Disclosure of transactions in own shares

Paris, November 2nd, 2026

The disclosure of the transactions in own shares carried out October 29th, 2026, was sent to the French Financial Markets Authority (AMF) on November 2nd, 2026. This document is made available to the public in accordance with applicable regulations and can be consulted on the company’s website at the following address: www.jcdecaux.com (Investors / Regulated information / Share buyback).

For further information, please contact:

Rémi GRISARD
Head of Investor Relations
Sainte Apolline
78378 PLAISIR
Phone : +33 (0)1 30 79 79 93
Email : remi.grisard@jcdecaux.com

Key Figures for JCDecaux
–    2025 revenue: €3,967.1m – H1 2026 revenue: €1,953.9m
–    N°1 Out-of-Home Media company worldwide
–    A daily audience of 850 million people in 78 countries
–    1,105,906 advertising panels worldwide
–    Present in 3,895 cities with more than 10,000 inhabitants
–    11,894 employees
–    JCDecaux is listed on the Eurolist of Euronext Paris and is part of the SBF 120 and CAC Mid 60 indexes
–    JCDecaux’s Group carbon reduction trajectory has been approved by the SBTi and the company has joined the Euronext Paris CAC® SBT 1.5° index
–    JCDecaux is recognised for its extra-financial performance in the CDP (A-List), MSCI (AAA), Sustainalytics (11.1), and has achieved Gold Medal status from EcoVadis 
–    Member of the UN Global Compact since 2015 and of the RE100 since 2019
–    Leader in self-service bike rental scheme: pioneer in eco-friendly mobility
–    N°1 worldwide in street furniture (636,625 advertising panels) 
–    N°1 worldwide in transport advertising with 154 airports and 257 contracts in metros, buses, trains and tramways (374,718 advertising panels) 
–    N°1 in Europe for billboards (94,562 advertising panels worldwide)
–    N°1 in outdoor advertising in Europe (740,067 advertising panels) 
–    N°1 in outdoor advertising in Asia-Pacific (168,815 advertising panels) 
–    N°1 in outdoor advertising in Latin America (103,865 advertising panels) 
–    N°1 in outdoor advertising in Africa (31,364 advertising panels) 
–    N°2 in outdoor advertising in the Middle East (20,852 advertising panels) 

For more information about JCDecaux, please visit jcdecaux.com.
Join us on X, LinkedIn, Facebook, Instagram and YouTube.

Attachment

JCDecaux stands alongside the Centre Pompidou during its renovation, with landmark media space in the heart of Paris

Paris, 2 November 2026 – JCDecaux SE (Euronext Paris: DEC), the number one outdoor advertising company worldwide, announces that JCDecaux Artvertising, a benchmark in outdoor scenography and large-format communication in urban environments, has been selected by the Centre Pompidou to complement its iconic building with advertising and artistic installations throughout its renovation.

Brands will become co-creators of a vast, playful and creative canvas, inspired by the institution’s bold DNA. JCDecaux Artvertising will meet the dual challenge of contributing to the funding of the building’s restoration following its listing as a Historic Monument and deploying a powerful artistic and urban media platform that brings together audiences from the Marais and Les Halles districts around immersive initiatives until the reopening of the Centre Pompidou in 2030.

Designed as an open-air exhibition, the advertising installations may also be combined with event-driven activations on Place Stravinsky, to fully unfold the experience offered to the public.

Laurent Le Bon, President of the Centre Pompidou, said: “Since its creation, the Centre Pompidou has maintained a close dialogue with the city. Together with JCDecaux, we want to turn this period of transformation into a creative moment that further enhances the Centre Pompidou’s reach and influence.”

Jean-Charles Decaux, Chairman of the Executive Board and Co-Chief Executive Officer of JCDecaux, said: “We are deeply honoured to be standing alongside the Centre Pompidou, an internationally renowned cultural institution, during this major transformation. With this large-scale immersive installation, JCDecaux, building on its long-standing tradition of supporting major French landmarks, aims to turn the renovation site itself into an open-air cultural experience that reflects Beaubourg’s free-spirited, multidisciplinary and deeply urban identity. By bringing together brands, contemporary creativity and architecture, we are creating a unique platform that serves both the institution and its audiences, while combining strong visual impact, economic value and environmental responsibility.”

Key Figures for JCDecaux

  • 2025 revenue: €3,967.1m – H1 2026 revenue: €1,953.9m
  • N°1 Out-of-Home Media company worldwide
  • A daily audience of 850 million people in 78 countries
  • 1,105,906 advertising panels worldwide
  • Present in 3,895 cities with more than 10,000 inhabitants
  • 11,894 employees
  • JCDecaux is listed on the Eurolist of Euronext Paris and is part of the SBF 120 and CAC Mid 60 indexes
  • JCDecaux’s Group carbon reduction trajectory has been approved by the SBTi and the company has joined the Euronext Paris CAC® SBT 1.5° index
  • JCDecaux is recognised for its extra-financial performance in the CDP (A-List), MSCI (AAA), Sustainalytics (11.1), and has achieved Gold Medal status from EcoVadis
  • Member of the UN Global Compact since 2015 and of the RE100 since 2019
  • Leader in self-service bike rental scheme: pioneer in eco-friendly mobility
  • N°1 worldwide in street furniture (636,625 advertising panels)
  • N°1 worldwide in transport advertising with 154 airports and 257 contracts in metros, buses, trains and tramways (374,718 advertising panels)
  • N°1 in Europe for billboards (94,562 advertising panels worldwide)
  • N°1 in outdoor advertising in Europe (740,067 advertising panels)
  • N°1 in outdoor advertising in Asia-Pacific (168,815 advertising panels)
  • N°1 in outdoor advertising in Latin America (103,865 advertising panels)
  • N°1 in outdoor advertising in Africa (31,364 advertising panels)
  • N°2 in outdoor advertising in the Middle East (20,852 advertising panels)

For more information about JCDecaux, please visit jcdecaux.com.
Join us on X, LinkedIn, Facebook, Instagram and YouTube.

Communications Department: Clémentine Prat
+33 (0) 1 30 79 79 10 – clementine.prat@jcdecaux.com  

Investor Relations: Rémi Grisard

+33 (0) 1 30 79 79 93 – remi.grisard@jcdecaux.com

Attachment

Regulated information, Leuven, 2 November 2026 (17.40 hrs CET)

Announcement of the total number of voting rights as at 31 October 2026

In application of Article 15 of the Act of 2 May 2007 on the disclosure of major shareholdings in issuers whose shares are admitted to trading on a regulated market, KBC Ancora publishes on its website and via a press release on a monthly basis the total capital, the movements in the total number of voting shares and the total number of voting rights, in so far as these particulars have changed during the preceding month.

