 million reported for the previous nine months, and diluted EPS was $2.04, an improvement of 31.1 percent from $1.56, same period last year.
• Net interest income rose to $39.1 million, representing a 9.4 percent improvement from the $35.7 million reported in the prior-year period.
• Noninterest income increased by 7.1 percent to $14.4 million compared to $13.4 million reported in the previous nine months.
• Noninterest expense expanded, increasing by 4.1 percent to $37.2 million from $35.8 million in the prior-year period. YTD operating leverage was strong at 1.7 times.

Earnings Highlights	Three Months Ended									Nine Months Ended
($ in thousands, except per share & ratios)	Sep. 2026			Sep. 2025			% Change			Sep. 2026			Sep. 2025			% Change
Operating revenue	$	18,075		$	16,578		9.0	%		$	53,440		$	49,140		8.8	%
Interest income		20,526			18,809		9.1	%			59,653			54,648		9.2	%
Interest expense		7,102			6,475		9.7	%			20,563			18,907		8.8	%
Net interest income		13,424			12,334		8.8	%			39,090			35,741		9.4	%
Provision for credit losses		127			124		-2.4	%			640			1,108		-42.2	%
Noninterest income		4,651			4,244		9.6	%			14,350			13,399		7.1	%
Noninterest expense		13,157			11,498		14.4	%			37,223			35,760		4.1	%
Net income		3,946			4,046		-2.5	%			12,739			10,056		26.7	%
Adjusted Earnings per diluted share		0.63			0.68		-7.4	%			1.99			1.67		19.2	%
Earnings per diluted share		0.63			0.64		-1.6	%			2.04			1.56		30.8	%
Adjusted Return on Avg. Assets		0.95	%		1.13	%	-15.9	%			1.03	%		0.96	%	7.3	%
Return on average assets		0.96	%		1.07	%	-10.3	%			1.06	%		0.90	%	17.8	%
Adjusted Return on Avg. Equity		10.44	%		12.79	%	-18.4	%			11.34	%		10.84	%	4.6	%
Return on average equity		10.53	%		12.08	%	-12.8	%			11.62	%		10.15	%	14.5	%

“Net income for the third quarter of 2026 was stable at $3.9 million, a 2.5 percent decrease from the prior-year quarter, with GAAP DEPS of $0.63, a decrease of 1.6 percent,” said Mark A. Klein, Chairman, President, and Chief Executive Officer. While our bottom-line results were slightly lower compared to the prior year, this marks our 63rd consecutive quarter of profitability. Our performance this quarter reflects the continued resilience of our core community banking operations—highlighted by our tenth consecutive quarter of loan growth—and dynamic contributions from our fee-based business lines, which helped mitigate the impact of elevated operating expenses and broader economic pressures.

RESULTS OF OPERATIONS

Total operating revenue for the third quarter of 2026 was $18.1 million, an increase of 9.0 percent year-over-year and slightly improved from the linked quarter. This revenue growth was primarily driven by steady gains in our loan portfolio and resilience in noninterest income categories. Net interest income was $13.4 million for the third quarter of 2026, an increase from $12.3 million in the third quarter of 2025 and $13.0 million in the second quarter of 2026. Total interest income rose to $20.5 million, propelled by robust loan volume and repricing dynamics. Total interest expense was $7.1 million, a 9.7 percent increase from the prior-year period as deposit costs adjusted to the current rate environment. As a result, net interest margin was 3.50 percent, expanding 2 basis points from the third quarter of 2025.

Total loans increased $108.2 million, or 9.7 percent, from the prior-year quarter and $29.2 million, or 2.5 percent, from the linked quarter. Total deposits at quarter end expanded $120.3 million, or 9.5 percent, year-over-year to $1.38 billion, anchored by durable core customer relationships and ongoing deposit gathering initiatives across our footprint, despite a minor linked-quarter decrease of $8.3 million. Overall quarterly performance demonstrated disciplined balance sheet management, robust credit quality, and the strategic resilience of our diversified revenue streams.

Mortgage Loan Business

Net mortgage banking revenue for the quarter reached $1.8 million, an increase of $293,000 from the prior-year quarter. Loan servicing fees added $946,000 for the quarter, an increase from the prior-year period. The OMSR valuation adjustment for the third quarter of 2026 was a recapture of $43,000, compared to a negative adjustment of $301,000 in the third quarter of 2025.

Mortgage Banking
($ in thousands)	Sep. 2026			Jun. 2026			Mar. 2026			Dec. 2025			Sep. 2025				Prior Year Growth
Mortgage originations	$	77,678		$	79,346		$	65,768		$	72,398		$	67,609			$	10,069
Mortgage sales		66,529			70,253			53,420			70,361			66,408				121
Mortgage servicing portfolio		1,517,593			1,504,657			1,482,052			1,479,982			1,470,360				47,233
Mortgage servicing rights		16,204			15,953			15,728			15,254			15,347				857
Revenue
Loan servicing fees		946			934			928			928			914				32
OMSR amortization		(472	)		(497	)		(529	)		(572	)		(455	)			(17	)
Net administrative fees		474			437			399			356			459				15
OMSR valuation adjustment		43			(54	)		452			(157	)		(301	)			344
Net loan servicing fees		517			383			851			199			158				359
Gain on sale of mortgages		1,262			1,541			978			1,272			1,328				(66	)
Mortgage banking revenue, net	$	1,779		$	1,924		$	1,829		$	1,471		$	1,486			$	293

