PALO ALTO, Calif. & SAN JOSE, Calif.–(BUSINESS WIRE)–UBS today announced that Financial Advisors John Pham and Jimmy Yip have joined the firm’s offices in Palo Alto and San Jose, California. The team joins UBS from Merrill Lynch and will be part of the UBS San Francisco Market, led by Market Executive Emily de la Reguera and reports to Silicon Valley Market Director Jacqueline Kehoe. “We are thrilled to welcome John, Jimmy, and their team to UBS,” said Emily de la Reguera. “John and Jimmy hav