Situation as at 31 October 2026
Total capital :  EUR 3,158,128,455.28
Total number of voting shares :     77,011,844
Number of shares with double voting rights : 39,756,868
Total number of voting rights (= denominator) : 116,768,712

The total number of voting rights (the ‘denominator’) serves as the basis for the disclosure of major shareholdings by shareholders.

On the basis of this information, shareholders of KBC Ancora can verify whether they are above or below one of the thresholds of 3% (threshold set by the Articles of Association), 5%, 10%, and so on (in multiples of five) of the total voting rights, and whether there is therefore an obligation to notify the company that they have exceeded this threshold.

———————————

KBC Ancora is a listed company which holds 18.6% of the shares in KBC Group and which together with Cera, MRBB and the Other Permanent Shareholders ensures the shareholder stability and further development of the KBC group. As core shareholders of KBC Group, they have to this end signed a shareholder agreement.

Financial calendar:
29 January 2027   Interim financial report (1H) for financial year 2026/2027
27 August 2027 (17.40 CEST)  Annual press release for the financial year 2026/2027
28 September 2027 (17:40 CEST)  Annual report 2026/2027 available

This press release is available in Dutch, French and English on the website www.kbcancora.be.

KBC Ancora Investor Relations & Press contact: Jan Bergmans
tel.: +32 (0)16 27 96 72 – e-mail: jan.bergmans@kbcancora.be or mailbox@kbcancora.be 

Attachment

02/11/2026

Nine-month revenue of €345.6 million, up 3.2% at 30 September

Third quarter marked by a return to growth for Electronics (+1.2%)
and sustained growth for Environment (+7.1%)

Financial targets confirmed

In the third quarter of the financial year, LACROIX generated consolidated revenue of €110.4 million, up 3.2% compared with the same period in 2025. Both activities contributed positively to this performance: Electronics returned to growth (+1.2%), in line with the gradual recovery anticipated for the year, while Environment grew by 7.1%, ahead of expectations.

At 30 September 2026, consolidated revenue for the first nine months of the year amounted to €345.6 million, compared with €335.0 million a year earlier, representing growth of 3.2%. This performance reflects broadly stable Electronics activity (-0.4%) and double-digit growth in Environment (+10.9%).

Revenue (€m) Q3 2026 Q3 2025 Change 9M 2026 9M 2025 Change
Electronics 72.9 72.0 +1.2% 229.0 229.9 -0.4%
Environment 37.5 35.0 +7.1% 116.6 105.1 +10.9%
LACROIX Group TOTAL 110.4 107.0 +3.2% 345.6 335.0 +3.2%

Electronics: return to growth in the third quarter

In the third quarter of 2026, Electronics revenue came to €72.9 million, up 1.2%, in line with the Group’s expectations. The renewed decline in the Automotive market was more than offset by strong growth in Aerospace & Defense and by growth in the HBAS (Home & Building Automation Systems) and Industry segments.

Over the first nine months of the year, Electronics activity was broadly stable (-0.4% to €229.0 million), with trends by segment similar to those seen in the third quarter: strong growth in Aerospace & Defense (>20%), following the temporary decline recorded in 2025; positive momentum in HBAS and Industry; and a continued decline in Automotive due to the end of major programs, against a market backdrop that remains challenging in Europe.

Environment: sustained growth

In the third quarter, Environment revenue amounted to €37.5 million, up 7.1%. Ahead of the Group’s expectations, this performance was driven by the Water segment, where growth, although lower than in the first half of the year, remained very strong. In France, the segment continued to benefit fully from the equipment replacement cycle associated with the phase-out of 2G/3G networks. This more than offset the decline in international business, which was affected by a particularly high comparison base. Among the other segments, Smart Grids recorded growth, HVAC (heating, ventilation and air conditioning) posted a temporary decline, while Street Lighting remained soft, as expected, during this electoral period.

Over the first nine months of the year, Environment revenue reached €116.6 million, up 10.9%. This increase was almost entirely driven by the strong performance of the Water segment, both in France, supported by the 2G/3G replacement cycle, and internationally, where Spain recorded a peak in activity at the beginning of the year ahead of the end of the PERTE program, which provided funding for infrastructure digitalisation.

2026 targets confirmed and 2027 roadmap maintained

Following this solid third quarter, LACROIX confirms its financial targets for 2026, which were revised upwards when the Group published its half-year results on 30 September 2026: revenue of more than €455 million, an EBITDA margin above 9%, and a net debt/EBITDA ratio below 2.0x.

These targets are based on the following outlook for the second half of 2026: slight growth in Electronics, in line with the gradual recovery previously announced, and Environment activity now expected to grow (compared with a previous expectation of “stable” activity), albeit at a significantly slower pace than in the first half of the year.

While remaining cautious in light of increasing pressures on the availability of certain components and inflationary pressures, LACROIX reiterates all of its financial targets for 2027: revenue of between €475 million and €500 million, an EBITDA margin above 8%, and a net debt/EBITDA ratio below 2.0x.

Next financial release

FY 2026 revenue: 9 February 2027, after market close

All financial information is available in our Investors section

https://www.lacroix-group.com/investors

About LACROIX

LACROIX is a French mid-cap technology and industrial group with an international footprint, specializing in the design and manufacture of electronic equipment, as well as the delivery of reliable and secure industrial IoT solutions.   
A family-owned, publicly listed company, LACROIX generated €445 million in revenue in 2025. The Group builds on recognized expertise and structures its development around two core business activities: Electronics and Environment.   

Through its Electronics activity, LACROIX supports its customers from design to the manufacturing of embedded electronics for their solutions. Leveraging a network of geographically complementary and competitive manufacturing sites, the Group serves a wide range of sectors, including automotive, industry, connected Homes and Buildings (HBAS), Aerospace and Defense, and Healthcare.   

Through its Environment activity, LACROIX supports public and private stakeholders in optimizing and securing the management of critical infrastructure networks by offering connected and secure solutions and services dedicated to Water networks, Heating, Ventilation and Air Conditioning (HVAC) systems, Energy networks (Smart Grids), and Public Lighting.   

LACROIX pursues a strategy of sustainable long-term growth. The Group focuses its activities on the development of useful and eco-designed technologies aimed at addressing major societal challenges, as part of a resilience-driven approach with a positive impact.   

  

Contacts
 
LACROIX
Deputy CEO & Executive VP Finance 
Nicolas Bedouin
investors@lacroix.group
Tel: +33 2 72 25 68 80  
 
 
SEITOSEI ACTIFIN
Media Relations
Jennifer Jullia
jennifer.jullia@seitosei-actifin.com  
Tel: +33 6 02 08 45 49 
 
 
SEITOSEI ACTIFIN
Investor Relations
Marianne Py
marianne.py@seitosei-actifin.com
Tel: +33 6 85 52 76 93 

Attachment

Coface delivers a solid net income of €155.5m in an increasingly uncertain environment, including €47.7m in Q3-26; annualised RoATE at 10.7%

Paris, November 2, 2026 – 5.35 p.m.