Noninterest Income and Noninterest Expense

Total noninterest income for the third quarter of 2026 was $4.7 million, up 9.6 percent from the $4.2 million reported in the third quarter of 2025. The year-over-year expansion was driven primarily by higher net mortgage banking revenue, supported by increased loan servicing fees of $946,000 and a positive OMSR valuation recapture, alongside steady, consistent contributions from our Wealth Management and Title Insurance divisions. “The resilience of our fee based revenue stream validates our diversified business model, as cross-functional referral strategies continue to anchor our above median level of growth,” Klein noted.

Noninterest Income/Noninterest Expense
($ in thousands, except ratios)		Sep. 2026			Jun. 2026			Mar. 2026			Dec. 2025			Sep. 2025				Prior Year Growth
Noninterest Income (NII)		$	4,651		$	4,987		$	4,712		$	3,708		$	4,244			$	407
NII / Total Revenue			25.7	%		27.8	%		27.0	%		22.6	%		25.6	%			0.1	%
NII / Average Assets			1.1	%		1.2	%		1.2	%		1.0	%		1.1	%			0.0	%
Total Revenue Growth			9.0	%		4.5	%		13.3	%		6.3	%		15.9	%			-6.9	%
Noninterest Expense (NIE)		$	13,157		$	12,137		$	11,929		$	11,239		$	11,498			$	1,659
Efficiency Ratio			72.5	%		67.3	%		68.1	%		68.1	%		69.0	%			3.5	%
NIE / Average Assets			3.2	%		3.0	%		3.1	%		2.9	%		3.0	%			0.2	%
Net Noninterest Expense/Avg. Assets			-2.1	%		-1.8	%		-1.9	%		-1.9	%		-1.9	%			-0.2	%
Total Expense Growth			14.4	%		2.4	%		-3.9	%		2.1	%		4.5	%			9.9	%

Noninterest expense for the third quarter of 2026 increased 14.4 percent to $13.2 million from $11.5 million in the prior-year quarter, driven by an increase of $1.14 million in salaries and employee benefits, which totaled $7.3 million, reflecting higher incentive costs and medical expenses. Data processing fees for the quarter stood at $1.12 million compared to $723,000 in the prior-year quarter, while marketing expenses increased to $358,000 from $174,000 in 3Q25. Both of these categories reflect higher costs related to several pending client and product conversions. These increases were partially offset by disciplined reductions in other expenses, which declined $95,000, and employee expenses, which decreased $41,000 from the prior-year period. “Our core efficiency ratio for the third quarter of 2026 was 72.46 percent, compared to 69.00 percent in the third quarter of 2025 and 67.32 percent in the linked quarter,” stated Mr. Klein. “While overhead was elevated this quarter, our fundamental focus on positive operating leverage and disciplined expense management remains a vital pillar as we proactively fund expansion across our growth markets.”

Balance Sheet

As of September 30, 2026, SB Financial reported total assets of $1.61 billion, representing an increase of $69.1 million from December 31, 2025, and $118.2 million, or 7.9 percent, from September 30, 2025. The year-over-year asset growth was primarily driven by steady organic loan generation across our commercial and real estate lines. Cash and due from banks increased by $17.4 million from the prior-year period to $102.4 million, normalizing during the quarter as funds were strategically deployed into the loan portfolio. Key balance-sheet metrics for the quarter included a loan-to-deposit ratio of 88.1 percent and a loan-to-asset ratio of 75.5 percent, both of which remained well-aligned with our target operating bands.

Total deposits at quarter end reached $1.38 billion, an increase of $120.3 million, or 9.5 percent, from the prior-year quarter, supported by a competitive community banking footprint and durable client retention efforts. Noninterest-bearing demand deposits totaled $270.0 million, accounting for 19.5 percent of the total deposit portfolio. Shareholders’ equity finished the period at $144.3 million, representing an increase of $7.4 million, or 5.4 percent from the prior-year period, providing a solid foundation for ongoing organic loan growth initiatives.

During the third quarter of 2026, SB Financial repurchased approximately 6,700 shares of its common stock, reflecting a measured approach to capital allocation and ongoing evaluation of corporate priorities during the period. The Company remains committed to a prudent capital allocation strategy, supporting shareholder returns through dividends and share buybacks while preserving the financial flexibility to fund organic expansion, strategic initiatives, and capital stability.

“In summary, as we enter the final quarter of 2026, SB Financial continues to operate from a position of fundamental strength, anchored by robust capital levels, exceptional credit quality, and a durable core deposit franchise,” stated Mr. Klein. “Achieving our tenth consecutive quarter of loan expansion demonstrates the strength of our relationship-based community banking model and localized lending expertise. Meanwhile, our nonperforming assets remain near historic lows at 0.27 percent of total assets, backed by strong reserve coverage that reflects our unyielding commitment to disciplined credit administration. Positioned with a resilient deposit base, growing fee-generating business lines, and careful overhead control, we remain focused on finishing 2026 with strong momentum and driving long-term value for our shareholders.”

