SAN FRANCISCO–(BUSINESS WIRE)–Members of the Federal Home Loan Bank of Topeka (FHLBank Topeka) can now pledge mortgage collateral using VantageScore 4.0 credit scores, effective immediately. This enables the 637 member banks and institutions of FHLBank Topeka to use the VantageScore 4.0 model to score an additional 1.9 million consumers in the region. “The modernization of mortgage underwriting is here. VantageScore 4.0 adoption is already improving access to housing finance for creditworthy