  • Revenue: €1,413.3m, up +1.7% at constant FX and perimeter
    • Credit insurance revenue up +0.9% at constant FX; client activity slightly improved, up +2.5%
    • Client retention remains at a high level (93.1%); pricing remains slightly negative (-1.3%)
    • Non-insurance activities (factoring, Business Information and Debt Collection) growing by +10.0% to €134.9m. Double-digit growth in Business Information continued (+11.2% at constant FX including non-consolidated subsidiaries, and +15.3% with the Cedar Rose acquisition); Debt Collection is up by +28.1% and factoring by +7.3%
  • Net loss ratio improved by 1.9 ppt to 37.7%; net combined ratio at 72.4%
    • Gross loss ratio at 36.6%, an improvement of 0.3 ppt over one year with opening year reserving stable and reserve releases still at a high level
    • Net cost ratio up 2.4 ppts at 34.7%, reflecting continued investments in line with Group strategy
  • Net income (Group share) of €155.5m, including €47.7m in Q3-26 and annualised RoATE1 at 10.7%
  • John Gaines co-opted to the Board of Directors

Unless otherwise indicated, changes are expressed by comparison with the results as at September 30, 2025

Commenting, Xavier Durand, CEO of Coface, said:

“In the third quarter of 2026, the global economy continued to face significant geopolitical tensions and macroeconomic imbalances.
High energy prices, investments in artificial intelligence and the persistence of high public deficits led to a rise in interest rates, putting the most vulnerable borrowers – both corporates and sovereigns – under pressure. Corporate defaults remained at a record high, resulting in larger claims for credit insurance.
Against this backdrop, Coface reported Q3-26 revenue growth of +5.4%, primarily thanks to a record level of new business production and stronger client activity.
Non-insurance revenue continues to post solid performance with double-digit growth driven by all businesses, including factoring.
Our expertise and vigilance regarding risk management have once again enabled us to keep our combined ratio at a level below our mid-cycle target. We delivered these strong results while continuing to make strategic investments.
As Coface expects corporate defaults to continue their upward trend, we have once again significantly stepped up the number of prevention measures, while remaining committed to our clients.”

Key figures at September 30, 2026

The Board of Directors of COFACE SA examined the consolidated financial statements at September 30, 2026 at its meeting of November 2, 2026. These statements were also previously reviewed by the Audit Committee at its meeting of October 30, 2026.

Income statement items in €m 9M-25 9M-26 Change % ex. FX*
Insurance revenue 1,128.5 1,135.6 +0.6% +0.9%
Services revenue 258.0 277.7 +7.6% +5.3%
REVENUE 1,386.5 1,413.3 +1.9% +1.7%
UNDERWRITING INCOME (LOSS) AFTER REINSURANCE 222.2 220.2 (0.9)% (1.7)%
Investment income, net of management expenses, excluding finance costs 45.4 67.0 +47.5% +44.5%
Insurance Finance Expenses (0.9) (39.5) +4,097.9% +4,255.4%
CURRENT OPERATING INCOME 266.7 247.8 (7.1)% (8.8)%
Other operating income / expenses (5.2) (5.0) (3.4)% +0.4%
OPERATING INCOME 261.6 242.8 (7.2)% (9.0)%
NET INCOME (GROUP SHARE) 176.3 155.5 (11.8)% (14.3)%
         
Key ratios 9M-25 9M-26 Change
Loss ratio after reinsurance 39.6% 37.7% (1.9) ppt
Cost ratio after reinsurance 32.3% 34.7% +2.4 ppts
COMBINED RATIO AFTER REINSURANCE 71.9% 72.4% +0.5 ppt
         
Balance sheet items in €m 2025 9M-26 Change
Total equity (Group share) 2,213.0 2,141.1 (3.2)%

* Excluding scope effect

1. Revenue

Coface generated consolidated revenue of €1,413.3m over the first nine months of the year, up +1.7% at constant FX and perimeter, compared with 9M-25. On a reported basis (at current FX and perimeter), revenue was up +1.9%.

Revenue in €m (by activity) 9M-25 9M-26 Change % ex. FX2
Credit insurance* 1,128.5 1,135.6 +0.6% +0.9%
Fee and commission income 138.6 142.8 +3.0% +1.2%
Non-insurance activities 119.4 134.9 +13.0% +10.0%
Factoring 54.1 57.9 +7.1% +7.3%
    Business Information 54.4 64.8 +19.0% +9.6%
Debt Collection 10.9 12.2 +11.8% +28.1%
Total revenue 1,386.5 1,413.3 +1.9% +1.7%

Insurance revenue (including Bonding and Single Risk) increased by +0.9% at constant FX and perimeter. Commissions were slightly up by 1.2%. A near-record level retention rate (93.1%) had a positive impact on revenue, in a market that remains competitive. New business reached a new record high of €105m, driven by an increase in demand and benefiting from growth investments made by Coface.

Client activity had a positive impact of +2.5% in 9M-26 amid significant political and economic uncertainty, but with a modest pick-up in activity in Europe. Pricing remains negative at -1.3%, a slightly more favorable level than the historical average.

Revenue from non-insurance activities increased by a significant +10.0%, at constant FX and perimeter, compared with 9M-25. Factoring revenue increased by +7.3%, with Germany recording a solid performance (+10.9%) amid strong demand, while Poland is still affected by weak volumes. Business Information revenue pursued its double-digit growth (+11.2% at constant FX including non-consolidated subsidiaries, and +15.3% including the Cedar Rose acquisition). Debt Collection revenue increased from a base that remains modest, by +28.1%.

Revenue in €m
(by invoicing region)
9M-25 9M-26 Change % ex. FX*
Northern Europe 275.4 285.0 +3.5% +3.5%
Western Europe 287.0 289.3 +0.8% (0.5)%
Central and Eastern Europe 125.9 126.3 +0.3% +0.5%
Mediterranean & Africa 410.3 422.6 +3.0% +2.4%
North America 128.0 125.7 (1.7)% +0.9%
Latin America 61.5 66.2 +7.6% +1.5%
Asia-Pacific 98.5 98.1 (0.4)% +2.7%
Consolidated revenue 1,386.5 1,413.3 +1.9% +1.7%

In the Northern Europe region, revenue was up +3.5% at constant and current FX. The region recorded strong growth in non-insurance activities due to strong commercial performance in factoring (+10.9%) and Business Information (+18.7%), improved client activity and a sharp increase in new business.