Loan Balances
($ in thousands, except ratios)	Sep. 2026			Jun. 2026			Mar. 2026			Dec. 2025			Sep. 2025			Annual Growth
Commercial	$	106,915		$	111,128		$	112,226		$	113,878		$	117,581		$	(10,666	)
% of Total		8.8	%		9.3	%		9.5	%		9.6	%		10.6	%		-9.1	%
Commercial RE		640,127			611,274			601,556			596,983			535,307			104,820
% of Total		52.5	%		51.4	%		50.9	%		50.6	%		48.2	%		19.6	%
Agriculture		83,804			81,341			78,569			76,514			65,150			18,654
% of Total		6.9	%		6.8	%		6.7	%		6.5	%		5.9	%		28.6	%
Residential RE		294,321			295,481			299,741			304,741			309,140			(14,819	)
% of Total		24.1	%		24.8	%		25.4	%		25.8	%		27.8	%		-4.8	%
Consumer & Other		93,622			90,335			89,043			88,475			83,367			10,255
% of Total		7.7	%		7.6	%		7.5	%		7.5	%		7.5	%		12.3	%
Total Loans	$	1,218,789		$	1,189,559		$	1,181,135		$	1,180,591		$	1,110,545		$	108,244
Total Growth Percentage																	9.7	%
Deposit Balances
($ in thousands, except ratios)	Sep. 2026			Jun. 2026			Mar. 2026			Dec. 2025			Sep. 2025			Annual Growth
Non-Int DDA	$	270,029		$	258,576		$	248,239		$	254,063		$	246,725		$	23,304
% of Total		19.5	%		18.6	%		18.1	%		19.4	%		19.5	%		9.4	%
Interest DDA		205,459			206,593			215,594			202,501			194,420			11,039
% of Total		14.9	%		14.9	%		15.7	%		15.5	%		15.4	%		5.7	%
Savings		312,212			325,675			333,662			296,484			290,111			22,101
% of Total		22.6	%		23.4	%		24.3	%		22.7	%		23.0	%		7.6	%
Money Market		322,395			315,363			300,028			280,896			261,953			60,442
% of Total		23.3	%		22.7	%		21.9	%		21.5	%		20.7	%		23.1	%
Time Deposits		272,769			284,940			274,300			273,300			269,313			3,456
% of Total		19.7	%		20.5	%		20.0	%		20.9	%		21.3	%		1.3	%
Total Deposits	$	1,382,864		$	1,391,147		$	1,371,823		$	1,307,244		$	1,262,522		$	120,342
Total Growth Percentage																	9.5	%

Asset Quality

As of September 30, 2026, SB Financial continued to focus on maintaining strong asset quality metrics. Nonperforming assets totaled $4.3 million, representing 0.27 percent of total assets, an improvement of $574,000 compared to $4.9 million, or 0.32 percent of total assets, in the prior-year quarter, and relatively stable compared to the linked-quarter balance of $4.4 million, or 0.27 percent of total assets. Total nonaccruing loans declined significantly to $3.2 million from $4.6 million in the prior-year period, while foreclosed properties and repossessed assets stood at $1.1 million.

The allowance for credit losses remained strong at 1.34 percent of total loans, providing 508.9 percent coverage of nonperforming loans—a substantial increase from 345.4 percent in 3Q25 and consistent with 470.3 percent in the linked quarter, reflecting a conservative approach to risk management. Annualized net loan charge-offs to average loans remained exceptionally modest at less than 1 basis point, improving from 6 basis points in the linked quarter and comparable to less than 1 basis point in the prior year quarter, with net charge-offs totaling $17,000.

“Our asset quality metrics embody our commitment to disciplined risk management within a dynamic economic environment,” stated Mr. Klein. “With nonperforming assets down year-over-year and our allowance providing over 500 percent coverage of nonperforming loans, our reserve position underscores the inherent quality of our loan portfolio and the strength of our client relationships. We remain dedicated to balancing our conservative credit discipline with proactive support for high-quality loan growth across all nine of our major markets.”

Nonperforming Assets																Annual Change
($ in thousands, except ratios)	Sep. 2026			Jun. 2026			Mar. 2026			Dec. 2025			Sep. 2025
Commercial & Agriculture	$	1,054		$	1,304		$	1,359		$	2,256		$	2,243		$	(1,189	)
% of Total Com./Ag. loans		0.55	%		0.68	%		0.71	%		1.18	%		1.23	%		-53.0	%
Commercial RE		195			339			668			771			778			(583	)
% of Total CRE loans		0.03	%		0.06	%		0.11	%		0.13	%		0.15	%		-74.9	%
Residential RE		1,493			1,476			1,439			1,322			1,400			93
% of Total Res. RE loans		0.51	%		0.50	%		0.48	%		0.43	%		0.45	%		6.6	%
Consumer & Other		476			367			233			230			195			281
% of Total Con./Oth. loans		0.51	%		0.41	%		0.26	%		0.26	%		0.23	%		144.1	%
Total Nonaccruing Loans		3,218			3,486			3,699			4,579			4,616			(1,398	)
% of Total loans		0.26	%		0.29	%		0.31	%		0.39	%		0.42	%		-30.3	%
Foreclosed Assets and Other Assets		1,061			936			974			104			237			824
Total Change (%)																N/M
Total Nonperforming Assets	$	4,279		$	4,422		$	4,673		$	4,683		$	4,853		$	(574	)
% of Total assets		0.27	%		0.27	%		0.29	%		0.30	%		0.32	%		-11.83	%

