CINCINNATI–(BUSINESS WIRE)– #AutoFinance–Shopping by monthly payment isn’t just a Subprime behavior, according to the inaugural FlexPath DXP Automotive Shopper Credit & Payment Behavior Study. It analyzed observed behavior of 4,773 identity-verified, credit-tiered vehicle shoppers at participating dealerships from Jan. 1 to Sept. 30, 2026. Key findings 8 in 10 Prime and Super Prime shoppers used Shop-By-Payment to shop by monthly budget, about as often as Subprime shoppers (78% vs. 80%). They were near