In Western Europe, revenue was down -0.5% at constant FX (+0.8% at current FX and perimeter), backed by solid growth in specialties, but was negatively impacted by the slowdown in client activity against a persistently challenging local backdrop.

In Central and Eastern Europe, revenue was slightly up by +0.5% at constant FX (+0.3% at current FX). Client activity continues to weigh on credit insurance and factoring, particularly in Poland.

In the Mediterranean & Africa region, which is driven by Italy and Spain, revenue increased +2.4% at constant FX and +3.0% at current FX, backed by strong growth in services, the resilience of the Gulf region and the recovery in client activity.

In North America, revenue rose slightly by +0.9% at constant FX (-1.7% on a reported basis). The region is benefiting from improved client activity and a positive sales momentum. The foreign exchange effect remains negative over the period.

In Latin America, revenue was up +1.5% at constant FX and +7.6% at current FX. The slowdown in client activity was offset by the strong increase in new business.

Revenue in the Asia-Pacific region was up by +2.7% at constant FX (-0.4% on a reported basis). The region recorded significant organic growth driven by new business, but revenue was affected by an unfavorable comparison base.

2. Result

  • Combined ratio

The combined ratio after reinsurance stood at 72.4% in 9M-26, up 0.5 ppt year on year.

(i) Loss ratio

The loss ratio before reinsurance stood at 36.6%, an improvement of 0.3 ppt year on year. The number of claims was almost stable (-0.9%) compared with the level reached in the third quarter of 2019 while the amount provisioned increased significantly (+10.8%), due to the return of large claims in Q3-26.

The Group’s reserving policy remained unchanged. The amount of provisions related to the opening year, although discounted, remained in line with the historical average. The level of reserve releases is stable at a high level and reflects the rigorous management of past claims. The net loss ratio improved by 1.9 ppt to 37.7% compared with 9M-25.

(ii) Cost ratio

Coface is pursuing its strict cost management policy while keeping up investment, in accordance with the Power the Core strategic plan. In 9M-2026, costs were up +4.6% at constant FX and perimeter and +5.3% at current FX.

The cost ratio before reinsurance stood at 36.8%, up 1.4 ppts year on year. This increase is mainly due to continued investment (2.4 ppts of which 1.4 ppt from service activities). Conversely, the improved product mix (Business Information, Debt Collection and fee and commission income) had a positive effect of 1.0 ppt.

  • Financial income

Income from financial investments was +€67.0m in the first nine months of the year. This amount includes a positive FX effect of €4.3m and a negative impact relating to application of IAS 29 (hyperinflation) in Turkey for -€11.0m.

Current income from the portfolio (i.e. excluding gains on sales, impairment and FX) was slightly up, reaching €79.1m. The accounting yield3, excluding gains on sales and fair value effect, was 2.5% in 9M-26. The yield on new investments was 4.0%.

Insurance finance expenses (IFE) amounted to €39.5m in 9M-26. They include a significant FX loss (-€11.7m) on technical liabilities, which reflects the gain recorded on assets and partially on net loss ratio.

  • Operating income and net income

Operating income totaled €242.8m in 9M-26, down -7.2%.

The effective tax rate in 9M-26 was 26% (vs. 23% in 9M-25).

Overall, net income (Group share) was €155.5m, down -11.8% compared with 9M-25, including €47.7m in Q3-26.

3. Shareholders’ equity

As of September 30, 2026, Group shareholders’ equity was €2,141.1m, down €71.9m or -3.2% (€2,213.0m at December 31, 2025).

The change is mainly due to positive net income of €155.5m, the dividend payment (-€186m), and the decrease in unrealized capital gains on financial assets (-€71m), as well as FX differences (€9m).

The annualized return on average tangible equity (RoATE) was 10.7% at September 30, 2026, down 0.7 ppt compared with the previous year, mainly due to lower underwriting income.

4. Outlook

The highly fragmented, uneven recovery of shipping through the Strait of Hormuz has not significantly lowered oil prices. At the same time, targeted strikes on Russian refineries have strained the market for petroleum products, particularly diesel. The resulting price increases trickle down throughout the economy and maintain inflationary pressure, leading central banks to raise policy rates.

In parallel, investments in data center capacity continued at a rapid pace. Demand for several components, including memories, far exceeds available supply, thus contributing to inflation. At the end of the quarter, doubts about the financial health of some highly indebted technology players also resurfaced.

The above trends have led to higher borrowing rates which in turn, in a highly indebted economy, reveal the fragility of both corporates and sovereigns (especially France).

Although the Group is based in France, its risk portfolio is highly diversified. France only represents 14% of Coface revenue and 10% of its risk exposure. French government bonds make up approximately 5% of the Group’s investment portfolio.

Against this ongoing difficult backdrop, Coface is staying extremely vigilant and continues to invest in data and technology. Service activities (Business Information, Debt Collection, factoring) grew 10%, including a very good volume of new factoring business. Services growth once again outperformed the insurance business, thus fully justifying Coface’s strategic choices.

Rising interest rates and energy costs will continue to put pressure on the most indebted countries and companies. Consequently, Coface has once again stepped up its targeted preventive measures while maintaining a high acceptance rate to support its clients.

Conference call for financial analysts

Coface’s 9M-2026 results will be discussed with financial analysts during the conference call that will take place on Monday, November 2 at 6.00 p.m. (Paris time). It will be accessible:

The presentation will be available (in English only) at the following address:

https://www.coface.com/investors/financial-results-and-reports

Appendices

Quarterly results

Income statement items in €m Quarterly figures Q1-25 Q2-25 Q3-25 Q4-25 Q1-26 Q2-26 Q3-26   % % ex. FX*
Insurance revenue 382.9 377.1 368.5 370.2 369.8 384.2 381.6   +3.6% +2.5%
Services revenue 90.3 86.3 81.4 90.6 95.3 89.9 92.5   +13.6% +8.1%
REVENUE 473.2 463.4 449.9 460.7 465.1 474.2 474.1   +5.4% +3.6%
UNDERWRITING INCOME (LOSS)
AFTER REINSURANCE
85.4 68.2 68.6 60.1 77.6 74.9 67.7   (1.3)% (4.6)%
Investment income, net of management expenses, excluding finance costs 10.4 15.9 19.1 20.4 22.4 25.3 19.3   +1.1% +0.1%
Insurance finance expenses (4.1) 10.8 (7.6) (8.3) (15.8) (13.3) (10.4)   +35.8% +39.0%
CURRENT OPERATING INCOME 91.6 95.0 80.1 72.2 84.2 86.9 76.7   (4.3)% (7.6)%
Other operating income / expenses (0.4) (0.3) (4.5) (1.3) (1.4) (1.0) (2.6)   (42.3)% (40.7)%
OPERATING INCOME 91.2 94.7 75.6 70.9 82.8 85.9 74.1   (2.0)% (5.6)%
NET INCOME (GROUP SHARE) 62.1 62.1 52.1 45.8 53.6 54.2 47.7   (8.4)% (12.7)%
Income tax rate 23.0% 26.3% 19.9% 24.8% 25.9% 27.9% 24.7%   + 4.8 ppts