Webcast and Conference Call

The Company will hold the third quarter 2026 earnings conference call and webcast on October 22, 2026, at 3:30 p.m. EST. Interested parties may access the conference call by dialing 1-888-338-9469. The webcast can be accessed at ir.yourstatebank.com. An audio replay of the call will be available on the Company’s website.

About SB Financial Group

Headquartered in Defiance, Ohio, SB Financial is a diversified financial services holding company for the State Bank & Trust Company (State Bank) and SBFG Title, LLC dba Peak Title (Peak Title). State Bank provides a full range of financial services for consumers and small businesses, including wealth management, private client services, mortgage banking and commercial and agricultural lending, operating through a total of 27 offices: 25 in eleven Ohio counties and two in Northeast, Indiana, and 27 ATMs. State Bank has four Residential loan production offices located throughout Ohio and Indiana. Peak Title provides title insurance and title opinions throughout the Tri-State and Kentucky. SB Financial’s common stock is listed on the NASDAQ Capital Market with the ticker symbol “SBFG”.

Forward-Looking Statements

Certain statements within this document, which are not statements of historical fact, constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements involve risks and uncertainties, and actual results may differ materially from those predicted by the forward-looking statements. These risks and uncertainties include, but are not limited to, risks and uncertainties inherent in the national and regional banking industry, changes in economic conditions in the market areas in which SB Financial and its subsidiaries operate, changes in policies by regulatory agencies, changes in accounting standards and policies, changes in tax laws, fluctuations in interest rates, demand for loans in the market areas in which SB Financial and its subsidiaries operate, increases in FDIC insurance premiums, changes in the competitive environment, losses of significant customers, geopolitical events, the loss of key personnel and other risks identified in SB Financial’s Annual Report on Form 10-K and documents subsequently filed by SB Financial with the Securities and Exchange Commission. Forward-looking statements speak only as of the date on which they are made, and SB Financial undertakes no obligation to update any forward-looking statement to reflect events or circumstances after the date on which the statement is made, except as required by law. All subsequent written and oral forward-looking statements attributable to SB Financial or any person acting on its behalf are qualified by these cautionary statements.

Non-GAAP Financial Measures

This press release contains financial information determined by methods other than in accordance with U.S. generally accepted accounting principles (“GAAP”). Non-GAAP financial measures, specifically pre-tax, pre-provision income, tangible common equity, tangible assets, tangible book value per common share, tangible common equity to tangible assets, return on average tangible common equity, total interest income – FTE, net interest income – FTE and net interest margin – FTE are used by the Company’s management to measure the strength of its capital and analyze profitability, including its ability to generate earnings on tangible capital invested by its shareholders. In addition, the Company excludes the OMSR valuation adjustment and any gain on sale of assets from net income to report a non-GAAP adjusted net income level. Although management believes these non-GAAP measures are useful to investors by providing a greater understanding of its business, they should not be considered a substitute for financial measures determined in accordance with GAAP, nor are they necessarily comparable to non-GAAP performance measures that may be presented by other companies.

Investor Contact Information:

Mark A. Klein
Chairman, President and 
Chief Executive Officer
Mark.Klein@YourStateBank.com

Anthony V. Cosentino
Executive Vice President and 
Chief Financial Officer
Tony.Cosentino@YourStateBank.com

