LONDON–(BUSINESS WIRE)– As Agent Bank, please be advised of the following rate determined on: 10/21/2026 Issue ¦ QNB Finance Ltd – Series 396 USD 27,000,000 FRN due January 2027 ISIN Number ¦ XS2438701513 ISIN Reference ¦ 243870151 Issue Nomin USD ¦ 27000000 Period ¦ 7/28/2026 to 10/28/2026 Payment Date 10/28/2026 Number of Days ¦ 92 Rate ¦ 4.76558 Denomination USD ¦ 1000 ¦ 27000000 ¦ Amount Payable per Denomination ¦ 12.18 ¦ 328825.02 ¦ Bank of New York Rate