Cumulated results*

Income statement items in €m Cumulated figures Q1-25 H1-25 9M-25 2025 Q1-26 H1-26 9M-26   % % ex. FX*
Insurance revenue 382.9 760.0 1,128.5 1,498.7 369.8 754.0 1,135.6   +0.6% +0.9%
Other revenue 90.3 176.6 258.0 348.6 95.3 185.3 277.7   +7.6% +5.3%
REVENUE 473.2 936.6 1,386.5 1,847.3 465.1 939.3 1,413.3   +1.9% +1.7%
UNDERWRITING INCOME (LOSS)
AFTER REASSURANCE
85.4 153.6 222.2 282.3 77.6 152.5 220.2   (0.9)% (1.7)%
Investment income, net of management expenses, excluding finance costs 10.4 26.3 45.4 65.8 22.4 47.7 67.0   +47.5% +44.5%
Insurance finance expenses (4.1) 6.7 (0.9) (9.2) (15.8) (29.1) (39.5)   +4,097.9% +4,255.4%
CURRENT OPERATING INCOME 91.6 186.6 266.7 338.9 84.2 171.1 247.8   (7.1)% (8.8)%
Other operating income / expenses (0.4) (0.6) (5.2) (6.4) (1.4) (2.4) (5.0)   (3.4)% +0.4%
OPERATING INCOME 91.2 186.0 261.6 332.5 82.8 168.7 242.8   (7.2)% (9.0)%
NET INCOME (GROUP SHARE) 62.1 124.2 176.3 222.0 53.6 107.8 155.5   (11.8)% (14.3)%
Income tax rate 23.0% 24.7% 23.3% 23.6% 25.9% 26.9% 26.2% +2.9 ppts

* Excluding scope effect

CONTACTS

INVESTOR/ANALYST RELATIONS
Thomas Jacquet: +33 1 49 02 12 58 – thomas.jacquet@coface.com
Rina Andriamiadantsoa: +33 1 49 02 15 85 – rina.andriamiadantsoa@coface.com

MEDIA RELATIONS
Saphia Gaouaoui: +33 1 49 02 14 91 – saphia.gaouaoui@coface.com
Adrien Billet: +33 1 49 02 23 63 – adrien.billet@coface.com

FINANCIAL CALENDAR 2026/2027
(subject to change)
2026 Annual results: February 18, 2027, after market close
Q1-2027 results: May 10, 2027, after market close
General Meeting: May 19, 2027
H1-2027 results: August 2, 2027, after market close
9M-2027 results: November 8, 2027, after market close

FINANCIAL INFORMATION
This press release, as well as all of COFACE SA’s regulated information, can be found on the Group’s website: https://www.coface.com/investors

For regulated information on Alternative Performance Indicators (APMs), please refer to our Interim Financial Report for H1-2026 and our 2025 Universal Registration Document (see 3.7 “Key financial performance indicators”)

  Regulated documents posted by COFACE SA have been secured and authenticated with the blockchain technology by Wiztrust.
You can check the authenticity on the website www.wiztrust.com.

COFACE: FOR TRADE
As a global leading player in trade credit risk management for 80 years, Coface helps companies grow and navigate in an uncertain and volatile environment.
Whatever their size, location or sector, Coface provides 100,000 clients across some 200 markets. with a full range of solutions: Insurance, Business Information, Debt Collection, Single Risk Insurance, Surety Bonds, Factoring.
Every day, Coface leverages its unique expertise and cutting-edge technology to make trade happen, in both domestic and export markets.
In 2025, Coface employed 5,511 people and recorded a turnover of ~€1.84 billion.

www.coface.com

COFACE SA is listed on Compartment A of Euronext Paris
ISIN: FR0010667147 / Ticker: COFA

DISCLAIMER – Certain statements in this press release may contain forecasts that notably relate to future events, trends, projects or targets. By nature, these forecasts include identified or unidentified risks and uncertainties, and they may be affected by many factors likely to give rise to a significant discrepancy between the real results and those stated in these statements. Please refer to chapter 5 “Main risk factors and risk management within the Group” of the Coface Group’s 2025 Universal Registration Document filed with the AMF on April 2, 2026 under number D.26-0218 to obtain a description of certain major factors, risks and uncertainties likely to influence the Coface Group’s businesses. The Coface Group disclaims any intention or obligation to publish an update of these forecasts or to provide new information on future events or any other circumstance.


1 RoATE = Return on average tangible equity
2 Excluding scope effect
3 Book yield calculated on the average of the investment portfolio, excluding non-consolidated investments

Attachment

Announcement no. 10/2026
Inside information

Revised financial ambition towards 2030 includes 5-7% organic growth per year and an EBIT margin1 in constant currencies in the mid-20% range over the period. Return on Invested Capital (ROIC)2 is expected to be around 20% in FY 2029/30. For FY 2026/27, Coloplast expects organic revenue growth of 5-7% and an EBIT margin in constant currencies and before special items of around 25%.

Coloplast is updating its financial ambition towards 2030 to reflect changes in the external environment related to the reimbursement change in US biologics, pricing pressure from healthcare reforms and inflationary pressure. Furthermore, the revised guidance includes a step up in investments in innovation and selected commercial areas to drive growth during and beyond the Impact4 period.

The updated financial ambition towards 2030:
Coloplast is committed to accelerating shareholder value creation by delivering organic growth above the market, strong development in EBIT, an improvement in ROIC and strong cash flow generation. The revised financial ambition includes:

  • Organic revenue growth of 5-7% per year, from previously organic revenue growth of 7-8% (5-year CAGR until FY 2029/30)
  • EBIT margin1 in constant currencies in the mid-20% range over the period, from previously absolute EBIT growth1 in line with or above revenue growth over the period (in constant currencies)
  • ROIC2 is expected to be around 20% in FY 2029/30, from previously more than 20% in FY 2029/30

On organic revenue growth, the revised financial ambition includes the following key assumptions in a market expected to grow 4-5%:

  • Mid-single digit growth in Wound & Tissue Repair, from previously around double-digit growth, driven by the 2026 reimbursement change in the out-patient setting in US biologics
  • Neutral to negative impact from pricing over the rest of the period
  • Based on current estimates, the impact from the Competitive Bidding Program in the US is included
  • Unchanged expectations on:
    • Chronic Care: continued good momentum, with growth above the market over the period
    • Interventional Urology: mid- to high-single digit growth over the period
    • A stable macroeconomic environment and no significant changes in tariffs or other trade restrictions
    • A stable supply and distribution of products across the company
    • No significant M&A deals in the period; M&A strategy focused on bolt-on acquisitions