		SB FINANCIAL GROUP, INC.
		CONSOLIDATED BALANCE SHEETS – (Unaudited)
					September				June				March				December				September
			($ in thousands)			2026				2026				2026				2025				2025
ASSETS
	Cash and due from banks				$	102,427			$	138,152			$	126,293			$	71,543			$	85,025
	Interest bearing time deposits					1,715				2,455				1,965				1,140				2,025
	Available-for-sale securities					177,767				179,026				183,626				188,626				193,190
	Loans held for sale					5,391				7,438				7,203				1,761				4,736
	Loans, net of unearned income					1,218,789				1,189,559				1,181,135				1,180,591				1,110,545
	Allowance for credit losses					(16,377	)			(16,395	)			(16,388	)			(16,114	)			(15,943	)
	Premises and equipment, net					20,775				21,088				21,295				21,688				21,764
	Federal Reserve and FHLB Stock, at cost					5,674				5,502				5,463				5,610				5,466
	Foreclosed assets					1,061				936				974				104				237
	Interest receivable					5,989				5,455				5,499				5,490				5,455
	Goodwill					27,158				27,158				27,158				27,158				27,158
	Cash value of life insurance					32,469				32,354				32,401				32,208				32,004
	Mortgage servicing rights					16,204				15,953				15,728				15,254				15,347
	Other assets					15,449				11,383				12,246				10,308				9,254
			Total assets		$	1,614,491			$	1,620,064			$	1,604,598			$	1,545,367			$	1,496,263
LIABILITIES AND SHAREHOLDERS’ EQUITY
	Deposits
		Non interest bearing demand			$	270,029			$	258,576			$	248,239			$	254,063			$	246,725
		Interest bearing demand				205,459				206,593				215,594				202,501				194,420
		Savings				312,212				325,675				333,662				296,484				290,111
		Money market				322,395				315,363				300,028				280,896				261,953
		Time deposits				272,769				284,940				274,300				273,300				269,313
			Total deposits			1,382,864				1,391,147				1,371,823				1,307,244				1,262,522
	Short-term borrowings					6,285				6,732				9,433				9,230				10,976
	Federal Home Loan Bank advances					22,500				22,500				27,500				35,000				35,000
	Trust preferred securities					10,310				10,310				10,310				10,310				10,310
	Subordinated debt net of issuance costs					19,775				19,763				19,751				19,739				19,726
	Interest payable					2,572				2,470				2,553				2,460				2,739
	Other liabilities					25,841				20,402				19,573				20,148				18,051
			Total liabilities			1,470,147				1,473,324				1,460,943				1,404,131				1,359,324
	Shareholders’ Equity
		Common stock				61,319				61,319				61,319				61,319				61,319
		Additional paid-in capital				15,178				15,275				15,065				15,160				15,086
		Retained earnings				136,071				133,125				129,631				126,311				123,370
		Accumulated other comprehensive loss				(27,138	)			(21,854	)			(21,861	)			(21,481	)			(23,412	)
		Treasury stock				(41,086	)			(41,125	)			(40,499	)			(40,073	)			(39,424	)
			Total shareholders’ equity			144,344				146,740				143,655				141,236				136,939
			Total liabilities and shareholders’ equity		$	1,614,491			$	1,620,064			$	1,604,598			$	1,545,367			$	1,496,263

SB FINANCIAL GROUP, INC.
CONSOLIDATED STATEMENTS OF INCOME – (Unaudited)
	($ in thousands, except per share & ratios)				At and for the Three Months Ended															Nine Months Ended
					September			June			March			December			September			September			September
	Interest income				2026			2026			2026			2025			2025			2026			2025
		Loans
		Taxable			$	18,244		$	17,498		$	17,246		$	17,234		$	16,449		$	52,988		$	47,752
		Tax exempt			97			98			99			107			117			294			348
		Securities
		Taxable			1,004			1,006			1,029			1,096			1,097			3,039			3,399
		Tax exempt			36			36			36			36			35			108			108
		Other interest income			1,145			1,182			897			799			1,111			3,224			3,041
			Total interest income		20,526			19,820			19,307			19,272			18,809			59,653			54,648
	Interest expense
		Deposits			6,369			6,237			5,957			5,820			5,721			18,563			16,670
		Repurchase agreements & other			6			7			14			22			28			27			73
		Federal Home Loan Bank advances			230			234			285			370			369			749			1,097
		Trust preferred securities			146			145			144			154			162			435			483
		Subordinated debt			351			243			195			194			195			789			584
			Total interest expense		7,102			6,866			6,595			6,560			6,475			20,563			18,907
	Net interest income				13,424			12,954			12,712			12,712			12,334			39,090			35,741
		Provision for credit losses			127			299			214			198			124			640			1,108
	Net interest income after provision
	for credit losses				13,297			12,655			12,498			12,514			12,210			38,450			34,633
	Noninterest income
		Wealth management fees			954			955			941			900			912			2,850			2,635
		Customer service fees			932			917			910			892			887			2,759			2,652
		Gain on sale of mtg. loans & OMSR			1,262			1,541			978			1,272			1,328			3,781			3,743
		Mortgage loan servicing fees, net			517			383			851			199			158			1,751			1,363
		Gain on sale of non-mortgage loans			29			62			144			38			8			235			105
		Title insurance revenue			514			577			485			525			544			1,576			1,523
		Gain (loss) on sale of assets			(32)			(9)			8			–			–			(33)			–
		Other			475			561			395			(118)			407			1,431			1,378
			Total noninterest income		4,651			4,987			4,712			3,708			4,244			14,350			13,399
	Noninterest expense
		Salaries and employee benefits			7,339			7,005			6,096			6,047			6,198			20,440			19,030
		Net occupancy expense			831			802			882			822			801			2,515			2,487
		Equipment expense			1,205			1,226			1,244			1,154			1,188			3,675			3,381
		Data processing fees			1,124			693			726			790			723			2,543			3,050
		Professional fees			854			844			1,016			805			863			2,714			2,789
		Marketing expense			358			255			277			122			174			890			529
		Telephone and communication expense			119			126			118			124			123			363			387
		Postage and delivery expense			149			146			187			140			157			482			401
		State, local and other taxes			311			221			288			331			268			820			760
		Employee expense			214			177			184			158			255			575			605
		Other expenses			653			642			911			746			748			2,206			2,341
			Total noninterest expense		13,157			12,137			11,929			11,239			11,498			37,223			35,760
	Income before income tax expense				4,791			5,505			5,281			4,983			4,956			15,577			12,272
		Income tax expense			845			1,008			985			1,065			910			2,838			2,216
	Net income				$	3,946		$	4,497		$	4,296		$	3,918		$	4,046		$	12,739		$	10,056
	Common share data:
		Basic earnings per common share			$	0.64		$	0.72		$	0.69		$	0.63		$	0.64		$	2.05		$	1.57
		Diluted earnings per common share			$	0.63		$	0.72		$	0.69		$	0.63		$	0.64		$	2.04		$	1.56
	Average shares outstanding (in thousands):
		Basic:			6,194			6,205			6,230			6,252			6,297			6,210			6,408
		Diluted:			6,218			6,220			6,243			6,266			6,311			6,230			6,427

