NEW YORK–(BUSINESS WIRE)–According to the Schroders 2026 US Retirement Survey, 52% of non-retired Americans are “concerned” or “very concerned” about outliving their assets in retirement. Despite these concerns, 45% are planning to file for Social Security benefits before reaching age 67 – the full retirement age for everyone born in 1960 or later, and just 10% plan to wait until age 70, when an individual reaches their maximum monthly benefit. For most, forgoing a larger income stream isn’t