On EBIT margin1, the revised financial ambition includes the following key assumptions:

  • A step up in investments, primarily impacting FY 2026/27, in key strategic priority areas:
    • Innovation and future pipeline beyond Impact4
    • Commercial areas: US Chronic Care, selected markets in Europe and Emerging markets and Interventional Urology
  • Biologics margin expected to improve to above 10% in FY 2026/27 and further increase over the Impact4 period
  • External headwinds from inflation and pricing pressure from healthcare reforms
  • Unchanged expectations on:
    • Gross margin accretion from Biologics and Voice & Respiratory Care and efficiency initiatives in Global Operations, while wage increases in Hungary and ramp up costs will continue to have negative impact
    • Leverage effect in Chronic Care and improvement in profitability in Interventional Urology

‘Funding the journey’ program to support step up in investments and partly offset external headwinds
To support the step up in investments needed for long-term growth and profitability improvements, Coloplast has initiated a broad ‘funding the journey’ program which will free up around DKK 500 million. The aim of the program is to redeploy resources to innovation and areas with significant growth potential, offset some of the external headwinds from inflation on costs of goods sold and headwinds from ramp up costs, and reduce organisational complexity, ultimately supporting our long-term shareholder value creation ambition. The full impact of the program is expected in FY 2027/28, with around 75% impact already in FY 2026/27, primarily impacting operating expenses.

The program includes the following initiatives:

  • Rightsizing of our organisation in China to better reflect the current market environment, completed at the end of FY 2025/26 with benefit in FY 2026/27
  • Biologics refocusing of the organisation towards in-patient and return to growth in FY 2026/27 to deliver margin improvement
  • Simplifying the organisational structure of selected areas
  • Addressing indirect procurement spend

Other financial assumptions for the period:

  • Net debt/EBITDA ratio is expected to decrease to below 2.0x towards FY 2029/30
  • Unchanged dividend policy to pay out excess cash through dividends, with a target payout ratio of 60-80% of net profit
  • The remaining assumptions on capex-to-sales ratio, tax rate, NWC-to-sales ratio and free cash flow-to-sales ratio are unchanged

For FY 2026/27, the assumptions are as follows:

  • Organic revenue growth of 5-7%:
    • Chronic Care: growth above the market
    • Wound & Tissue Repair: slow start in Biologics in Q1, with return to growth expected in Q2. Advanced Wound Dressings: continued softer momentum in Europe, partly offset by easier baseline in China
    • Interventional Urology: mid- to high-single digit growth
    • Pricing pressure from healthcare reforms in France and Germany
  • EBIT margin in constant currencies and before special items of around 25%:
    • Gross margin: inflationary headwinds of 3-4% (impacting raw materials and freight, accounting for around 55% of total costs of goods sold of DKK 9.7 billion in FY 2025/26) and continued ramp-up, primarily in Portugal
    • Step up in investments impacting operating expenses
    • ‘Funding the journey’ to support the step up in investments through resource reallocation, while partly offsetting gross margin headwinds
    • Immaterial impact from tariffs; our products are expected to remain exempted
  • Reported revenue growth in DKK of 7-9% (around 2%-points positive impact from currencies), while the reported EBIT margin1 will include up to 50 basis points positive impact from currencies, calculated using current spot rates
  • ROIC2 is expected to be around 16%
  • Special items expected to be around DKK 200 million, related to our ‘funding the journey’ program
  • Capex-to-sales ratio is expected to be around 5%
  • The effective tax rate is expected to be around 22%
     

Forward-looking statements
The forward-looking statements in this announcement, including revenue and earnings guidance, do not constitute a guarantee of future results and are subject to risk, uncertainty and assumptions, the consequences of which are difficult to predict.

The forward-looking statements are based on our current expectations, estimates and assumptions and are provided on the basis of information available to us at the present time. Major fluctuations in the exchange rates of key currencies, significant changes in the healthcare sector or major developments in the global economy may impact our ability to achieve the defined long-term targets and meet our guidance. This may impact our company’s financial results.

Contacts

Aleksandra Dimovska
Vice President, Investor Relations
Tel. +45 4911 1800 / +45 4911 2458
Email: dkadim@coloplast.com

Kristine Husted Munk
Senior Director, Investor Relations
Tel. +45 4911 1800 / +45 4911 3266
Email: dkkhu@coloplast.com

Nicklas Overgaard
Senior Manager, Investor Relations
Tel. +45 4911 1800 / +45 4911 3301
Email: dknioha@coloplast.com

Peter Mønster
Head of Media Relations & Corporate Content
Tel. +45 4911 2623
Email: dkpete@coloplast.com

Address
Coloplast A/S
Holtedam 1
DK-3050 Humlebaek
Denmark
Company reg. (CVR) no. 69749917

Website
www.coloplast.com

This announcement is available in a Danish and an English-language version. In the event of discrepancies, the English version shall prevail.

The Coloplast story begins back in 1954. Elise Sørensen is a nurse. Her sister Thora has just had an ostomy operation and is afraid to go out in public, fearing that her stoma might leak. Listening to her sister’s problems, Elise conceives the idea of the world’s first adhesive ostomy bag. Based on Elise’s idea, Aage Louis-Hansen, a civil engineer and plastics manufacturer, and his wife Johanne Louis Hansen, a trained nurse, created the ostomy bag. A bag that does not leak, giving Thora – and thousands of people like her – the chance to live the life they want. A simple solution that makes a difference. Today, the Coloplast Group develops products and services that help millions of people live more independent lives through solutions tailored to their needs. Globally, our business areas include Ostomy Care, Continence Care, Voice & Respiratory Care, Wound & Tissue Repair, and Interventional Urology   The Coloplast logo is a registered trademark of Coloplast A/S. © 2026-11
All rights reserved Coloplast A/S, 3050 Humlebaek, Denmark.

Attachment

Two Clinical Programs, a 500-Patient Vision, and a November that Could Be a Game-Changer for the Growing Wall Street Story

DENVER, Nov. 02, 2026 (GLOBE NEWSWIRE) —  (247MarketNews.com) — In a market where the latest investment trends often dominate attention, NeOnc Technologies Holdings (NASDAQ: NTHI) is developing a story that could prove far more meaningful.

The clinical-stage biopharmaceutical company is advancing potential treatments for some of the most difficult-to-treat brain cancers while building an ambitious clinical development strategy that could reach approximately 500 patients across 30 hospitals in three countries.