SB FINANCIAL GROUP, INC.
CONSOLIDATED FINANCIAL HIGHLIGHTS – (Unaudited)
	($ in thousands, except per share & ratios)		At and for the Three Months Ended																				Nine Months Ended
			September				June				March				December				September				September				September
	SUMMARY OF OPERATIONS			2026				2026				2026				2025				2025				2026				2025
	Net interest income		$	13,424			$	12,954			$	12,712			$	12,712			$	12,334			$	39,090			$	35,741
	Tax-equivalent adjustment			35				36				36				38				40				107				121
	Tax-equivalent net interest income			13,459				12,990				12,748				12,750				12,374				39,197				35,862
	Provision for credit loss			127				299				214				198				124				640				1,108
	Noninterest income			4,651				4,987				4,712				3,708				4,244				14,350				13,399
	Total operating revenue			18,075				17,941				17,424				16,420				16,578				53,440				49,140
	Noninterest expense			13,157				12,137				11,929				11,239				11,498				37,223				35,760
	Pre-tax pre-provision income			4,918				5,804				5,495				5,181				5,080				16,217				13,380
	Net income			3,946				4,497				4,296				3,918				4,046				12,739				10,056
	PER SHARE INFORMATION:
	Basic earnings per share (EPS)			0.64				0.72				0.69				0.63				0.64				2.05				1.57
	Diluted earnings per share			0.63				0.72				0.69				0.63				0.64				2.04				1.56
	Common dividends			0.160				0.160				0.155				0.155				0.150				0.475				0.450
	Book value per common share			23.30				23.70				23.10				22.65				21.85				23.30				21.85
	Tangible book value per common share (TBV)			18.65				19.04				18.45				18.00				17.21				18.65				17.21
	Market price per common share			28.61				25.27				21.00				22.27				19.29				28.61				19.29
	Market price to TBV			153.4	%			132.7	%			113.8	%			123.7	%			112.1	%			153.4	%			112.1	%
	Market price to trailing 12 month EPS			10.7				9.4				8.2				10.1				9.1				10.7				9.1
	PERFORMANCE RATIOS:
	Return on average assets (ROAA)			0.96	%			1.12	%			1.10	%			1.01	%			1.07	%			1.06	%			0.90	%
	Pre-tax pre-provision ROAA			1.20	%			1.45	%			1.41	%			1.34	%			1.34	%			1.44	%			1.29	%
	Return on average equity (ROE)			10.34	%			12.44	%			12.04	%			11.08	%			12.08	%			11.51	%			10.15	%
	Return on average tangible equity			12.77	%			15.53	%			15.06	%			13.97	%			15.47	%			14.31	%			12.89	%
	Efficiency ratio			72.46	%			67.32	%			68.12	%			68.09	%			69.00	%			69.32	%			72.41	%
	Earning asset yield			5.35	%			5.20	%			5.29	%			5.32	%			5.31	%			5.31	%			5.27	%
	Cost of interest bearing liabilities			2.38	%			2.31	%			2.31	%			2.34	%			2.33	%			2.35	%			2.33	%
	Net interest margin			3.50	%			3.43	%			3.48	%			3.51	%			3.48	%			3.47	%			3.44	%
	Tax equivalent effect			0.01	%			0.01	%			0.01	%			0.01	%			0.02	%			0.02	%			0.02	%
	Net interest margin, tax equivalent			3.51	%			3.44	%			3.49	%			3.52	%			3.50	%			3.49	%			3.46	%
	Non interest income/Average assets			1.13	%			1.24	%			1.21	%			0.96	%			1.12	%			1.19	%			1.20	%
	Non interest expense/Average assets			3.21	%			3.03	%			3.06	%			2.90	%			3.04	%			3.10	%			3.21	%
	Net noninterest expense/Average assets			-2.07	%			-1.78	%			-1.85	%			-1.94	%			-1.92	%			-1.90	%			-2.01	%
	ASSET QUALITY RATIOS:
	Gross charge-offs			133				196				33				133				11				362				146
	Recoveries			116				3				8				3				9				126				14
	Net charge-offs			17				193				25				130				2				236				132
	Nonperforming loans/Total loans			0.26	%			0.29	%			0.31	%			0.39	%			0.42	%			0.26	%			0.42	%
	Nonperforming assets/Loans & OREO			0.35	%			0.37	%			0.40	%			0.40	%			0.44	%			0.35	%			0.44	%
	Nonperforming assets/Total assets			0.27	%			0.27	%			0.29	%			0.30	%			0.32	%			0.27	%			0.32	%
	Allowance for credit loss/Nonperforming loans			508.92	%			470.31	%			443.04	%			351.91	%			345.39	%			508.92	%			345.39	%
	Allowance for credit loss/Total loans			1.34	%			1.38	%			1.39	%			1.36	%			1.44	%			1.34	%			1.44	%
	Net loan charge-offs/Average loans (ann.)			0.01	%			0.06	%			0.01	%			0.04	%			0.00	%			0.03	%			0.02	%
	CAPITAL & LIQUIDITY RATIOS:
	Loans/ Deposits			88.14	%			85.51	%			86.10	%			90.31	%			87.96	%			88.14	%			87.96	%
	Equity/ Assets			8.94	%			9.06	%			8.95	%			9.14	%			9.15	%			8.94	%			9.15	%
	Tangible equity/Tangible assets			7.29	%			7.41	%			7.28	%			7.40	%			7.35	%			7.29	%			7.35	%
	Common equity tier 1 ratio (Bank)			12.09	%			12.37	%			12.11	%			11.78	%			12.48	%			12.09	%			12.48	%
	END OF PERIOD BALANCES
	Total assets			1,614,491				1,620,064				1,604,598				1,545,367				1,496,263				1,614,491				1,496,263
	Total loans			1,218,789				1,189,559				1,181,135				1,180,591				1,110,545				1,218,789				1,110,545
	Deposits			1,382,864				1,391,147				1,371,823				1,307,244				1,262,522				1,382,864				1,262,522
	Shareholders equity			144,344				146,740				143,655				141,236				136,939				144,344				136,939
	Goodwill and intangibles			28,811				28,870				28,929				28,989				29,048				28,811				29,048
	Tangible equity			115,533				117,870				114,726				112,247				107,891				115,533				107,891
	Mortgage servicing portfolio			1,517,593				1,504,657				1,482,052				1,479,982				1,470,360				1,517,593				1,470,360
	Wealth/Brokerage assets under care			578,292				585,919				556,930				566,004				563,036				578,292				563,036
	Total assets under care			3,710,376				3,710,640				3,643,580				3,591,353				3,529,659				3,710,376				3,529,659
	Full-time equivalent employees			266				258				258				252				253				266				253
	Period end common shares outstanding			6,196				6,191				6,219				6,236				6,268				6,196				6,268
	Market capitalization (all)			177,274				156,436				130,597				138,883				120,907				177,274				120,907
	AVERAGE BALANCES
	Total assets			1,628,195				1,608,355				1,579,781				1,536,215				1,502,389				1,606,315				1,487,251
	Total earning assets			1,521,057				1,521,057				1,479,667				1,436,207				1,404,330				1,502,326				1,387,258
	Total loans			1,217,995				1,193,207				1,186,225				1,158,567				1,104,175				1,199,258				1,091,670
	Deposits			1,393,085				1,381,439				1,347,351				1,299,512				1,270,783				1,373,977				1,256,732
	Shareholders equity			151,417				145,034				144,659				140,315				132,866				147,936				132,426
	Goodwill and intangibles			28,840				28,899				28,959				29,027				29,077				28,899				28,140
	Tangible equity			122,577				116,135				115,700				111,288				103,789				119,037				104,286
	Average basic shares outstanding			6,194				6,205				6,230				6,252				6,297				6,210				6,408
	Average diluted shares outstanding			6,218				6,220				6,243				6,266				6,311				6,230				6,427

