OLDWICK, N.J.–(BUSINESS WIRE)– #insurance–AM Best has revised the outlook to negative from stable for the Long-Term Issuer Credit Rating (Long-Term ICR) and affirmed the Financial Strength Rating (FSR) of B++ (Good) and the Long-Term ICR of “bbb+” (Good) of The Baltimore Life Insurance Company (BLIC) (Owings Mills, MD). The outlook of the FSR is stable.The Credit Ratings (ratings) reflect BLIC’s balance sheet strength, which AM Best assesses as strong, as well as its adequate operating performance, limite