Now, NeOnc is preparing to bring its research into the international spotlight and today the company announced that data from both its intranasal NEO100 and oral NEO212 programs will be presented at the 31st Annual Meeting and Education Day of the Society for Neuro-Oncology (SNO), taking place November 12–15 at the Pennsylvania Convention Center in Philadelphia.

The two poster presentations, scheduled for November 13, represent an important opportunity to showcase the progress of both clinical programs before a specialized audience of neuro-oncology researchers and physicians.

For investors, the timing adds another dimension to an already developing story involving innovative drug delivery, preliminary clinical observations, international development ambitions, and potentially significant market interest.

Two Clinical Programs. One Major Neuro-Oncology Meeting.

NeOnc’s announcement is particularly interesting because it involves two distinct investigational approaches targeting challenging central nervous system cancers.

Presentation Number 1: NEO100 and Updated Clinical Observations is titled: “Durable Radiographic Remission and Prolonged Survival with Intranasal NEO100 in Recurrent WHO Grade III/IV IDH1-Mutant Astrocytoma: Updated Results from a Phase 1/2a Study and Compassionate Use Experience.”

Thomas C. Chen, MD, PhD, of the University of Southern California and NeOnc Technologies Holdings, will present the findings.

The title alone makes this presentation particularly noteworthy. It focuses on updated results involving recurrent WHO Grade III/IV IDH1-mutant astrocytoma, an aggressive category of brain cancer where treatment options remain challenging.

Importantly, the presentation combines information from a Phase 1/2a study and compassionate-use experience.

The emphasis on durable radiographic remission and prolonged survival makes the updated findings worth watching, although the presentation’s title should not be interpreted as proof of established treatment efficacy.

For NeOnc, the presentation offers an opportunity to provide additional scientific context around its intranasal treatment approach and the clinical observations generated to date.

Presentation Number 2: NEO212 and TMZ-Resistant Brain Cancer, “Oral NEO212 in TMZ-Resistant Recurrent GBM and Brain Metastases: Phase 1 Safety, PK, and Early Signals of Activity.”

Josh Neman, PhD, of the University of Southern California and NeOnc Technologies Holdings, will present the research.

This presentation examines NEO212 in the context of recurrent glioblastoma that is resistant to temozolomide (TMZ), as well as brain metastases.

The focus on Phase 1 safety, pharmacokinetics (PK), and early signals of activity is significant because it provides an opportunity to examine how the investigational oral treatment is being evaluated in difficult-to-treat CNS cancers.

NEO212 has completed Phase 1 dose escalation and is advancing toward Phase 2 development.

The two presentations demonstrate that NeOnc is not relying on a single investigational candidate to drive its development strategy.

Instead, the company is advancing two distinct programs that could offer different approaches to addressing the challenges of brain cancer treatment.

NEO100: A Different Approach to Getting Treatment into the Brain

At the center of NeOnc’s development strategy is NEO100, a highly purified form of perillyl alcohol administered intranasally.

The delivery approach is designed to provide a non-invasive route to the brain.

That matters because one of the greatest obstacles in developing treatments for brain cancer is the blood-brain barrier.

The blood-brain barrier serves as the brain’s natural protective defense system, but that protection also creates a major obstacle for drug developers. Many potential therapies struggle to reach tumors in sufficient concentrations because of this biological barrier.

NeOnc is investigating a different approach.

Rather than relying exclusively on conventional delivery methods, its NEO100 program investigates intranasal administration as a potential way to deliver treatment toward the brain, where drug delivery remains one of the biggest obstacles to therapeutic progress.

Early Clinical Observations Give the Story a Foundation

The upcoming SNO presentation follows earlier clinical observations that have attracted attention.

The company’s appearance on Health Uncensored with Dr. Drew on Fox Business Network also brought the patient experience into the conversation.

One patient described reaching two years on therapy and reported tolerating treatment without reactions.

During the discussion, when Dr. Drew asked about the tumor’s status, physician Dr. Wallace responded, “We can’t see it, actually, at this moment.”

It was a striking moment, illustrating why continued research in this field matters. For families facing aggressive brain cancer, the objective isn’t simply another clinical milestone or a better number on a presentation slide.

It is more time together. Another birthday. Another anniversary. Another opportunity to experience everyday life.

The upcoming presentation could provide additional information as the company continues evaluating NEO100.

NEO212: Another Potential Piece of the Brain Cancer Strategy

While NEO100 is attracting attention for its intranasal delivery approach, NEO212 represents another important component of NeOnc’s development strategy.

NEO212 is an investigational oral conjugate of temozolomide and NEO100, which is being studied for central nervous system cancers, including recurrent glioblastoma.

The company’s upcoming SNO presentation will focus on Phase 1 safety, pharmacokinetics, and early signals of activity in TMZ-resistant recurrent glioblastoma and brain metastases.

NEO212 is being developed under an FDA investigational new drug application.

Its completion of Phase 1 dose escalation and progression toward Phase 2 development represent important steps in the company’s broader clinical strategy.

Together, NEO100 and NEO212 give NeOnc two investigational programs to advance, with different administration approaches and areas of clinical investigation.

For investors following the company, the November 13 presentations could provide an important opportunity to learn more about both programs.

A 500-Patient Ambition That Changes the Conversation

The SNO announcement comes against the backdrop of NeOnc’s broader clinical ambitions.

During its appearance on Health Uncensored with Dr. Drew on Fox Business Network, the company outlined plans for a pivotal clinical trial targeting approximately 500 patients across 30 hospitals in three countries.

A proposed trial of that scale is not a small undertaking. It represents a planned expansion of NeOnc’s clinical ambitions and an opportunity to investigate its treatment approach in a much larger patient population.

The proposal also signals where management wants to take the program and the upcoming SNO presentations provide another opportunity to build scientific visibility as NeOnc works toward its longer-term objectives.

More Than Drug Development: A Broader Technology and International Story

NeOnc’s ambitions also extend beyond conventional drug development.

Its research platform combines patented 3D bioprinting technology with artificial intelligence to create patient-derived tumor models and help researchers evaluate potential treatments, which could support a more personalized understanding of tumor biology and treatment response.

The company also highlighted molecular characteristics, including IDH mutations, as part of its precision-medicine strategy.

For the market, the broader takeaway is that NeOnc is building a story around several interconnected capabilities:

  • Investigational drug development through NEO100 and NEO212.
  • Innovative intranasal and oral delivery approaches.
  • Patient-derived tumor modeling.
  • AI-assisted research.
  • Precision-medicine development.
  • International clinical and business ambitions.

The company’s international ambitions have also been reinforced by developments in Abu Dhabi, including the appointment of Ali Alabedin, Head of Islamic Banking Group at First Abu Dhabi Bank, to the company’s board.