SB FINANCIAL GROUP, INC.
	Rate Volume Analysis – (Unaudited)
	For the Three & Nine Months Ended Sep. 30, 2026 and 2025
	($ in thousands)		Three Months Ended Sep. 30, 2026								Three Months Ended Sep. 30, 2025
			Average					Average			Average					Average
Assets			Balance			Interest		Rate			Balance			Interest		Rate
	Taxable securities		$	177,850		$	1,004	2.24	%		$	193,893		$	1,097	2.24	%
	Overnight Cash			120,444			1,145	3.77	%			100,164			1,111	4.40	%
	Nontaxable securities			4,768			36	3.00	%			6,098			35	2.28	%
	Loans, net			1,217,995			18,341	5.97	%			1,104,175			16,566	5.95	%
	Total earning assets			1,521,057			20,526	5.35	%			1,404,330			18,809	5.31	%
	Cash on hand			5,415								5,044
	Allowance for loan losses			(16,515	)							(15,750	)
	Premises and equipment			21,003								21,854
	Other assets			97,235								86,911
	Total assets		$	1,628,195							$	1,502,389
Liabilities
	Savings, MMDA and interest bearing demand		$	845,195		$	4,121	1.93	%		$	753,639		$	3,442	1.81	%
	Time deposits			277,406			2,248	3.22	%			267,984			2,279	3.37	%
	Repurchase agreements & other			7,689			6	0.31	%			14,015			28	0.79	%
	Advances from Federal Home Loan Bank			22,500			230	4.06	%			35,000			369	4.18	%
	Trust preferred securities			10,310			146	5.62	%			10,310			162	6.23	%
	Subordinated debt			19,767			351	7.04	%			19,719			195	3.92	%
	Total interest bearing liabilities			1,182,867			7,102	2.38	%			1,100,667			6,475	2.33	%
	Non interest bearing demand			270,484			–					249,160			–
	Total funding			1,453,351				1.94	%			1,349,827				1.90	%
	Other liabilities			23,427								19,696
	Total liabilities			1,476,778								1,369,523
	Equity			151,417								132,866
	Total liabilities and equity		$	1,628,195							$	1,502,389
	Net interest income					$	13,424							$	12,334
	Net interest income as a percent of average interest-earning assets – GAAP measure							3.50	%							3.48	%
	Net interest income as a percent of average interest-earning assets – non GAAP							3.51	%							3.50	%
	– Computed on a fully tax equivalent (FTE) basis
			Nine Months Ended Sep. 30, 2026								Nine Months Ended Sep. 30, 2025
			Average					Average			Average					Average
Assets			Balance			Interest		Rate			Balance			Interest		Rate
	Taxable securities		$	182,870		$	3,039	2.22	%		$	198,463		$	3,399	2.29	%
	Overnight Cash			115,431			3,224	3.73	%			90,829			3,041	4.48	%
	Nontaxable securities			4,767			108	3.03	%			6,296			108	2.29	%
	Loans, net			1,199,258			53,282	5.94	%			1,091,670			48,100	5.89	%
	Total earning assets			1,502,326			59,653	5.31	%			1,387,258			54,648	5.27	%
	Cash on hand			5,429								4,880
	Allowance for loan losses			(16,398	)							(15,492	)
	Premises and equipment			21,245								21,555
	Other assets			93,713								89,050
	Total assets		$	1,606,315							$	1,487,251
Liabilities
	Savings, MMDA and interest bearing demand		$	831,888		$	11,767	1.89	%		$	734,938		$	9,624	1.75	%
	Time deposits			276,916			6,796	3.28	%			273,508			7,046	3.44	%
	Repurchase agreements & Other			8,341			27	0.43	%			12,549			73	0.78	%
	Advances from Federal Home Loan Bank			24,533			749	4.08	%			35,015			1,097	4.19	%
	Trust preferred securities			10,310			435	5.64	%			10,310			483	6.26	%
	Subordinated debt			19,755			789	5.34	%			19,707			584	3.96	%
	Total interest bearing liabilities			1,171,743			20,563	2.35	%			1,086,027			18,907	2.33	%
	Non interest bearing demand			265,173				1.91	%			248,286				1.89	%
	Total funding			1,436,916								1,334,313
	Other liabilities			21,463								20,512
	Total liabilities			1,458,379								1,354,825
	Equity			147,936								132,426
	Total liabilities and equity		$	1,606,315							$	1,487,251
	Net interest income					$	39,090							$	35,741
	Net interest income as a percent of average interest-earning assets – GAAP measure							3.48	%							3.44	%
	Net interest income as a percent of average interest-earning assets – non GAAP							3.49	%							3.46	%
	– Computed on a fully tax equivalent (FTE) basis

Non-GAAP reconciliation		Three Months Ended								Nine Months Ended
($ in thousands, except per share & ratios)		Sep. 30, 2026				Sep. 30, 2025				Sep. 30, 2026				Sep. 30, 2025
Total Operating Revenue		$	18,075			$	16,578			$	53,440			$	49,140
Adjustment to (deduct)/add OMSR recapture/impairment *			(43	)			301				(398	)			131
Adjusted Total Operating Revenue			18,032				16,879				53,042				49,271
Total Operating Expense			13,157				11,498				37,223				35,760
Adjustment for merger expenses			–				–				–				(726	)
Adjusted Total Operating Expense			13,157				11,498				37,223				35,034
Income before Income Taxes			4,791				4,956				15,577				12,272
Adjustment for OMSR*/Merger Expenses			(43	)			301				(398	)			857
Adjusted Income before Income Taxes			4,748				5,257				15,179				13,129
Provision for Income Taxes			845				910				2,838				2,216
Adjustment for OMSR/Merger Expenses **			(9	)			63				(84	)			180
Adjusted Provision for Income Taxes			836				973				2,754				2,396
Net Income			3,946				4,046				12,739				10,056
Adjustment for OMSR*/Merger Expenses			(34	)			238				(314	)			677
Adjusted Net Income			3,912				4,284				12,425				10,733
Diluted Earnings per Share			0.63				0.64				2.04				1.56
Adjustment for OMSR*/Merger Expenses			(0.01	)			0.04				(0.05	)			0.11
Adjusted Diluted Earnings per Share		$	0.63			$	0.68			$	1.99			$	1.67
Return on Average Assets			0.96	%			1.07	%			1.06	%			0.90	%
Adjustment for OMSR*/Merger Expenses			(0.00	)			0.06	%			-0.03	%			0.06	%
Adjusted Return on Average Assets			0.95	%			1.13	%			1.03	%			0.96	%
*valuation adjustment to the Company’s mortgage servicing rights
**tax effect is calculated using a 21% statutory federal corporate income tax rate