These developments add an international dimension to a company whose clinical ambitions are increasingly extending beyond a single market.

Now Comes the Interesting Part for Traders: Potential Short Squeeze

While the clinical story is compelling on its own, NTHI has another ingredient that could make its shares particularly interesting to traders: short interest.

Based on Nasdaq’s October 15 market-data snapshot, approximately 877,000 shares were reported short.

At the same time, the stock had recovered from an approximate $2.50 low to eclipse the $3 level, where the potential trading implications become interesting.

The reported short position represents approximately 5.6 days of trading volume using the referenced ten-day average. Five or more days to cover is the sweet spot. If short sellers needed to cover 500,000 shares over a relatively short period, that would represent more than three full days of average trading volume.

That is a meaningful amount of potential buying demand relative to the cited trading activity.

The Technical Levels That Could Make a Difference

Based on the recent trading information cited in the original investment analysis, the $3.30–$3.40 area represents an important initial zone to watch.

Above that, the recent high near $3.55 becomes another potential technical hurdle.

A sustained move through that level, particularly if accompanied by expanding trading volume, could attract momentum traders and potentially increase pressure on short positions.

Wall Street’s Price Targets Add Another Layer

Published analyst coverage has also placed considerably higher values on NTHI.

Roth Capital analyst Jonathan Aschoff initiated coverage with a Buy rating and a $20 price target.

The valuation thesis included projected future commercial potential for NEO100 and NEO212, with anticipated launches in 2029 and 2030, respectively, according to the analyst’s model.

Cantech Letter’s summary of the research cited projected 2033 operating income of $667 million.

These figures represent analyst assumptions and projections rather than established financial results or guaranteed future valuations.

Nevertheless, they illustrate the potential commercial opportunity envisioned in the bullish investment thesis if NeOnc’s programs successfully progress through clinical development and ultimately achieve commercialization.

That question could become increasingly relevant as additional milestones arrive.

For a clinical-stage company developing treatments for difficult-to-treat brain cancers, having two investigational programs represented at the same scientific meeting is a meaningful development and it also gives the investment community two distinct areas of research to follow rather than a single clinical catalyst.

The Bigger Picture: Investing in What Matters

There are plenty of companies competing for attention in today’s stock market. Some are selling the promise of faster computers, more powerful chips, or the next generation of artificial intelligence.

NeOnc is pursuing something different and is attempting to advance potential therapies for patients facing one of medicine’s most challenging diseases while developing technology designed to improve how researchers understand tumors and investigate treatment possibilities.

The company’s story now brings together two investigational drug programs, upcoming scientific presentations, a proposed 500-patient international clinical trial, an innovative intranasal delivery strategy, patented research technology, and international relationships.

Add the potential commercial opportunity outlined in analyst research and the trading dynamics associated with previously reported short interest, and NTHI has several developments that investors may want to monitor.

The November 13 SNO presentations could be particularly important because they bring both clinical programs into the scientific spotlight at the same time.

And for patients and families confronting aggressive brain cancers, the ultimate measure of success will be whether promising research can eventually translate into safer and more effective treatment options.

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Cautionary Note Regarding Forward-Looking Statements

This press release contains forward-looking statements that are subject to various risks and uncertainties. Such statements include statements regarding the Company’s ability to grow its business and other statements that are not historical facts, including statements which may be accompanied by the words “intends,” “may,” “will,” “plans,” “expects,” “anticipates,” “projects,” “predicts,” “estimates,” “aims,” “believes,” “hopes,” “potential” or similar words. Actual results could differ materially from those described in these forward-looking statements due to a number of factors, including without limitation, the Company’s ability to continue as a going concern, general economic conditions, and other risk factors detailed in the Company’s filings with the SEC. The forward-looking statements contained in this press release are made as of the date of this press release, and the Company does not undertake any responsibility to update such forward-looking statements except in accordance with applicable law.

OMAHA, NE, Nov. 02, 2026 (GLOBE NEWSWIRE) — FitLife Brands, Inc. (“FitLife,” or the “Company”) (Nasdaq: FTLF), a provider of innovative and proprietary nutritional supplements and wellness products, today announced that it plans to report its financial performance for the third quarter of fiscal 2026 on Monday, November 16, 2026.

In addition, the Company announced that it will hold an investor conference call after market close on November 16, 2026 at 4:30 pm ET.  Investors interested in participating in the live call can dial (833) 492-0064 from the U.S. and provide the conference identification code of 647543.  International participants can dial (973) 528-0163 and provide the same code.

About FitLife Brands
FitLife Brands is a developer and marketer of innovative and proprietary nutritional supplements and wellness products for health-conscious consumers.  FitLife markets over 500 different products online and through various retail locations.  FitLife is headquartered in Omaha, Nebraska.  For more information, please visit our website at www.fitlifebrands.com.

CONTACT: investor@fitlifebrands.com

In week 44 Kvika banki hf. purchased 14,000,000 of its own shares at the purchase price ISK 189,450,000. See further details below:

Date Time No. of shares Share price Purchase price
26.10.2026 11:08:30 2,000,000     13.375  26,750,000    
27.10.2026 15:22:16 2,000,000 13.6  27,200,000    
27.10.2026 15:24:09 2,000,000 13.6  27,200,000    
28.10.2026 11:58:19 2,000,000 13.6  27,200,000    
28.10.2026 14:05:08 2,000,000 13.55  27,100,000    
29.10.2026 15:28:35 4,000,000 13.5  54,000,000    
Total   14,000,000   189,450,000

The trade is in accordance with Kvika‘s buyback programme, announced on 11 September 2026, based on the authorisation of the bank’s Annual General Meeting on 18 March 2026.

Kvika has now purchased a total of 82,569,999 shares under the buyback programme, which corresponds to 1.907% of issued shares in the company. The total purchase price is ISK 1,043,799,112. Following these transactions Kvika holds 124,306,459 of own shares which corresponds to 2.871% of issued shares.

Buyback under the programme will be limited to an aggregate purchase price of up to ISK 1,540,550,041 and no more than 165,500,003 shares.

The buyback programme will remain in effect until shares have been repurchased for an aggregate consideration of ISK 1,540,550,041 or 165,500,003 shares have been acquired, whichever occurs first, but no later than 30 April 2027.

The execution of the buy-back programme must comply with Act on Public Limited Companies. No. 2/1995. In addition. the buy-back programme must be implemented as provided for in the Regulation of the European Parliament and of the Council no. 596/2014. on market abuse. as well as the Commission Delegated Regulation (EU) 2016/1052 on regulatory technical standards for the conditions applicable to buy-back programmes and stabilisation measures. which supplements that Regulation.

Further information please contact Kvika‘s investor relations, ir@kvika.is.

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